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Side-by-side financial comparison of GCL Global Holdings Ltd (GCL) and LAKELAND FINANCIAL CORP (LKFN). Click either name above to swap in a different company.

GCL Global Holdings Ltd is the larger business by last-quarter revenue ($98.7M vs $69.7M, roughly 1.4× LAKELAND FINANCIAL CORP). LAKELAND FINANCIAL CORP runs the higher net margin — 38.0% vs -5.2%, a 43.2% gap on every dollar of revenue.

GCL Global Holdings Ltd is a leading clean energy enterprise focusing on R&D, production and operation of photovoltaic products, energy storage systems and low-carbon energy solutions. Its main markets cover Asia, Europe, North America, serving utility, commercial and residential distributed energy users across the globe.

Amscot Financial is an American financial services company headquartered in Tampa, Florida. Founded in 1989 by Ian MacKechnie, Amscot Financial provides non-bank consumer financial services through a network of retail branches located exclusively within Florida. Amscot's core services include check cashing, bill payment, prepaid access cards, payday loans, free money orders, ATMs in every branch, wire transfers, notary services, fax services, and postage. Amscot Financial operates nearly 240 ...

GCL vs LKFN — Head-to-Head

Bigger by revenue
GCL
GCL
1.4× larger
GCL
$98.7M
$69.7M
LKFN
Higher net margin
LKFN
LKFN
43.2% more per $
LKFN
38.0%
-5.2%
GCL

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
GCL
GCL
LKFN
LKFN
Revenue
$98.7M
$69.7M
Net Profit
$-5.1M
$26.5M
Gross Margin
11.0%
Operating Margin
-6.7%
Net Margin
-5.2%
38.0%
Revenue YoY
Net Profit YoY
31.8%
EPS (diluted)
$-0.04
$1.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCL
GCL
LKFN
LKFN
Q1 26
$69.7M
Q4 25
$69.8M
Q3 25
$98.7M
$69.0M
Q2 25
$142.1M
$66.4M
Q1 25
$63.8M
Q4 24
$63.6M
Q3 24
$36.1M
$61.2M
Q2 24
$68.7M
Net Profit
GCL
GCL
LKFN
LKFN
Q1 26
$26.5M
Q4 25
$29.9M
Q3 25
$-5.1M
$26.4M
Q2 25
$5.6M
$27.0M
Q1 25
$20.1M
Q4 24
$24.2M
Q3 24
$-1.9M
$23.3M
Q2 24
$22.5M
Gross Margin
GCL
GCL
LKFN
LKFN
Q1 26
Q4 25
Q3 25
11.0%
Q2 25
15.0%
Q1 25
Q4 24
Q3 24
16.2%
Q2 24
Operating Margin
GCL
GCL
LKFN
LKFN
Q1 26
Q4 25
52.1%
Q3 25
-6.7%
46.4%
Q2 25
2.3%
49.6%
Q1 25
38.0%
Q4 24
46.0%
Q3 24
-5.6%
45.3%
Q2 24
39.2%
Net Margin
GCL
GCL
LKFN
LKFN
Q1 26
38.0%
Q4 25
42.8%
Q3 25
-5.2%
38.3%
Q2 25
3.9%
40.6%
Q1 25
31.5%
Q4 24
38.1%
Q3 24
-5.2%
38.1%
Q2 24
32.8%
EPS (diluted)
GCL
GCL
LKFN
LKFN
Q1 26
$1.04
Q4 25
$1.16
Q3 25
$-0.04
$1.03
Q2 25
$0.05
$1.04
Q1 25
$0.78
Q4 24
$0.94
Q3 24
$0.91
Q2 24
$0.87

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCL
GCL
LKFN
LKFN
Cash + ST InvestmentsLiquidity on hand
$16.6M
$85.6M
Total DebtLower is stronger
$52.0M
$183.6M
Stockholders' EquityBook value
$33.1M
$749.0M
Total Assets
$159.9M
$7.1B
Debt / EquityLower = less leverage
1.57×
0.25×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCL
GCL
LKFN
LKFN
Q1 26
$85.6M
Q4 25
$141.3M
Q3 25
$16.6M
$192.8M
Q2 25
$18.2M
$310.2M
Q1 25
$235.2M
Q4 24
$168.2M
Q3 24
$2.7M
$160.2M
Q2 24
$121.2M
Total Debt
GCL
GCL
LKFN
LKFN
Q1 26
$183.6M
Q4 25
Q3 25
$52.0M
Q2 25
$11.9M
Q1 25
Q4 24
Q3 24
$30.0M
Q2 24
$55.0M
Stockholders' Equity
GCL
GCL
LKFN
LKFN
Q1 26
$749.0M
Q4 25
$762.4M
Q3 25
$33.1M
$747.4M
Q2 25
$35.9M
$709.9M
Q1 25
$694.4M
Q4 24
$683.8M
Q3 24
$15.9M
$699.1M
Q2 24
$654.5M
Total Assets
GCL
GCL
LKFN
LKFN
Q1 26
$7.1B
Q4 25
$7.0B
Q3 25
$159.9M
$6.9B
Q2 25
$101.6M
$7.0B
Q1 25
$6.9B
Q4 24
$6.7B
Q3 24
$49.6M
$6.6B
Q2 24
$6.6B
Debt / Equity
GCL
GCL
LKFN
LKFN
Q1 26
0.25×
Q4 25
Q3 25
1.57×
Q2 25
0.33×
Q1 25
Q4 24
Q3 24
0.04×
Q2 24
0.08×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCL
GCL
LKFN
LKFN
Operating Cash FlowLast quarter
$-4.8M
Free Cash FlowOCF − Capex
$-5.2M
FCF MarginFCF / Revenue
-5.3%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCL
GCL
LKFN
LKFN
Q1 26
Q4 25
$114.9M
Q3 25
$-4.8M
$36.1M
Q2 25
$-10.3M
$16.2M
Q1 25
$28.9M
Q4 24
$102.5M
Q3 24
$6.1M
$18.0M
Q2 24
$21.0M
Free Cash Flow
GCL
GCL
LKFN
LKFN
Q1 26
Q4 25
$103.8M
Q3 25
$-5.2M
$31.1M
Q2 25
$-10.5M
$14.1M
Q1 25
$27.1M
Q4 24
$93.9M
Q3 24
$15.3M
Q2 24
$18.6M
FCF Margin
GCL
GCL
LKFN
LKFN
Q1 26
Q4 25
148.7%
Q3 25
-5.3%
45.0%
Q2 25
-7.4%
21.2%
Q1 25
42.5%
Q4 24
147.6%
Q3 24
25.0%
Q2 24
27.0%
Capex Intensity
GCL
GCL
LKFN
LKFN
Q1 26
Q4 25
15.9%
Q3 25
0.4%
7.3%
Q2 25
0.1%
3.2%
Q1 25
2.8%
Q4 24
13.6%
Q3 24
4.4%
Q2 24
3.5%
Cash Conversion
GCL
GCL
LKFN
LKFN
Q1 26
Q4 25
3.84×
Q3 25
1.37×
Q2 25
-1.84×
0.60×
Q1 25
1.44×
Q4 24
4.24×
Q3 24
0.77×
Q2 24
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GCL
GCL

Segment breakdown not available.

LKFN
LKFN

Net Interest Income$56.8M81%
Noninterest Income$12.9M19%

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