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Side-by-side financial comparison of GREEN DOT CORP (GDOT) and Trip.com Group Ltd (TCOM). Click either name above to swap in a different company.

GREEN DOT CORP is the larger business by last-quarter revenue ($498.6M vs $304.6M, roughly 1.6× Trip.com Group Ltd). Trip.com Group Ltd runs the higher net margin — 27.8% vs -9.4%, a 37.2% gap on every dollar of revenue.

Green Dot Corporation is an American financial technology and bank holding company headquartered in Austin, Texas. It is the world's largest prepaid debit card company by market capitalization. Green Dot is also a payment platform company and is the technology platform used by Apple Cash, Uber, and Intuit. The company was founded in 1999 by Steve Streit as a prepaid debit card for teenagers to shop online. In 2001, the company pivoted to serving the "unbanked" and "underbanked" communities. I...

Trip.com Group Limited is a multinational travel agency headquartered in Shanghai, China. It is the largest online travel service provider in the world.

GDOT vs TCOM — Head-to-Head

Bigger by revenue
GDOT
GDOT
1.6× larger
GDOT
$498.6M
$304.6M
TCOM
Higher net margin
TCOM
TCOM
37.2% more per $
TCOM
27.8%
-9.4%
GDOT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
GDOT
GDOT
TCOM
TCOM
Revenue
$498.6M
$304.6M
Net Profit
$-46.8M
$84.6M
Gross Margin
78.8%
Operating Margin
-5.5%
16.5%
Net Margin
-9.4%
27.8%
Revenue YoY
14.3%
Net Profit YoY
-1017.6%
EPS (diluted)
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GDOT
GDOT
TCOM
TCOM
Q4 25
$498.6M
$304.6M
Q3 25
$472.2M
Q2 25
$482.7M
Q1 25
$537.2M
Q4 24
$436.1M
Q3 24
$393.7M
Q2 24
$392.5M
$242.7M
Q1 24
$439.3M
Net Profit
GDOT
GDOT
TCOM
TCOM
Q4 25
$-46.8M
$84.6M
Q3 25
$-30.8M
Q2 25
$-47.0M
Q1 25
$25.8M
Q4 24
$5.1M
Q3 24
$-7.8M
Q2 24
$-28.7M
$73.8M
Q1 24
$4.8M
Gross Margin
GDOT
GDOT
TCOM
TCOM
Q4 25
78.8%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
81.8%
Q1 24
Operating Margin
GDOT
GDOT
TCOM
TCOM
Q4 25
-5.5%
16.5%
Q3 25
-7.0%
Q2 25
2.8%
Q1 25
11.3%
Q4 24
3.3%
Q3 24
-0.7%
Q2 24
-6.0%
27.8%
Q1 24
2.4%
Net Margin
GDOT
GDOT
TCOM
TCOM
Q4 25
-9.4%
27.8%
Q3 25
-6.5%
Q2 25
-9.7%
Q1 25
4.8%
Q4 24
1.2%
Q3 24
-2.0%
Q2 24
-7.3%
30.4%
Q1 24
1.1%
EPS (diluted)
GDOT
GDOT
TCOM
TCOM
Q4 25
$0.12
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$0.11
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GDOT
GDOT
TCOM
TCOM
Cash + ST InvestmentsLiquidity on hand
$1.4B
$10.8B
Total DebtLower is stronger
$4.2B
Stockholders' EquityBook value
$890.2M
$23.8B
Total Assets
$6.0B
$36.9B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GDOT
GDOT
TCOM
TCOM
Q4 25
$1.4B
$10.8B
Q3 25
$1.6B
Q2 25
$2.3B
Q1 25
$1.8B
Q4 24
$1.6B
Q3 24
$1.5B
Q2 24
$1.3B
$12.4B
Q1 24
$1.1B
Total Debt
GDOT
GDOT
TCOM
TCOM
Q4 25
$4.2B
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$8.2B
Q1 24
Stockholders' Equity
GDOT
GDOT
TCOM
TCOM
Q4 25
$890.2M
$23.8B
Q3 25
$913.3M
Q2 25
$920.9M
Q1 25
$947.7M
Q4 24
$873.6M
Q3 24
$932.2M
Q2 24
$870.0M
$18.1B
Q1 24
$870.6M
Total Assets
GDOT
GDOT
TCOM
TCOM
Q4 25
$6.0B
$36.9B
Q3 25
$5.8B
Q2 25
$5.6B
Q1 25
$5.7B
Q4 24
$5.4B
Q3 24
$5.3B
Q2 24
$5.5B
$34.2B
Q1 24
$5.3B
Debt / Equity
GDOT
GDOT
TCOM
TCOM
Q4 25
0.18×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
0.45×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GDOT
GDOT
TCOM
TCOM
Operating Cash FlowLast quarter
$-62.5M
Free Cash FlowOCF − Capex
$-76.3M
FCF MarginFCF / Revenue
-15.3%
Capex IntensityCapex / Revenue
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$66.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GDOT
GDOT
TCOM
TCOM
Q4 25
$-62.5M
Q3 25
$23.3M
Q2 25
$69.0M
Q1 25
$108.7M
Q4 24
$-23.0M
Q3 24
$-16.3M
Q2 24
$31.5M
Q1 24
$89.2M
Free Cash Flow
GDOT
GDOT
TCOM
TCOM
Q4 25
$-76.3M
Q3 25
$3.5M
Q2 25
$49.5M
Q1 25
$89.3M
Q4 24
$-45.1M
Q3 24
$-37.0M
Q2 24
$14.5M
Q1 24
$74.7M
FCF Margin
GDOT
GDOT
TCOM
TCOM
Q4 25
-15.3%
Q3 25
0.8%
Q2 25
10.3%
Q1 25
16.6%
Q4 24
-10.3%
Q3 24
-9.4%
Q2 24
3.7%
Q1 24
17.0%
Capex Intensity
GDOT
GDOT
TCOM
TCOM
Q4 25
2.8%
Q3 25
4.2%
Q2 25
4.0%
Q1 25
3.6%
Q4 24
5.1%
Q3 24
5.3%
Q2 24
4.3%
Q1 24
3.3%
Cash Conversion
GDOT
GDOT
TCOM
TCOM
Q4 25
Q3 25
Q2 25
Q1 25
4.22×
Q4 24
-4.51×
Q3 24
Q2 24
Q1 24
18.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GDOT
GDOT

B2B Services$375.4M75%
Interchange Revenues$44.4M9%
Processing And Settlement Service$38.6M8%
Money Movement Services$37.4M8%

TCOM
TCOM

Others$273.0M90%
Other$31.6M10%

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