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Side-by-side financial comparison of GERMAN AMERICAN BANCORP, INC. (GABC) and Ribbon Communications Inc. (RBBN). Click either name above to swap in a different company.

Ribbon Communications Inc. is the larger business by last-quarter revenue ($162.6M vs $126.7M, roughly 1.3× GERMAN AMERICAN BANCORP, INC.). Ribbon Communications Inc. runs the higher net margin — 54.8% vs 28.2%, a 26.6% gap on every dollar of revenue. On growth, GERMAN AMERICAN BANCORP, INC. posted the faster year-over-year revenue change (39.7% vs -10.3%). Over the past eight quarters, GERMAN AMERICAN BANCORP, INC.'s revenue compounded faster (22.7% CAGR vs -8.1%).

American Express Company or Amex is an American bank holding company and multinational financial services corporation that specializes in payment cards. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan.

Ribbon Communications Inc. is a public company that makes software, IP and optical networking solutions for service providers, enterprises and critical infrastructure sectors. The company was formed in 2017, following the merger of Genband and Sonus Networks and is headquartered in Plano, Texas.

GABC vs RBBN — Head-to-Head

Bigger by revenue
RBBN
RBBN
1.3× larger
RBBN
$162.6M
$126.7M
GABC
Growing faster (revenue YoY)
GABC
GABC
+50.0% gap
GABC
39.7%
-10.3%
RBBN
Higher net margin
RBBN
RBBN
26.6% more per $
RBBN
54.8%
28.2%
GABC
Faster 2-yr revenue CAGR
GABC
GABC
Annualised
GABC
22.7%
-8.1%
RBBN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
GABC
GABC
RBBN
RBBN
Revenue
$126.7M
$162.6M
Net Profit
$35.7M
$89.1M
Gross Margin
42.9%
Operating Margin
34.6%
37.6%
Net Margin
28.2%
54.8%
Revenue YoY
39.7%
-10.3%
Net Profit YoY
53.7%
EPS (diluted)
$0.98
$0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GABC
GABC
RBBN
RBBN
Q1 26
$162.6M
Q4 25
$126.7M
$227.3M
Q3 25
$126.5M
$215.4M
Q2 25
$123.2M
$220.6M
Q1 25
$111.1M
$181.3M
Q4 24
$90.7M
$251.4M
Q3 24
$88.5M
$210.2M
Q2 24
$90.5M
$192.6M
Net Profit
GABC
GABC
RBBN
RBBN
Q1 26
$89.1M
Q4 25
$35.7M
Q3 25
$35.1M
$-12.1M
Q2 25
$31.4M
$-11.1M
Q1 25
$10.5M
$-26.2M
Q4 24
$23.2M
Q3 24
$21.0M
$-13.4M
Q2 24
$20.5M
$-16.8M
Gross Margin
GABC
GABC
RBBN
RBBN
Q1 26
42.9%
Q4 25
53.3%
Q3 25
50.1%
Q2 25
49.6%
Q1 25
45.4%
Q4 24
55.7%
Q3 24
52.1%
Q2 24
50.8%
Operating Margin
GABC
GABC
RBBN
RBBN
Q1 26
37.6%
Q4 25
34.6%
4.1%
Q3 25
34.6%
1.3%
Q2 25
31.8%
1.9%
Q1 25
12.0%
-10.8%
Q4 24
31.6%
13.2%
Q3 24
29.0%
-0.4%
Q2 24
29.4%
-1.0%
Net Margin
GABC
GABC
RBBN
RBBN
Q1 26
54.8%
Q4 25
28.2%
Q3 25
27.7%
-5.6%
Q2 25
25.5%
-5.0%
Q1 25
9.5%
-14.5%
Q4 24
25.6%
Q3 24
23.8%
