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Side-by-side financial comparison of GREEN DOT CORP (GDOT) and MARINEMAX INC (HZO). Click either name above to swap in a different company.

MARINEMAX INC is the larger business by last-quarter revenue ($505.2M vs $498.6M, roughly 1.0× GREEN DOT CORP). MARINEMAX INC runs the higher net margin — -1.6% vs -9.4%, a 7.8% gap on every dollar of revenue. On growth, GREEN DOT CORP posted the faster year-over-year revenue change (14.3% vs 7.8%). MARINEMAX INC produced more free cash flow last quarter ($8.3M vs $-76.3M). Over the past eight quarters, GREEN DOT CORP's revenue compounded faster (6.5% CAGR vs -6.9%).

Green Dot Corporation is an American financial technology and bank holding company headquartered in Austin, Texas. It is the world's largest prepaid debit card company by market capitalization. Green Dot is also a payment platform company and is the technology platform used by Apple Cash, Uber, and Intuit. The company was founded in 1999 by Steve Streit as a prepaid debit card for teenagers to shop online. In 2001, the company pivoted to serving the "unbanked" and "underbanked" communities. I...

MarineMax Inc. is a leading recreational boat and yacht retailer primarily operating in the United States. It offers new and pre-owned leisure vessels, alongside related services including maintenance, repair, financing, insurance coverage, yacht chartering, and boating lifestyle events, catering to private boating enthusiasts across North America.

GDOT vs HZO — Head-to-Head

Bigger by revenue
HZO
HZO
1.0× larger
HZO
$505.2M
$498.6M
GDOT
Growing faster (revenue YoY)
GDOT
GDOT
+6.5% gap
GDOT
14.3%
7.8%
HZO
Higher net margin
HZO
HZO
7.8% more per $
HZO
-1.6%
-9.4%
GDOT
More free cash flow
HZO
HZO
$84.7M more FCF
HZO
$8.3M
$-76.3M
GDOT
Faster 2-yr revenue CAGR
GDOT
GDOT
Annualised
GDOT
6.5%
-6.9%
HZO

