vs

Side-by-side financial comparison of GREEN DOT CORP (GDOT) and SCOTTS MIRACLE-GRO CO (SMG). Click either name above to swap in a different company.

SCOTTS MIRACLE-GRO CO is the larger business by last-quarter revenue ($1.5B vs $498.6M, roughly 2.9× GREEN DOT CORP). SCOTTS MIRACLE-GRO CO runs the higher net margin — 16.3% vs -9.4%, a 25.7% gap on every dollar of revenue. On growth, GREEN DOT CORP posted the faster year-over-year revenue change (14.3% vs -16.9%). Over the past eight quarters, SCOTTS MIRACLE-GRO CO's revenue compounded faster (10.2% CAGR vs 6.5%).

Green Dot Corporation is an American financial technology and bank holding company headquartered in Austin, Texas. It is the world's largest prepaid debit card company by market capitalization. Green Dot is also a payment platform company and is the technology platform used by Apple Cash, Uber, and Intuit. The company was founded in 1999 by Steve Streit as a prepaid debit card for teenagers to shop online. In 2001, the company pivoted to serving the "unbanked" and "underbanked" communities. I...

The Scotts Miracle-Gro Company is an American multinational corporation headquartered in Marysville, Ohio, where O.M. Scott began selling lawn seed in 1868. The company manufactures and sells consumer lawn, garden and pest control products, as well as soilless indoor gardening equipment. In the U.S., the company manufactures Scotts, Miracle-Gro and Ortho brands. It also markets and distributes the herbicide Roundup in the U.S. and several international markets including China.

GDOT vs SMG — Head-to-Head

Bigger by revenue
SMG
SMG
2.9× larger
SMG
$1.5B
$498.6M
GDOT
Growing faster (revenue YoY)
GDOT
GDOT
+31.2% gap
GDOT
14.3%
-16.9%
SMG
Higher net margin
SMG
SMG
25.7% more per $
SMG
16.3%
-9.4%
GDOT
Faster 2-yr revenue CAGR
SMG
SMG
Annualised
SMG
10.2%
6.5%
GDOT

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
GDOT
GDOT
SMG
SMG
Revenue
$498.6M
$1.5B
Net Profit
$-46.8M
$238.6M
Gross Margin
41.8%
Operating Margin
-5.5%
27.5%
Net Margin
-9.4%
16.3%
Revenue YoY
14.3%
-16.9%
Net Profit YoY
-1017.6%
61.2%
EPS (diluted)
$-2.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GDOT
GDOT
SMG
SMG
Q1 26
$1.5B
Q4 25
$498.6M
$354.4M
Q3 25
$472.2M
$387.3M
Q2 25
$482.7M
$1.2B
Q1 25
$537.2M
$1.4B
Q4 24
$436.1M
$416.8M
Q3 24
$393.7M
$414.7M
Q2 24
$392.5M
$1.2B
Net Profit
GDOT
GDOT
SMG
SMG
Q1 26
$238.6M
Q4 25
$-46.8M
$-125.0M
Q3 25
$-30.8M
Q2 25
$-47.0M
$149.1M
Q1 25
$25.8M
$217.5M
Q4 24
$5.1M
$-69.5M
Q3 24
$-7.8M
Q2 24
$-28.7M
$132.1M
Gross Margin
GDOT
GDOT
SMG
SMG
Q1 26
41.8%
Q4 25
25.0%
Q3 25
6.1%
Q2 25
31.8%
Q1 25
38.6%
Q4 24
22.7%
Q3 24
-7.1%
Q2 24
29.5%
Operating Margin
GDOT
GDOT
SMG
SMG
Q1 26
27.5%
Q4 25
-5.5%
-6.2%
Q3 25
-7.0%
-38.8%
Q2 25
2.8%
18.1%
Q1 25
11.3%
24.3%
Q4 24
3.3%
-12.2%
Q3 24
-0.7%
-52.1%
Q2 24
-6.0%
16.6%
Net Margin
GDOT
GDOT
SMG
SMG
Q1 26
16.3%
Q4 25
-9.4%
-35.3%
Q3 25
-6.5%
Q2 25
-9.7%
12.6%
Q1 25
4.8%
15.3%
Q4 24
1.2%
-16.7%
Q3 24
-2.0%
Q2 24
-7.3%
11.0%
EPS (diluted)
GDOT
GDOT
SMG
SMG
Q1 26
$-2.00
Q4 25
$-2.16
Q3 25
$-2.58
Q2 25
$2.54
Q1 25
$3.72
Q4 24
$-1.21
Q3 24
$-4.21
Q2 24
$2.28

