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Side-by-side financial comparison of GERMAN AMERICAN BANCORP, INC. (GABC) and Ribbon Communications Inc. (RBBN). Click either name above to swap in a different company.
Ribbon Communications Inc. is the larger business by last-quarter revenue ($162.6M vs $126.7M, roughly 1.3× GERMAN AMERICAN BANCORP, INC.). Ribbon Communications Inc. runs the higher net margin — 54.8% vs 28.2%, a 26.6% gap on every dollar of revenue. On growth, GERMAN AMERICAN BANCORP, INC. posted the faster year-over-year revenue change (39.7% vs -10.3%). Over the past eight quarters, GERMAN AMERICAN BANCORP, INC.'s revenue compounded faster (22.7% CAGR vs -8.1%).
American Express Company or Amex is an American bank holding company and multinational financial services corporation that specializes in payment cards. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan.
Ribbon Communications Inc. is a public company that makes software, IP and optical networking solutions for service providers, enterprises and critical infrastructure sectors. The company was formed in 2017, following the merger of Genband and Sonus Networks and is headquartered in Plano, Texas.
GABC vs RBBN — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | ||
|---|---|---|
| Revenue | $126.7M | $162.6M |
| Net Profit | $35.7M | $89.1M |
| Gross Margin | — | 42.9% |
| Operating Margin | 34.6% | 37.6% |
| Net Margin | 28.2% | 54.8% |
| Revenue YoY | 39.7% | -10.3% |
| Net Profit YoY | 53.7% | — |
| EPS (diluted) | $0.98 | $0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $162.6M | ||
| Q4 25 | $126.7M | $227.3M | ||
| Q3 25 | $126.5M | $215.4M | ||
| Q2 25 | $123.2M | $220.6M | ||
| Q1 25 | $111.1M | $181.3M | ||
| Q4 24 | $90.7M | $251.4M | ||
| Q3 24 | $88.5M | $210.2M | ||
| Q2 24 | $90.5M | $192.6M |
| Q1 26 | — | $89.1M | ||
| Q4 25 | $35.7M | — | ||
| Q3 25 | $35.1M | $-12.1M | ||
| Q2 25 | $31.4M | $-11.1M | ||
| Q1 25 | $10.5M | $-26.2M | ||
| Q4 24 | $23.2M | — | ||
| Q3 24 | $21.0M | $-13.4M | ||
| Q2 24 | $20.5M | $-16.8M |
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
| Q1 26 | — | 37.6% | ||
| Q4 25 | 34.6% | 4.1% | ||
| Q3 25 | 34.6% | 1.3% | ||
| Q2 25 | 31.8% | 1.9% | ||
| Q1 25 | 12.0% | -10.8% | ||
| Q4 24 | 31.6% | 13.2% | ||
| Q3 24 | 29.0% | -0.4% | ||
| Q2 24 | 29.4% | -1.0% |
| Q1 26 | — | 54.8% | ||
| Q4 25 | 28.2% | — | ||
| Q3 25 | 27.7% | -5.6% | ||
| Q2 25 | 25.5% | -5.0% | ||
| Q1 25 | 9.5% | -14.5% | ||
| Q4 24 | 25.6% | — | ||
| Q3 24 | 23.8% | -6.4% | ||
| Q2 24 | 22.7% | -8.7% |
| Q1 26 | — | $0.50 | ||
| Q4 25 | $0.98 | $0.50 | ||
| Q3 25 | $0.94 | $-0.07 | ||
| Q2 25 | $0.84 | $-0.06 | ||
| Q1 25 | $0.30 | $-0.15 | ||
| Q4 24 | $0.79 | $0.05 | ||
| Q3 24 | $0.71 | $-0.08 | ||
| Q2 24 | $0.69 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $67.6M |
| Total DebtLower is stronger | $100.0M | — |
| Stockholders' EquityBook value | $1.2B | $419.1M |
| Total Assets | $8.4B | — |
| Debt / EquityLower = less leverage | 0.09× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $67.6M | ||
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $74.8M | ||
| Q2 25 | — | $60.5M | ||
| Q1 25 | — | $71.2M | ||
| Q4 24 | — | $87.8M | ||
| Q3 24 | — | $37.2M | ||
| Q2 24 | — | $64.6M |
| Q1 26 | — | — | ||
| Q4 25 | $100.0M | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | $114.6M | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
| Q1 26 | — | $419.1M | ||
| Q4 25 | $1.2B | $449.0M | ||
| Q3 25 | $1.1B | $360.1M | ||
| Q2 25 | $1.1B | $370.4M | ||
| Q1 25 | $1.0B | $381.8M | ||
| Q4 24 | $715.1M | $404.6M | ||
| Q3 24 | $744.6M | $395.5M | ||
| Q2 24 | $687.8M | $405.0M |
| Q1 26 | — | — | ||
| Q4 25 | $8.4B | $1.2B | ||
| Q3 25 | $8.4B | $1.1B | ||
| Q2 25 | $8.3B | $1.1B | ||
| Q1 25 | $8.4B | $1.1B | ||
| Q4 24 | $6.3B | $1.2B | ||
| Q3 24 | $6.3B | $1.1B | ||
| Q2 24 | $6.2B | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | 0.09× | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | 0.16× | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $159.3M | — |
| Free Cash FlowOCF − Capex | $154.0M | — |
| FCF MarginFCF / Revenue | 121.6% | — |
| Capex IntensityCapex / Revenue | 4.2% | — |
| Cash ConversionOCF / Net Profit | 4.46× | — |
| TTM Free Cash FlowTrailing 4 quarters | $267.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $159.3M | $29.2M | ||
| Q3 25 | $51.8M | $26.5M | ||
| Q2 25 | $26.9M | $-795.0K | ||
| Q1 25 | $37.9M | $-3.5M | ||
| Q4 24 | $95.8M | $61.8M | ||
| Q3 24 | $24.5M | $-14.8M | ||
| Q2 24 | $18.7M | $-9.8M |
| Q1 26 | — | — | ||
| Q4 25 | $154.0M | $27.3M | ||
| Q3 25 | $50.1M | $21.0M | ||
| Q2 25 | $26.2M | $-6.5M | ||
| Q1 25 | $36.7M | $-15.7M | ||
| Q4 24 | $90.7M | $53.8M | ||
| Q3 24 | $23.0M | $-23.7M | ||
| Q2 24 | $17.0M | $-12.9M |
| Q1 26 | — | — | ||
| Q4 25 | 121.6% | 12.0% | ||
| Q3 25 | 39.6% | 9.7% | ||
| Q2 25 | 21.2% | -2.9% | ||
| Q1 25 | 33.0% | -8.7% | ||
| Q4 24 | 100.1% | 21.4% | ||
| Q3 24 | 26.0% | -11.3% | ||
| Q2 24 | 18.8% | -6.7% |
| Q1 26 | — | — | ||
| Q4 25 | 4.2% | 0.9% | ||
| Q3 25 | 1.3% | 2.6% | ||
| Q2 25 | 0.6% | 2.6% | ||
| Q1 25 | 1.1% | 6.7% | ||
| Q4 24 | 5.6% | 3.2% | ||
| Q3 24 | 1.7% | 4.2% | ||
| Q2 24 | 1.8% | 1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 4.46× | — | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 0.86× | — | ||
| Q1 25 | 3.61× | — | ||
| Q4 24 | 4.13× | — | ||
| Q3 24 | 1.16× | — | ||
| Q2 24 | 0.91× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GABC
Segment breakdown not available.
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |