LAKELAND FINANCIAL CORPLKFNEarnings & Financial Report
Amscot Financial is an American financial services company headquartered in Tampa, Florida. Founded in 1989 by Ian MacKechnie, Amscot Financial provides non-bank consumer financial services through a network of retail branches located exclusively within Florida. Amscot's core services include check cashing, bill payment, prepaid access cards, payday loans, free money orders, ATMs in every branch, wire transfers, notary services, fax services, and postage. Amscot Financial operates nearly 240 ...
LKFN Q1 FY2026 Key Financial Metrics
Revenue
$69.7M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$26.5M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
38.0%
YoY Growth
N/A
EPS
$1.04
LAKELAND FINANCIAL CORP Q1 FY2026 Financial Summary
LAKELAND FINANCIAL CORP reported revenue of $69.7M for Q1 FY2026, with a net profit of $26.5M (up 31.8% YoY) (38.0% margin).
Key Financial Metrics
| Total Revenue | $69.7M |
|---|---|
| Net Profit | $26.5M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Revenue Breakdown
LAKELAND FINANCIAL CORP Q1 FY2026 revenue of $69.7M breaks down across 2 segments, led by Net Interest Income at $56.8M (81.4% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Net Interest Income | $56.8M | 81.4% |
| Noninterest Income | $12.9M | 18.6% |
LAKELAND FINANCIAL CORP Annual Revenue by Year
LAKELAND FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $269.0M).
LAKELAND FINANCIAL CORP Quarterly Revenue & Net Profit History
LAKELAND FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $69.7M | — | $26.5M | 38.0% |
| Q4 FY2025 | $69.8M | +9.8% | $29.9M | 42.8% |
| Q3 FY2025 | $69.0M | +12.8% | $26.4M | 38.3% |
| Q2 FY2025 | $66.4M | -3.5% | $27.0M | 40.6% |
| Q1 FY2025 | $63.8M | +6.3% | $20.1M | 31.5% |
| Q4 FY2024 | $63.6M | -3.4% | $24.2M | 38.1% |
| Q3 FY2024 | $61.2M | +3.3% | $23.3M | 38.1% |
| Q2 FY2024 | $68.7M | +14.5% | $22.5M | 32.8% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $68.7M | $61.2M | $63.6M | $63.8M | $66.4M | $69.0M | $69.8M | $69.7M |
| YoY Growth | 14.5% | 3.3% | -3.4% | 6.3% | -3.5% | 12.8% | 9.8% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $6.57B | $6.65B | $6.68B | $6.85B | $6.96B | $6.90B | $6.99B | $7.08B |
| Liabilities | $5.91B | $5.95B | $5.99B | $6.16B | $6.25B | $6.15B | $6.23B | $6.33B |
| Equity | $654.5M | $699.1M | $683.8M | $694.4M | $709.9M | $747.4M | $762.4M | $749.0M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $21.0M | $18.0M | $102.5M | $28.9M | $16.2M | $36.1M | $114.9M |