GREEN DOT CORPGDOTEarnings & Financial Report
Green Dot Corporation is an American financial technology and bank holding company headquartered in Austin, Texas. It is the world's largest prepaid debit card company by market capitalization. Green Dot is also a payment platform company and is the technology platform used by Apple Cash, Uber, and Intuit. The company was founded in 1999 by Steve Streit as a prepaid debit card for teenagers to shop online. In 2001, the company pivoted to serving the "unbanked" and "underbanked" communities. I...
GDOT Q4 FY2025 Key Financial Metrics
Revenue
$498.6M
Gross Profit
N/A
Operating Profit
$-27.7M
Net Profit
$-46.8M
Gross Margin
N/A
Operating Margin
-5.5%
Net Margin
-9.4%
YoY Growth
14.3%
GREEN DOT CORP Q4 FY2025 Financial Summary
GREEN DOT CORP reported revenue of $498.6M (up 14.3% YoY) for Q4 FY2025, with a net profit of $-46.8M (down 1017.6% YoY) (-9.4% margin).
Key Financial Metrics
| Total Revenue | $498.6M |
|---|---|
| Net Profit | $-46.8M |
| Gross Margin | N/A |
| Operating Margin | -5.5% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
GREEN DOT CORP Q4 FY2025 revenue of $498.6M breaks down across 4 segments, led by B2B Services at $375.4M (75.3% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| B2B Services | $375.4M | 75.3% |
| Interchange Revenues | $44.4M | 8.9% |
| Processing And Settlement Service | $38.6M | 7.7% |
| Money Movement Services | $37.4M | 7.5% |
GREEN DOT CORP Revenue by Segment — Quarterly Trend
GREEN DOT CORP revenue by segment across the last 4 reported quarters, showing how each business line (such as B2B Services and Interchange Revenues) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| B2B Services | $375.4M | — | $337.5M | $330.9M |
| Interchange Revenues | $44.4M | $45.3M | — | — |
| Processing And Settlement Service | $38.6M | $33.8M | $54.5M | $113.4M |
| Money Movement Services | $37.4M | $33.0M | — | — |
GREEN DOT CORP Annual Revenue by Year
GREEN DOT CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $2.0B).
GREEN DOT CORP Quarterly Revenue & Net Profit History
GREEN DOT CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $498.6M | +14.3% | $-46.8M | -9.4% |
| Q3 FY2025 | $472.2M | +19.9% | $-30.8M | -6.5% |
| Q2 FY2025 | $482.7M | +23.0% | $-47.0M | -9.7% |
| Q1 FY2025 | $537.2M | +22.3% | $25.8M | 4.8% |
| Q4 FY2024 | $436.1M | +21.9% | $5.1M | 1.2% |
| Q3 FY2024 | $393.7M | +14.2% | $-7.8M | -2.0% |
| Q2 FY2024 | $392.5M | +10.3% | $-28.7M | -7.3% |
| Q1 FY2024 | $439.3M | +8.3% | $4.8M | 1.1% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $439.3M | $392.5M | $393.7M | $436.1M | $537.2M | $482.7M | $472.2M | $498.6M |
| YoY Growth | 8.3% | 10.3% | 14.2% | 21.9% | 22.3% | 23.0% | 19.9% | 14.3% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.32B | $5.52B | $5.29B | $5.43B | $5.73B | $5.58B | $5.77B | $5.99B |
| Liabilities | $4.45B | $4.65B | $4.35B | $4.56B | $4.78B | $4.66B | $4.85B | $5.09B |
| Equity | $870.6M | $870.0M | $932.2M | $873.6M | $947.7M | $920.9M | $913.3M | $890.2M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $89.2M | $31.5M | $-16.3M | $-23.0M | $108.7M | $69.0M | $23.3M | $-62.5M |