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
GDOT
GDOT
HZO
HZO
Revenue
$498.6M
$505.2M
Net Profit
$-46.8M
$-7.9M
Gross Margin
31.8%
Operating Margin
-5.5%
1.0%
Net Margin
-9.4%
-1.6%
Revenue YoY
14.3%
7.8%
Net Profit YoY
-1017.6%
-143.9%
EPS (diluted)
$-0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GDOT
GDOT
HZO
HZO
Q4 25
$498.6M
$505.2M
Q3 25
$472.2M
$552.2M
Q2 25
$482.7M
$657.2M
Q1 25
$537.2M
$631.5M
Q4 24
$436.1M
$468.5M
Q3 24
$393.7M
$563.1M
Q2 24
$392.5M
$757.7M
Q1 24
$439.3M
$582.9M
Net Profit
GDOT
GDOT
HZO
HZO
Q4 25
$-46.8M
$-7.9M
Q3 25
$-30.8M
$-851.0K
Q2 25
$-47.0M
$-52.1M
Q1 25
$25.8M
$3.3M
Q4 24
$5.1M
$18.1M
Q3 24
$-7.8M
$4.0M
Q2 24
$-28.7M
$31.6M
Q1 24
$4.8M
$1.6M
Gross Margin
GDOT
GDOT
HZO
HZO
Q4 25
31.8%
Q3 25
34.7%
Q2 25
30.4%
Q1 25
30.0%
Q4 24
36.2%
Q3 24
34.3%
Q2 24
32.0%
Q1 24
32.7%
Operating Margin
GDOT
GDOT
HZO
HZO
Q4 25
-5.5%
1.0%
Q3 25
-7.0%
2.5%
Q2 25
2.8%
-6.3%
Q1 25
11.3%
3.6%
Q4 24
3.3%
8.3%
Q3 24
-0.7%
4.8%
Q2 24
-6.0%
8.1%
Q1 24
2.4%
3.7%
Net Margin
GDOT
GDOT
HZO
HZO
Q4 25
-9.4%
-1.6%
Q3 25
-6.5%
-0.2%
Q2 25
-9.7%
-7.9%
Q1 25
4.8%
0.5%
Q4 24
1.2%
3.9%
Q3 24
-2.0%
0.7%
Q2 24
-7.3%
4.2%
Q1 24
1.1%
0.3%
EPS (diluted)
GDOT
GDOT
HZO
HZO
Q4 25
$-0.36
Q3 25
$0.08
Q2 25
$-2.42
Q1 25
$0.14
Q4 24
$0.77
Q3 24
$0.17
Q2 24
$1.37
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GDOT
GDOT
HZO
HZO
Cash + ST InvestmentsLiquidity on hand
$1.4B
$164.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$890.2M
$932.8M
Total Assets
$6.0B
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GDOT
GDOT
HZO
HZO
Q4 25
$1.4B
$164.6M
Q3 25
$1.6B
$170.4M
Q2 25
$2.3B
$151.0M
Q1 25
$1.8B
$203.5M
Q4 24
$1.6B
$145.0M
Q3 24
$1.5B
$224.3M
Q2 24
$1.3B
$242.4M
Q1 24
$1.1B
$216.7M
Total Debt
GDOT
GDOT
HZO
HZO
Q4 25
Q3 25
$393.2M
Q2 25
Q1 25
Q4 24
Q3 24
$391.2M
Q2 24
Q1 24
Stockholders' Equity
GDOT
GDOT
HZO
HZO
Q4 25
$890.2M
$932.8M
Q3 25
$913.3M
$937.2M
Q2 25
$920.9M
$940.5M
Q1 25
$947.7M
$993.4M
Q4 24
$873.6M
$993.5M
Q3 24
$932.2M
$975.8M
Q2 24
$870.0M
$967.6M
Q1 24
$870.6M
$931.3M
Total Assets
GDOT
GDOT
HZO
HZO
Q4 25
$6.0B
$2.4B
Q3 25
$5.8B
$2.5B
Q2 25
$5.6B
$2.5B
Q1 25
$5.7B
$2.7B
Q4 24
$5.4B
$2.6B
Q3 24
$5.3B
$2.6B
Q2 24
$5.5B
$2.6B
Q1 24
$5.3B
$2.6B
Debt / Equity
GDOT
GDOT
HZO
HZO
Q4 25
Q3 25
0.42×
Q2 25
Q1 25
Q4 24
Q3 24
0.40×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GDOT
GDOT
HZO
HZO
Operating Cash FlowLast quarter
$-62.5M
$16.9M
Free Cash FlowOCF − Capex
$-76.3M
$8.3M
FCF MarginFCF / Revenue
-15.3%
1.7%
Capex IntensityCapex / Revenue
2.8%
1.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$66.0M
$184.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GDOT
GDOT
HZO
HZO
Q4 25
$-62.5M
$16.9M
Q3 25
$23.3M
$61.5M
Q2 25
$69.0M
$84.9M
Q1 25
$108.7M
$72.5M
Q4 24
$-23.0M
$-146.1M
Q3 24
$-16.3M
$-782.0K
Q2 24
$31.5M
$86.3M
Q1 24
$89.2M
$-22.1M
Free Cash Flow
GDOT
GDOT
HZO
HZO
Q4 25
$-76.3M
$8.3M
Q3 25
$3.5M
$48.0M
Q2 25
$49.5M
$68.5M
Q1 25
$89.3M
$59.8M
Q4 24
$-45.1M
$-164.4M
Q3 24
$-37.0M
$-17.5M
Q2 24
$14.5M
$71.1M
Q1 24
$74.7M
$-37.3M
FCF Margin
GDOT
GDOT
HZO
HZO
Q4 25
-15.3%
1.7%
Q3 25
0.8%
8.7%
Q2 25
10.3%
10.4%
Q1 25
16.6%
9.5%
Q4 24
-10.3%
-35.1%
Q3 24
-9.4%
-3.1%
Q2 24
3.7%
9.4%
Q1 24
17.0%
-6.4%
Capex Intensity
GDOT
GDOT
HZO
HZO
Q4 25
2.8%
1.7%
Q3 25
4.2%
2.4%
Q2 25
4.0%
2.5%
Q1 25
3.6%
2.0%
Q4 24
5.1%
3.9%
Q3 24
5.3%
3.0%
Q2 24
4.3%
2.0%
Q1 24
3.3%
2.6%
Cash Conversion
GDOT
GDOT
HZO
HZO
Q4 25
Q3 25
Q2 25
Q1 25
4.22×
21.97×
Q4 24
-4.51×
-8.09×
Q3 24
-0.20×
Q2 24
2.74×
Q1 24
18.77×
-13.92×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GDOT
GDOT

B2B Services$375.4M75%
Interchange Revenues$44.4M9%
Processing And Settlement Service$38.6M8%
Money Movement Services$37.4M8%

HZO
HZO

Segment breakdown not available.

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