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Side-by-side financial comparison of GREEN DOT CORP (GDOT) and Lumentum Holdings Inc. (LITE). Click either name above to swap in a different company.

Lumentum Holdings Inc. is the larger business by last-quarter revenue ($665.5M vs $498.6M, roughly 1.3× GREEN DOT CORP). Lumentum Holdings Inc. runs the higher net margin — 11.8% vs -9.4%, a 21.1% gap on every dollar of revenue. On growth, Lumentum Holdings Inc. posted the faster year-over-year revenue change (65.5% vs 14.3%). Lumentum Holdings Inc. produced more free cash flow last quarter ($43.1M vs $-76.3M). Over the past eight quarters, Lumentum Holdings Inc.'s revenue compounded faster (34.8% CAGR vs 6.5%).

Green Dot Corporation is an American financial technology and bank holding company headquartered in Austin, Texas. It is the world's largest prepaid debit card company by market capitalization. Green Dot is also a payment platform company and is the technology platform used by Apple Cash, Uber, and Intuit. The company was founded in 1999 by Steve Streit as a prepaid debit card for teenagers to shop online. In 2001, the company pivoted to serving the "unbanked" and "underbanked" communities. I...

JDS Uniphase Corporation (JDSU) was an American company that designed and manufactured products for optical communications networks, communications test and measurement equipment, lasers, optical solutions for authentication and decorative applications, and other custom optics. It was headquartered in Milpitas, California. In August 2015, JDSU split into two different companies – Viavi Solutions and Lumentum Holdings.

GDOT vs LITE — Head-to-Head

Bigger by revenue
LITE
LITE
1.3× larger
LITE
$665.5M
$498.6M
GDOT
Growing faster (revenue YoY)
LITE
LITE
+51.1% gap
LITE
65.5%
14.3%
GDOT
Higher net margin
LITE
LITE
21.1% more per $
LITE
11.8%
-9.4%
GDOT
More free cash flow
LITE
LITE
$119.4M more FCF
LITE
$43.1M
$-76.3M
GDOT
Faster 2-yr revenue CAGR
LITE
LITE
Annualised
LITE
34.8%
6.5%
GDOT

