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Side-by-side financial comparison of GERMAN AMERICAN BANCORP, INC. (GABC) and T1 Energy Inc. (TE). Click either name above to swap in a different company.

T1 Energy Inc. is the larger business by last-quarter revenue ($210.5M vs $126.7M, roughly 1.7× GERMAN AMERICAN BANCORP, INC.). GERMAN AMERICAN BANCORP, INC. runs the higher net margin — 28.2% vs -62.0%, a 90.2% gap on every dollar of revenue. GERMAN AMERICAN BANCORP, INC. produced more free cash flow last quarter ($154.0M vs $55.0M).

American Express Company or Amex is an American bank holding company and multinational financial services corporation that specializes in payment cards. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan.

Sony Energy Devices Corporation , is a Japanese multinational company specializing in a variety of areas in the energy industry, and is a wholly owned subsidiary and part of the Devices Group of Sony. The company was established in February 1975 in Fukushima, Japan.

GABC vs TE — Head-to-Head

Bigger by revenue
TE
TE
1.7× larger
TE
$210.5M
$126.7M
GABC
Higher net margin
GABC
GABC
90.2% more per $
GABC
28.2%
-62.0%
TE
More free cash flow
GABC
GABC
$99.0M more FCF
GABC
$154.0M
$55.0M
TE

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
GABC
GABC
TE
TE
Revenue
$126.7M
$210.5M
Net Profit
$35.7M
$-130.6M
Gross Margin
10.0%
Operating Margin
34.6%
-45.0%
Net Margin
28.2%
-62.0%
Revenue YoY
39.7%
Net Profit YoY
53.7%
-375.2%
EPS (diluted)
$0.98
$-0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GABC
GABC
TE
TE
Q4 25
$126.7M
Q3 25
$126.5M
$210.5M
Q2 25
$123.2M
$132.8M
Q1 25
$111.1M
$53.5M
Q4 24
$90.7M
Q3 24
$88.5M
$0
Q2 24
$90.5M
$0
Q1 24
$84.1M
$0
Net Profit
GABC
GABC
TE
TE
Q4 25
$35.7M
Q3 25
$35.1M
$-130.6M
Q2 25
$31.4M
$-31.9M
Q1 25
$10.5M
$-16.2M
Q4 24
$23.2M
Q3 24
$21.0M
$-27.5M
Q2 24
$20.5M
$-27.0M
Q1 24
$19.0M
$-28.5M
Gross Margin
GABC
GABC
TE
TE
Q4 25
Q3 25
10.0%
Q2 25
24.7%
Q1 25
33.3%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
GABC
GABC
TE
TE
Q4 25
34.6%
Q3 25
34.6%
-45.0%
Q2 25
31.8%
-22.0%
Q1 25
12.0%
-44.2%
Q4 24
31.6%
Q3 24
29.0%
Q2 24
29.4%
Q1 24
27.6%
Net Margin
GABC
GABC
TE
TE
Q4 25
28.2%
Q3 25
27.7%
-62.0%
Q2 25
25.5%
-24.0%
Q1 25
9.5%
-30.4%
Q4 24
25.6%
Q3 24
23.8%
Q2 24
22.7%
Q1 24
22.6%
EPS (diluted)
GABC
GABC
TE
TE
Q4 25
$0.98
Q3 25
$0.94
$-0.87
Q2 25
$0.84
$-0.21
Q1 25
$0.30
$-0.11
Q4 24
$0.79
Q3 24
$0.71
$-0.20
Q2 24
$0.69
$-0.19
Q1 24
$0.64
$-0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GABC
GABC
TE
TE
Cash + ST InvestmentsLiquidity on hand
$34.1M
Total DebtLower is stronger
$100.0M
$547.3M
Stockholders' EquityBook value
$1.2B
$96.9M
Total Assets
$8.4B
$1.4B
Debt / EquityLower = less leverage
0.09×
5.65×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GABC
GABC
TE
TE
Q4 25
Q3 25
$34.1M
Q2 25
$8.5M
Q1 25
$48.9M
Q4 24
Q3 24
$181.9M
Q2 24
$219.6M
Q1 24
$249.9M
Total Debt
GABC
GABC
TE
TE
Q4 25
$100.0M
Q3 25
$547.3M
Q2 25
$591.2M
Q1 25
$603.2M
Q4 24
$114.6M
Q3 24
Q2 24
Q1 24
$602.3M
Stockholders' Equity
GABC
GABC
TE
TE
Q4 25
$1.2B
Q3 25
$1.1B
$96.9M
Q2 25
$1.1B
$183.9M
Q1 25
$1.0B
$201.9M
Q4 24
$715.1M
Q3 24
$744.6M
$538.7M
Q2 24
$687.8M
$561.6M
Q1 24
$655.3M
$582.3M
Total Assets
GABC
GABC
TE
TE
Q4 25
$8.4B
Q3 25
$8.4B
$1.4B
Q2 25
$8.3B
$1.4B
Q1 25
$8.4B
$1.4B
Q4 24
$6.3B
Q3 24
$6.3B
$615.0M
Q2 24
$6.2B
$644.4M
Q1 24
$6.1B
$670.3M
Debt / Equity
GABC
GABC
TE
TE
Q4 25
0.09×
Q3 25
5.65×
Q2 25
3.21×
Q1 25
2.99×
Q4 24
0.16×
Q3 24
Q2 24
Q1 24
1.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GABC
GABC
TE
TE
Operating Cash FlowLast quarter
$159.3M
$63.9M
Free Cash FlowOCF − Capex
$154.0M
$55.0M
FCF MarginFCF / Revenue
121.6%
26.1%
Capex IntensityCapex / Revenue
4.2%
4.2%
Cash ConversionOCF / Net Profit
4.46×
TTM Free Cash FlowTrailing 4 quarters
$267.0M
$-42.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GABC
GABC
TE
TE
Q4 25
$159.3M
Q3 25
$51.8M
$63.9M
Q2 25
$26.9M
$33.4M
Q1 25
$37.9M
$-44.8M
Q4 24
$95.8M
Q3 24
$24.5M
$-28.4M
Q2 24
$18.7M
$-28.0M
Q1 24
$23.9M
$-16.2M
Free Cash Flow
GABC
GABC
TE
TE
Q4 25
$154.0M
Q3 25
$50.1M
$55.0M
Q2 25
$26.2M
$10.6M
Q1 25
$36.7M
$-74.0M
Q4 24
$90.7M
Q3 24
$23.0M
$-34.0M
Q2 24
$17.0M
$-35.6M
Q1 24
$22.6M
$-37.7M
FCF Margin
GABC
GABC
TE
TE
Q4 25
121.6%
Q3 25
39.6%
26.1%
Q2 25
21.2%
8.0%
Q1 25
33.0%
-138.4%
Q4 24
100.1%
Q3 24
26.0%
Q2 24
18.8%
Q1 24
26.9%
Capex Intensity
GABC
GABC
TE
TE
Q4 25
4.2%
Q3 25
1.3%
4.2%
Q2 25
0.6%
17.2%
Q1 25
1.1%
54.5%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.8%
Q1 24
1.5%
Cash Conversion
GABC
GABC
TE
TE
Q4 25
4.46×
Q3 25
1.48×
Q2 25
0.86×
Q1 25
3.61×
Q4 24
4.13×
Q3 24
1.16×
Q2 24
0.91×
Q1 24
1.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GABC
GABC

Segment breakdown not available.

TE
TE

Related Party$120.1M57%
Nonrelated Party$90.4M43%

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