vs

Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and Limoneira CO (LMNR). Click either name above to swap in a different company.

Limoneira CO is the larger business by last-quarter revenue ($41.3M vs $22.2M, roughly 1.9× GREENE COUNTY BANCORP INC). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -21.0%, a 67.4% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -2.8%). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs 3.8%).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

Limoneira Company is a leading agribusiness headquartered in California, the U.S. It primarily cultivates, processes and distributes premium citrus fruits, avocados and other specialty agricultural products. It operates across North American, Asian and European markets, serving retail and food service clients, alongside a sustainable land real estate development segment.

GCBC vs LMNR — Head-to-Head

Bigger by revenue
LMNR
LMNR
1.9× larger
LMNR
$41.3M
$22.2M
GCBC
Growing faster (revenue YoY)
GCBC
GCBC
+26.6% gap
GCBC
23.8%
-2.8%
LMNR
Higher net margin
GCBC
GCBC
67.4% more per $
GCBC
46.3%
-21.0%
LMNR
Faster 2-yr revenue CAGR
GCBC
GCBC
Annualised
GCBC
18.9%
3.8%
LMNR

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
GCBC
GCBC
LMNR
LMNR
Revenue
$22.2M
$41.3M
Net Profit
$10.3M
$-8.7M
Gross Margin
-15.1%
Operating Margin
52.0%
-26.8%
Net Margin
46.3%
-21.0%
Revenue YoY
23.8%
-2.8%
Net Profit YoY
37.4%
-367.5%
EPS (diluted)
$0.60
$-0.49