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
GDOT
GDOT
LITE
LITE
Revenue
$498.6M
$665.5M
Net Profit
$-46.8M
$78.2M
Gross Margin
36.1%
Operating Margin
-5.5%
9.7%
Net Margin
-9.4%
11.8%
Revenue YoY
14.3%
65.5%
Net Profit YoY
-1017.6%
228.4%
EPS (diluted)
$0.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GDOT
GDOT
LITE
LITE
Q4 25
$498.6M
$665.5M
Q3 25
$472.2M
$533.8M
Q2 25
$482.7M
$480.7M
Q1 25
$537.2M
$425.2M
Q4 24
$436.1M
$402.2M
Q3 24
$393.7M
$336.9M
Q2 24
$392.5M
$308.3M
Q1 24
$439.3M
$366.5M
Net Profit
GDOT
GDOT
LITE
LITE
Q4 25
$-46.8M
$78.2M
Q3 25
$-30.8M
$4.2M
Q2 25
$-47.0M
$213.3M
Q1 25
$25.8M
$-44.1M
Q4 24
$5.1M
$-60.9M
Q3 24
$-7.8M
$-82.4M
Q2 24
$-28.7M
$-252.5M
Q1 24
$4.8M
$-127.0M
Gross Margin
GDOT
GDOT
LITE
LITE
Q4 25
36.1%
Q3 25
34.0%
Q2 25
33.3%
Q1 25
28.8%
Q4 24
24.8%
Q3 24
23.1%
Q2 24
16.6%
Q1 24
16.2%
Operating Margin
GDOT
GDOT
LITE
LITE
Q4 25
-5.5%
9.7%
Q3 25
-7.0%
1.3%
Q2 25
2.8%
-1.7%
Q1 25
11.3%
-8.9%
Q4 24
3.3%
-12.8%
Q3 24
-0.7%
-24.5%
Q2 24
-6.0%
-43.3%
Q1 24
2.4%
-31.3%
Net Margin
GDOT
GDOT
LITE
LITE
Q4 25
-9.4%
11.8%
Q3 25
-6.5%
0.8%
Q2 25
-9.7%
44.4%
Q1 25
4.8%
-10.4%
Q4 24
1.2%
-15.1%
Q3 24
-2.0%
-24.5%
Q2 24
-7.3%
-81.9%
Q1 24
1.1%
-34.7%
EPS (diluted)
GDOT
GDOT
LITE
LITE
Q4 25
$0.89
Q3 25
$0.05
Q2 25
$3.10
Q1 25
$-0.64
Q4 24
$-0.88
Q3 24
$-1.21
Q2 24
$-3.75
Q1 24
$-1.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GDOT
GDOT
LITE
LITE
Cash + ST InvestmentsLiquidity on hand
$1.4B
$1.2B
Total DebtLower is stronger
Stockholders' EquityBook value
$890.2M
$846.6M
Total Assets
$6.0B
$4.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GDOT
GDOT
LITE
LITE
Q4 25
$1.4B
$1.2B
Q3 25
$1.6B
$1.1B
Q2 25
$2.3B
$877.1M
Q1 25
$1.8B
$866.7M
Q4 24
$1.6B
$896.7M
Q3 24
$1.5B
$916.1M
Q2 24
$1.3B
$887.0M
Q1 24
$1.1B
$870.9M
Stockholders' Equity
GDOT
GDOT
LITE
LITE
Q4 25
$890.2M
$846.6M
Q3 25
$913.3M
$780.8M
Q2 25
$920.9M
$1.1B
Q1 25
$947.7M
$879.5M
Q4 24
$873.6M
$872.3M
Q3 24
$932.2M
$895.9M
Q2 24
$870.0M
$957.3M
Q1 24
$870.6M
$1.2B
Total Assets
GDOT
GDOT
LITE
LITE
Q4 25
$6.0B
$4.8B
Q3 25
$5.8B
$4.6B
Q2 25
$5.6B
$4.2B
Q1 25
$5.7B
$4.0B
Q4 24
$5.4B
$4.0B
Q3 24
$5.3B
$4.0B
Q2 24
$5.5B
$3.9B
Q1 24
$5.3B
$4.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GDOT
GDOT
LITE
LITE
Operating Cash FlowLast quarter
$-62.5M
$126.7M
Free Cash FlowOCF − Capex
$-76.3M
$43.1M
FCF MarginFCF / Revenue
-15.3%
6.5%
Capex IntensityCapex / Revenue
2.8%
12.6%
Cash ConversionOCF / Net Profit
1.62×
TTM Free Cash FlowTrailing 4 quarters
$66.0M
$-29.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GDOT
GDOT
LITE
LITE
Q4 25
$-62.5M
$126.7M
Q3 25
$23.3M
$57.9M
Q2 25
$69.0M
$64.0M
Q1 25
$108.7M
$-1.6M
Q4 24
$-23.0M
$24.3M
Q3 24
$-16.3M
$39.6M
Q2 24
$31.5M
$35.5M
Q1 24
$89.2M
$-7.0M
Free Cash Flow
GDOT
GDOT
LITE
LITE
Q4 25
$-76.3M
$43.1M
Q3 25
$3.5M
$-18.3M
Q2 25
$49.5M
$10.1M
Q1 25
$89.3M
$-64.4M
Q4 24
$-45.1M
$-15.9M
Q3 24
$-37.0M
$-34.5M
Q2 24
$14.5M
$10.9M
Q1 24
$74.7M
$-26.6M
FCF Margin
GDOT
GDOT
LITE
LITE
Q4 25
-15.3%
6.5%
Q3 25
0.8%
-3.4%
Q2 25
10.3%
2.1%
Q1 25
16.6%
-15.1%
Q4 24
-10.3%
-4.0%
Q3 24
-9.4%
-10.2%
Q2 24
3.7%
3.5%
Q1 24
17.0%
-7.3%
Capex Intensity
GDOT
GDOT
LITE
LITE
Q4 25
2.8%
12.6%
Q3 25
4.2%
14.3%
Q2 25
4.0%
11.2%
Q1 25
3.6%
14.8%
Q4 24
5.1%
10.0%
Q3 24
5.3%
22.0%
Q2 24
4.3%
8.0%
Q1 24
3.3%
5.3%
Cash Conversion
GDOT
GDOT
LITE
LITE
Q4 25
1.62×
Q3 25
13.79×
Q2 25
0.30×
Q1 25
4.22×
Q4 24
-4.51×
Q3 24
Q2 24
Q1 24
18.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GDOT
GDOT

B2B Services$375.4M75%
Interchange Revenues$44.4M9%
Processing And Settlement Service$38.6M8%
Money Movement Services$37.4M8%

LITE
LITE

Components$443.7M67%
Systems$221.8M33%

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