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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and SmartRent, Inc. (SMRT). Click either name above to swap in a different company.
SmartRent, Inc. is the larger business by last-quarter revenue ($36.5M vs $22.2M, roughly 1.6× GREENE COUNTY BANCORP INC). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -8.9%, a 55.2% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs 3.1%). SmartRent, Inc. produced more free cash flow last quarter ($7.7M vs $6.2M). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs -15.0%).
Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.
Budget Rent a Car System, Inc. is an American car rental company that was founded in 1958 in Los Angeles, California by Morris Mirkin. Budget is a subsidiary of the Avis Budget Group, with its operations headquartered in Parsippany, New Jersey.
GCBC vs SMRT — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $22.2M | $36.5M |
| Net Profit | $10.3M | $-3.2M |
| Gross Margin | — | 38.6% |
| Operating Margin | 52.0% | -10.9% |
| Net Margin | 46.3% | -8.9% |
| Revenue YoY | 23.8% | 3.1% |
| Net Profit YoY | 37.4% | 71.6% |
| EPS (diluted) | $0.60 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $22.2M | $36.5M | ||
| Q3 25 | $21.5M | $36.2M | ||
| Q2 25 | $20.5M | $38.3M | ||
| Q1 25 | $20.1M | $41.3M | ||
| Q4 24 | $17.9M | $35.4M | ||
| Q3 24 | $16.9M | $40.5M | ||
| Q2 24 | $16.6M | $48.5M | ||
| Q1 24 | $15.7M | $50.5M |
| Q4 25 | $10.3M | $-3.2M | ||
| Q3 25 | $8.9M | $-6.3M | ||
| Q2 25 | $9.3M | $-10.9M | ||
| Q1 25 | $8.1M | $-40.2M | ||
| Q4 24 | $7.5M | $-11.4M | ||
| Q3 24 | $6.3M | $-9.9M | ||
| Q2 24 | $6.7M | $-4.6M | ||
| Q1 24 | $5.9M | $-7.7M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 33.1% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 38.5% |
| Q4 25 | 52.0% | -10.9% | ||
| Q3 25 | 47.4% | -19.4% | ||
| Q2 25 | 53.5% | -30.5% | ||
| Q1 25 | 44.6% | -99.9% | ||
| Q4 24 | 45.0% | -36.6% | ||
| Q3 24 | 39.6% | -29.0% | ||
| Q2 24 | 41.2% | -14.3% | ||
| Q1 24 | 39.4% | -20.1% |
| Q4 25 | 46.3% | -8.9% | ||
| Q3 25 | 41.2% | -17.3% | ||
| Q2 25 | 45.6% | -28.3% | ||
| Q1 25 | 40.1% | -97.2% | ||
| Q4 24 | 41.7% | -32.3% | ||
| Q3 24 | 37.1% | -24.5% | ||
| Q2 24 | 40.6% | -9.5% | ||
| Q1 24 | 37.3% | -15.2% |
| Q4 25 | $0.60 | $-0.02 | ||
| Q3 25 | $0.52 | $-0.03 | ||
| Q2 25 | $0.55 | $-0.06 | ||
| Q1 25 | $0.47 | $-0.21 | ||
| Q4 24 | $0.44 | $-0.06 | ||
| Q3 24 | $0.37 | $-0.05 | ||
| Q2 24 | $0.39 | $-0.02 | ||
| Q1 24 | $0.34 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $104.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $258.3M | $232.1M |
| Total Assets | $3.1B | $320.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $104.5M | ||
| Q3 25 | — | $100.0M | ||
| Q2 25 | — | $105.0M | ||
| Q1 25 | $155.5M | $125.6M | ||
| Q4 24 | $166.4M | $142.5M | ||
| Q3 24 | — | $163.4M | ||
| Q2 24 | $190.4M | $187.4M | ||
| Q1 24 | — | $204.7M |
| Q4 25 | $258.3M | $232.1M | ||
| Q3 25 | $248.2M | $234.4M | ||
| Q2 25 | $238.8M | $238.8M | ||
| Q1 25 | $229.0M | $250.7M | ||
| Q4 24 | $218.4M | $289.4M | ||
| Q3 24 | $216.3M | $305.1M | ||
| Q2 24 | $206.0M | $329.4M | ||
| Q1 24 | $199.2M | $333.1M |
| Q4 25 | $3.1B | $320.9M | ||
| Q3 25 | $3.1B | $335.8M | ||
| Q2 25 | $3.0B | $354.0M | ||
| Q1 25 | $3.0B | $366.1M | ||
| Q4 24 | $3.0B | $420.2M | ||
| Q3 24 | $2.9B | $448.6M | ||
| Q2 24 | $2.8B | $475.3M | ||
| Q1 24 | $2.9B | $485.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $6.4M | $7.7M |
| Free Cash FlowOCF − Capex | $6.2M | $7.7M |
| FCF MarginFCF / Revenue | 28.0% | 21.0% |
| Capex IntensityCapex / Revenue | 0.9% | 0.0% |
| Cash ConversionOCF / Net Profit | 0.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | $47.3M | $-25.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $6.4M | $7.7M | ||
| Q3 25 | $7.0M | $-2.1M | ||
| Q2 25 | $28.0M | $-14.9M | ||
| Q1 25 | $7.3M | $-12.2M | ||
| Q4 24 | $5.3M | $-12.0M | ||
| Q3 24 | $2.1M | $-3.7M | ||
| Q2 24 | $24.9M | $-13.9M | ||
| Q1 24 | $5.6M | $-3.3M |
| Q4 25 | $6.2M | $7.7M | ||
| Q3 25 | $6.5M | $-2.2M | ||
| Q2 25 | $27.3M | $-16.2M | ||
| Q1 25 | $7.3M | $-14.3M | ||
| Q4 24 | $5.1M | $-13.3M | ||
| Q3 24 | $2.0M | $-3.9M | ||
| Q2 24 | $23.4M | $-14.1M | ||
| Q1 24 | $4.9M | $-3.4M |
| Q4 25 | 28.0% | 21.0% | ||
| Q3 25 | 30.4% | -6.1% | ||
| Q2 25 | 133.3% | -42.3% | ||
| Q1 25 | 36.1% | -34.7% | ||
| Q4 24 | 28.6% | -37.5% | ||
| Q3 24 | 11.8% | -9.7% | ||
| Q2 24 | 141.2% | -29.1% | ||
| Q1 24 | 31.3% | -6.7% |
| Q4 25 | 0.9% | 0.0% | ||
| Q3 25 | 1.9% | 0.2% | ||
| Q2 25 | 3.4% | 3.3% | ||
| Q1 25 | 0.3% | 5.3% | ||
| Q4 24 | 1.0% | 3.5% | ||
| Q3 24 | 0.9% | 0.6% | ||
| Q2 24 | 9.1% | 0.5% | ||
| Q1 24 | 4.2% | 0.1% |
| Q4 25 | 0.62× | — | ||
| Q3 25 | 0.78× | — | ||
| Q2 25 | 3.00× | — | ||
| Q1 25 | 0.91× | — | ||
| Q4 24 | 0.71× | — | ||
| Q3 24 | 0.34× | — | ||
| Q2 24 | 3.70× | — | ||
| Q1 24 | 0.95× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GCBC
Segment breakdown not available.
SMRT
| Hosted Services | $18.1M | 50% |
| Hardware Service | $12.5M | 34% |
| Smart Operations Solutions | $2.6M | 7% |
| Access Control | $2.0M | 5% |
| Other Smart Communities Solutions | $1.3M | 3% |
