vs

Side-by-side financial comparison of GCL Global Holdings Ltd (GCL) and KINGSTONE COMPANIES, INC. (KINS). Click either name above to swap in a different company.

GCL Global Holdings Ltd is the larger business by last-quarter revenue ($98.7M vs $56.4M, roughly 1.7× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs -5.2%, a 31.3% gap on every dollar of revenue. KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $-5.2M).

GCL Global Holdings Ltd is a leading clean energy enterprise focusing on R&D, production and operation of photovoltaic products, energy storage systems and low-carbon energy solutions. Its main markets cover Asia, Europe, North America, serving utility, commercial and residential distributed energy users across the globe.

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

GCL vs KINS — Head-to-Head

Bigger by revenue
GCL
GCL
1.7× larger
GCL
$98.7M
$56.4M
KINS
Higher net margin
KINS
KINS
31.3% more per $
KINS
26.2%
-5.2%
GCL
More free cash flow
KINS
KINS
$78.3M more FCF
KINS
$73.1M
$-5.2M
GCL

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
GCL
GCL
KINS
KINS
Revenue
$98.7M
$56.4M
Net Profit
$-5.1M
$14.8M
Gross Margin
11.0%
Operating Margin
-6.7%
32.7%
Net Margin
-5.2%
26.2%
Revenue YoY
34.0%
Net Profit YoY
171.4%
EPS (diluted)
$-0.04
$1.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCL
GCL
KINS
KINS
Q4 25
$56.4M
Q3 25
$98.7M
$55.7M
Q2 25
$142.1M
$52.3M
Q1 25
$50.5M
Q4 24
$42.1M
Q3 24
$36.1M
$40.8M
Q2 24
$36.5M
Q1 24
$35.8M
Net Profit
GCL
GCL
KINS
KINS
Q4 25
$14.8M
Q3 25
$-5.1M
$10.9M
Q2 25
$5.6M
$11.3M
Q1 25
$3.9M
Q4 24
$5.4M
Q3 24
$-1.9M
$7.0M
Q2 24
$4.5M
Q1 24
$1.4M
Gross Margin
GCL
GCL
KINS
KINS
Q4 25
Q3 25
11.0%
Q2 25
15.0%
Q1 25
Q4 24
Q3 24
16.2%
Q2 24
Q1 24
Operating Margin
GCL
GCL
KINS
KINS
Q4 25
32.7%
Q3 25
-6.7%
24.6%
Q2 25
2.3%
27.1%
Q1 25
9.3%
Q4 24
15.9%
Q3 24
-5.6%
22.3%
Q2 24
15.7%
Q1 24
5.0%
Net Margin
GCL
GCL
KINS
KINS
Q4 25
26.2%
Q3 25
-5.2%
19.5%
Q2 25
3.9%
21.5%
Q1 25
7.7%
Q4 24
12.9%
Q3 24
-5.2%
17.1%
Q2 24
12.4%
Q1 24
4.0%
EPS (diluted)
GCL
GCL
KINS
KINS
Q4 25
$1.09
Q3 25
$-0.04
$0.74
Q2 25
$0.05
$0.78
Q1 25
$0.27
Q4 24
$0.44
Q3 24
$0.55
Q2 24
$0.37
Q1 24
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCL
GCL
KINS
KINS
Cash + ST InvestmentsLiquidity on hand
$16.6M
Total DebtLower is stronger
$52.0M
$4.4M
Stockholders' EquityBook value
$33.1M
$122.7M
Total Assets
$159.9M
$453.4M
Debt / EquityLower = less leverage
1.57×
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCL
GCL
KINS
KINS
Q4 25
Q3 25
$16.6M
Q2 25
$18.2M
Q1 25
Q4 24
Q3 24
$2.7M
Q2 24
Q1 24
Total Debt
GCL
GCL
KINS
KINS
Q4 25
$4.4M
Q3 25
$52.0M
$4.8M
Q2 25
$11.9M
$5.1M
Q1 25
$5.4M
Q4 24
$11.2M
Q3 24
$17.3M
Q2 24
$25.3M
Q1 24
$25.3M
Stockholders' Equity
GCL
GCL
KINS
KINS
Q4 25
$122.7M
Q3 25
$33.1M
$107.7M
Q2 25
$35.9M
$94.9M
Q1 25
$82.2M
Q4 24
$66.7M
Q3 24
$15.9M
$59.7M
Q2 24
$40.8M
Q1 24
$35.7M
Total Assets
GCL
GCL
KINS
KINS
Q4 25
$453.4M
Q3 25
$159.9M
$428.6M
Q2 25
$101.6M
$393.4M
Q1 25
$385.4M
Q4 24
$374.9M
Q3 24
$49.6M
$347.0M
Q2 24
$319.8M
Q1 24
$318.3M
Debt / Equity
GCL
GCL
KINS
KINS
Q4 25
0.04×
Q3 25
1.57×
0.04×
Q2 25
0.33×
0.05×
Q1 25
0.07×
Q4 24
0.17×
Q3 24
0.29×
Q2 24
0.62×
Q1 24
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCL
GCL
KINS
KINS
Operating Cash FlowLast quarter
$-4.8M
$75.9M
Free Cash FlowOCF − Capex
$-5.2M
$73.1M
FCF MarginFCF / Revenue
-5.3%
129.5%
Capex IntensityCapex / Revenue
0.4%
5.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCL
GCL
KINS
KINS
Q4 25
$75.9M
Q3 25
$-4.8M
$25.9M
Q2 25
$-10.3M
$9.3M
Q1 25
$17.9M
Q4 24
$57.9M
Q3 24
$6.1M
$21.7M
Q2 24
$7.1M
Q1 24
$6.1M
Free Cash Flow
GCL
GCL
KINS
KINS
Q4 25
$73.1M
Q3 25
$-5.2M
$25.3M
Q2 25
$-10.5M
$8.7M
Q1 25
$17.0M
Q4 24
$55.6M
Q3 24
$21.0M
Q2 24
$6.6M
Q1 24
$5.6M
FCF Margin
GCL
GCL
KINS
KINS
Q4 25
129.5%
Q3 25
-5.3%
45.4%
Q2 25
-7.4%
16.6%
Q1 25
33.7%
Q4 24
132.1%
Q3 24
51.6%
Q2 24
18.1%
Q1 24
15.5%
Capex Intensity
GCL
GCL
KINS
KINS
Q4 25
5.0%
Q3 25
0.4%
1.2%
Q2 25
0.1%
1.1%
Q1 25
1.7%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.4%
Q1 24
1.5%
Cash Conversion
GCL
GCL
KINS
KINS
Q4 25
5.14×
Q3 25
2.38×
Q2 25
-1.84×
0.82×
Q1 25
4.60×
Q4 24
10.65×
Q3 24
3.12×
Q2 24
1.58×
Q1 24
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons