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LAKELAND FINANCIAL CORP

LAKELAND FINANCIAL CORPLKFNEarnings & Financial Report

Nasdaq · financial services

Amscot Financial is an American financial services company headquartered in Tampa, Florida. Founded in 1989 by Ian MacKechnie, Amscot Financial provides non-bank consumer financial services through a network of retail branches located exclusively within Florida. Amscot's core services include check cashing, bill payment, prepaid access cards, payday loans, free money orders, ATMs in every branch, wire transfers, notary services, fax services, and postage. Amscot Financial operates nearly 240 ...

NextFeb 27, 2026

LKFN Q3 2025 Key Financial Metrics

Revenue

$56.1M

Gross Profit

N/A

Operating Profit

$32.1M

Net Profit

$26.4M

Gross Margin

N/A

Operating Margin

57.2%

Net Margin

47.1%

YoY Growth

13.8%

EPS

$1.03

Financial Flow

LAKELAND FINANCIAL CORP Q3 2025 Financial Summary

LAKELAND FINANCIAL CORP reported revenue of $56.1M for Q3 2025, with a net profit of $26.4M (47.1% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$56.1M
Net Profit$26.4M
Gross MarginN/A
Operating Margin57.2%
Report PeriodQ3 2025

LAKELAND FINANCIAL CORP Annual Revenue by Year

LAKELAND FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $196.7M).

YearAnnual Revenue
2024$196.7M
2023$197.0M
2022$202.9M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$48.6M$47.4M$48.3M$49.3M$51.7M$52.9M$54.9M$56.1M
YoY Growth-14.5%-8.0%-0.5%1.8%6.4%11.5%13.6%13.8%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$6.52B$6.57B$6.57B$6.65B$6.68B$6.85B$6.96B$6.90B
Liabilities$5.87B$5.92B$5.91B$5.95B$5.99B$6.16B$6.25B$6.15B
Equity$649.7M$646.9M$654.5M$699.1M$683.8M$694.4M$709.9M$747.4M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$26.5M$24.8M$21.0M$18.0M$38.7M$28.9M$16.2M$36.1M