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
LMNR
LMNR
Q4 25
$22.2M
$41.3M
Q3 25
$21.5M
$45.9M
Q2 25
$20.5M
$33.6M
Q1 25
$20.1M
$32.9M
Q4 24
$17.9M
$42.5M
Q3 24
$16.9M
$61.8M
Q2 24
$16.6M
$43.3M
Q1 24
$15.7M
$38.3M
Net Profit
GCBC
GCBC
LMNR
LMNR
Q4 25
$10.3M
$-8.7M
Q3 25
$8.9M
$-855.0K
Q2 25
$9.3M
$-3.4M
Q1 25
$8.1M
$-3.1M
Q4 24
$7.5M
$-1.9M
Q3 24
$6.3M
$6.6M
Q2 24
$6.7M
$6.6M
Q1 24
$5.9M
$-3.6M
Gross Margin
GCBC
GCBC
LMNR
LMNR
Q4 25
-15.1%
Q3 25
8.5%
Q2 25
5.6%
Q1 25
-2.0%
Q4 24
6.3%
Q3 24
26.5%
Q2 24
6.5%
Q1 24
-2.0%
Operating Margin
GCBC
GCBC
LMNR
LMNR
Q4 25
52.0%
-26.8%
Q3 25
47.4%
-1.4%
Q2 25
53.5%
-10.0%
Q1 25
44.6%
-16.3%
Q4 24
45.0%
-6.5%
Q3 24
39.6%
14.5%
Q2 24
41.2%
-10.8%
Q1 24
39.4%
-20.2%
Net Margin
GCBC
GCBC
LMNR
LMNR
Q4 25
46.3%
-21.0%
Q3 25
41.2%
-1.9%
Q2 25
45.6%
-10.0%
Q1 25
40.1%
-9.4%
Q4 24
41.7%
-4.4%
Q3 24
37.1%
10.7%
Q2 24
40.6%
15.2%
Q1 24
37.3%
-9.4%
EPS (diluted)
GCBC
GCBC
LMNR
LMNR
Q4 25
$0.60
$-0.49
Q3 25
$0.52
$-0.06
Q2 25
$0.55
$-0.20
Q1 25
$0.47
$-0.18
Q4 24
$0.44
$-0.09
Q3 24
$0.37
$0.35
Q2 24
$0.39
$0.35
Q1 24
$0.34
$-0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
LMNR
LMNR
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$72.5M
Stockholders' EquityBook value
$258.3M
$180.0M
Total Assets
$3.1B
$311.1M
Debt / EquityLower = less leverage
0.40×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
LMNR
LMNR
Q4 25
Q3 25
Q2 25
Q1 25
$155.5M
Q4 24
$166.4M
Q3 24
Q2 24
$190.4M
Q1 24
Total Debt
GCBC
GCBC
LMNR
LMNR
Q4 25
$72.5M
Q3 25
$63.4M
Q2 25
$55.0M
Q1 25
$58.0M
Q4 24
$40.6M
Q3 24
$40.6M
Q2 24
$60.1M
Q1 24
$52.1M
Stockholders' Equity
GCBC
GCBC
LMNR
LMNR
Q4 25
$258.3M
$180.0M
Q3 25
$248.2M
$180.3M
Q2 25
$238.8M
$182.7M
Q1 25
$229.0M
$186.5M
Q4 24
$218.4M
$191.7M
Q3 24
$216.3M
$194.9M
Q2 24
$206.0M
$189.0M
Q1 24
$199.2M
$184.2M
Total Assets
GCBC
GCBC
LMNR
LMNR
Q4 25
$3.1B
$311.1M
Q3 25
$3.1B
$299.9M
Q2 25
$3.0B
$296.6M
Q1 25
$3.0B
$301.4M
Q4 24
$3.0B
$298.8M
Q3 24
$2.9B
$307.3M
Q2 24
$2.8B
$322.2M
Q1 24
$2.9B
$299.6M
Debt / Equity
GCBC
GCBC
LMNR
LMNR
Q4 25
0.40×
Q3 25
0.35×
Q2 25
0.30×
Q1 25
0.31×
Q4 24
0.21×
Q3 24
0.21×
Q2 24
0.32×
Q1 24
0.28×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
LMNR
LMNR
Operating Cash FlowLast quarter
$6.4M
$942.0K
Free Cash FlowOCF − Capex
$6.2M
FCF MarginFCF / Revenue
28.0%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
LMNR
LMNR
Q4 25
$6.4M
$942.0K
Q3 25
$7.0M
$-3.0M
Q2 25
$28.0M
$8.9M
Q1 25
$7.3M
$-12.9M
Q4 24
$5.3M
$6.6M
Q3 24
$2.1M
$24.6M
Q2 24
$24.9M
$-3.0M
Q1 24
$5.6M
$-10.3M
Free Cash Flow
GCBC
GCBC
LMNR
LMNR
Q4 25
$6.2M
Q3 25
$6.5M
Q2 25
$27.3M
Q1 25
$7.3M
Q4 24
$5.1M
Q3 24
$2.0M
Q2 24
$23.4M
Q1 24
$4.9M
FCF Margin
GCBC
GCBC
LMNR
LMNR
Q4 25
28.0%
Q3 25
30.4%
Q2 25
133.3%
Q1 25
36.1%
Q4 24
28.6%
Q3 24
11.8%
Q2 24
141.2%
Q1 24
31.3%
Capex Intensity
GCBC
GCBC
LMNR
LMNR
Q4 25
0.9%
Q3 25
1.9%
Q2 25
3.4%
Q1 25
0.3%
Q4 24
1.0%
Q3 24
0.9%
Q2 24
9.1%
Q1 24
4.2%
Cash Conversion
GCBC
GCBC
LMNR
LMNR
Q4 25
0.62×
Q3 25
0.78×
Q2 25
3.00×
Q1 25
0.91×
Q4 24
0.71×
Q3 24
0.34×
3.73×
Q2 24
3.70×
-0.46×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GCBC
GCBC

Segment breakdown not available.

LMNR
LMNR

Lemon Packing$33.9M82%
Other Agribusiness$5.8M14%
Fresh Lemons$1.3M3%

Related Comparisons