-6.4%
Q2 24
22.7%
-8.7%
EPS (diluted)
GABC
GABC
RBBN
RBBN
Q1 26
$0.50
Q4 25
$0.98
$0.50
Q3 25
$0.94
$-0.07
Q2 25
$0.84
$-0.06
Q1 25
$0.30
$-0.15
Q4 24
$0.79
$0.05
Q3 24
$0.71
$-0.08
Q2 24
$0.69
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GABC
GABC
RBBN
RBBN
Cash + ST InvestmentsLiquidity on hand
$67.6M
Total DebtLower is stronger
$100.0M
Stockholders' EquityBook value
$1.2B
$419.1M
Total Assets
$8.4B
Debt / EquityLower = less leverage
0.09×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GABC
GABC
RBBN
RBBN
Q1 26
$67.6M
Q4 25
$96.4M
Q3 25
$74.8M
Q2 25
$60.5M
Q1 25
$71.2M
Q4 24
$87.8M
Q3 24
$37.2M
Q2 24
$64.6M
Total Debt
GABC
GABC
RBBN
RBBN
Q1 26
Q4 25
$100.0M
$342.1M
Q3 25
$344.3M
Q2 25
$346.5M
Q1 25
$347.4M
Q4 24
$114.6M
$348.3M
Q3 24
$349.1M
Q2 24
$350.0M
Stockholders' Equity
GABC
GABC
RBBN
RBBN
Q1 26
$419.1M
Q4 25
$1.2B
$449.0M
Q3 25
$1.1B
$360.1M
Q2 25
$1.1B
$370.4M
Q1 25
$1.0B
$381.8M
Q4 24
$715.1M
$404.6M
Q3 24
$744.6M
$395.5M
Q2 24
$687.8M
$405.0M
Total Assets
GABC
GABC
RBBN
RBBN
Q1 26
Q4 25
$8.4B
$1.2B
Q3 25
$8.4B
$1.1B
Q2 25
$8.3B
$1.1B
Q1 25
$8.4B
$1.1B
Q4 24
$6.3B
$1.2B
Q3 24
$6.3B
$1.1B
Q2 24
$6.2B
$1.1B
Debt / Equity
GABC
GABC
RBBN
RBBN
Q1 26
Q4 25
0.09×
0.76×
Q3 25
0.96×
Q2 25
0.94×
Q1 25
0.91×
Q4 24
0.16×
0.86×
Q3 24
0.88×
Q2 24
0.86×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GABC
GABC
RBBN
RBBN
Operating Cash FlowLast quarter
$159.3M
Free Cash FlowOCF − Capex
$154.0M
FCF MarginFCF / Revenue
121.6%
Capex IntensityCapex / Revenue
4.2%
Cash ConversionOCF / Net Profit
4.46×
TTM Free Cash FlowTrailing 4 quarters
$267.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GABC
GABC
RBBN
RBBN
Q1 26
Q4 25
$159.3M
$29.2M
Q3 25
$51.8M
$26.5M
Q2 25
$26.9M
$-795.0K
Q1 25
$37.9M
$-3.5M
Q4 24
$95.8M
$61.8M
Q3 24
$24.5M
$-14.8M
Q2 24
$18.7M
$-9.8M
Free Cash Flow
GABC
GABC
RBBN
RBBN
Q1 26
Q4 25
$154.0M
$27.3M
Q3 25
$50.1M
$21.0M
Q2 25
$26.2M
$-6.5M
Q1 25
$36.7M
$-15.7M
Q4 24
$90.7M
$53.8M
Q3 24
$23.0M
$-23.7M
Q2 24
$17.0M
$-12.9M
FCF Margin
GABC
GABC
RBBN
RBBN
Q1 26
Q4 25
121.6%
12.0%
Q3 25
39.6%
9.7%
Q2 25
21.2%
-2.9%
Q1 25
33.0%
-8.7%
Q4 24
100.1%
21.4%
Q3 24
26.0%
-11.3%
Q2 24
18.8%
-6.7%
Capex Intensity
GABC
GABC
RBBN
RBBN
Q1 26
Q4 25
4.2%
0.9%
Q3 25
1.3%
2.6%
Q2 25
0.6%
2.6%
Q1 25
1.1%
6.7%
Q4 24
5.6%
3.2%
Q3 24
1.7%
4.2%
Q2 24
1.8%
1.6%
Cash Conversion
GABC
GABC
RBBN
RBBN
Q1 26
Q4 25
4.46×
Q3 25
1.48×
Q2 25
0.86×
Q1 25
3.61×
Q4 24
4.13×
Q3 24
1.16×
Q2 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GABC
GABC

Segment breakdown not available.

RBBN
RBBN

Service$94.5M58%
Product$68.1M42%

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