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GDOT
GDOT
SMG
SMG
Cash + ST InvestmentsLiquidity on hand
$1.4B
$6.2M
Total DebtLower is stronger
$2.3B
Stockholders' EquityBook value
$890.2M
Total Assets
$6.0B
$3.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GDOT
GDOT
SMG
SMG
Q1 26
$6.2M
Q4 25
$1.4B
$8.3M
Q3 25
$1.6B
$36.6M
Q2 25
$2.3B
$51.1M
Q1 25
$1.8B
$16.9M
Q4 24
$1.6B
$9.8M
Q3 24
$1.5B
$71.6M
Q2 24
$1.3B
$279.9M
Total Debt
GDOT
GDOT
SMG
SMG
Q1 26
$2.3B
Q4 25
Q3 25
$2.1B
Q2 25
Q1 25
Q4 24
Q3 24
$2.2B
Q2 24
Stockholders' Equity
GDOT
GDOT
SMG
SMG
Q1 26
Q4 25
$890.2M
$-500.6M
Q3 25
$913.3M
$-357.5M
Q2 25
$920.9M
$-170.9M
Q1 25
$947.7M
$-290.1M
Q4 24
$873.6M
$-479.5M
Q3 24
$932.2M
$-390.6M
Q2 24
$870.0M
$-146.2M
Total Assets
GDOT
GDOT
SMG
SMG
Q1 26
$3.4B
Q4 25
$6.0B
$3.0B
Q3 25
$5.8B
$2.7B
Q2 25
$5.6B
$3.1B
Q1 25
$5.7B
$3.5B
Q4 24
$5.4B
$3.2B
Q3 24
$5.3B
$2.9B
Q2 24
$5.5B
$3.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GDOT
GDOT
SMG
SMG
Operating Cash FlowLast quarter
$-62.5M
Free Cash FlowOCF − Capex
$-76.3M
FCF MarginFCF / Revenue
-15.3%
Capex IntensityCapex / Revenue
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$66.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GDOT
GDOT
SMG
SMG
Q1 26
Q4 25
$-62.5M
$-370.4M
Q3 25
$23.3M
$174.1M
Q2 25
$69.0M
$454.4M
Q1 25
$108.7M
$188.1M
Q4 24
$-23.0M
$-445.3M
Q3 24
$-16.3M
$118.5M
Q2 24
$31.5M
$588.0M
Free Cash Flow
GDOT
GDOT
SMG
SMG
Q1 26
Q4 25
$-76.3M
$-390.4M
Q3 25
$3.5M
$131.2M
Q2 25
$49.5M
$437.5M
Q1 25
$89.3M
$179.8M
Q4 24
$-45.1M
$-474.6M
Q3 24
$-37.0M
$101.9M
Q2 24
$14.5M
$574.8M
FCF Margin
GDOT
GDOT
SMG
SMG
Q1 26
Q4 25
-15.3%
-110.2%
Q3 25
0.8%
33.9%
Q2 25
10.3%
36.8%
Q1 25
16.6%
12.7%
Q4 24
-10.3%
-113.9%
Q3 24
-9.4%
24.6%
Q2 24
3.7%
47.8%
Capex Intensity
GDOT
GDOT
SMG
SMG
Q1 26
Q4 25
2.8%
5.6%
Q3 25
4.2%
11.1%
Q2 25
4.0%
1.4%
Q1 25
3.6%
0.6%
Q4 24
5.1%
7.0%
Q3 24
5.3%
4.0%
Q2 24
4.3%
1.1%
Cash Conversion
GDOT
GDOT
SMG
SMG
Q1 26
Q4 25
Q3 25
Q2 25
3.05×
Q1 25
4.22×
0.86×
Q4 24
-4.51×
Q3 24
Q2 24
4.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GDOT
GDOT

B2B Services$375.4M75%
Interchange Revenues$44.4M9%
Processing And Settlement Service$38.6M8%
Money Movement Services$37.4M8%

SMG
SMG

Segment breakdown not available.

Related Comparisons