vs
Side-by-side financial comparison of GRID DYNAMICS HOLDINGS, INC. (GDYN) and Origin Bancorp, Inc. (OBK). Click either name above to swap in a different company.
GRID DYNAMICS HOLDINGS, INC. is the larger business by last-quarter revenue ($106.2M vs $104.0M, roughly 1.0× Origin Bancorp, Inc.). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs 0.3%, a 26.3% gap on every dollar of revenue. Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (15.3% CAGR vs 3.9%).
Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.
Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".
GDYN vs OBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $106.2M | $104.0M |
| Net Profit | $306.0K | $27.7M |
| Gross Margin | 34.0% | — |
| Operating Margin | 0.5% | — |
| Net Margin | 0.3% | 26.6% |
| Revenue YoY | 5.9% | — |
| Net Profit YoY | -93.2% | — |
| EPS (diluted) | $0.01 | $0.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $104.0M | ||
| Q4 25 | $106.2M | $103.4M | ||
| Q3 25 | $104.2M | $109.8M | ||
| Q2 25 | $101.1M | $83.5M | ||
| Q1 25 | $100.4M | $94.1M | ||
| Q4 24 | $100.3M | $78.3M | ||
| Q3 24 | $87.4M | $90.8M | ||
| Q2 24 | $83.0M | $96.4M |
| Q1 26 | — | $27.7M | ||
| Q4 25 | $306.0K | $29.5M | ||
| Q3 25 | $1.2M | $8.6M | ||
| Q2 25 | $5.3M | $14.6M | ||
| Q1 25 | $2.9M | $22.4M | ||
| Q4 24 | $4.5M | $14.3M | ||
| Q3 24 | $4.3M | $18.6M | ||
| Q2 24 | $-817.0K | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | 34.0% | — | ||
| Q3 25 | 33.3% | — | ||
| Q2 25 | 34.1% | — | ||
| Q1 25 | 36.8% | — | ||
| Q4 24 | 36.9% | — | ||
| Q3 24 | 37.4% | — | ||
| Q2 24 | 35.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 36.2% | ||
| Q3 25 | -0.2% | 10.0% | ||
| Q2 25 | -0.1% | 22.3% | ||
| Q1 25 | -2.0% | 30.4% | ||
| Q4 24 | 1.3% | 23.0% | ||
| Q3 24 | 2.4% | 26.1% | ||
| Q2 24 | 0.0% | 27.7% |
| Q1 26 | — | 26.6% | ||
| Q4 25 | 0.3% | 28.5% | ||
| Q3 25 | 1.1% | 7.9% | ||
| Q2 25 | 5.2% | 17.5% | ||
| Q1 25 | 2.9% | 23.8% | ||
| Q4 24 | 4.5% | 18.2% | ||
| Q3 24 | 4.9% | 20.5% | ||
| Q2 24 | -1.0% | 21.8% |
| Q1 26 | — | $0.89 | ||
| Q4 25 | $0.01 | $0.95 | ||
| Q3 25 | $0.01 | $0.27 | ||
| Q2 25 | $0.06 | $0.47 | ||
| Q1 25 | $0.03 | $0.71 | ||
| Q4 24 | $0.06 | $0.45 | ||
| Q3 24 | $0.05 | $0.60 | ||
| Q2 24 | $-0.01 | $0.67 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $342.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $542.1M | $1.3B |
| Total Assets | $612.9M | $10.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $342.1M | $424.2M | ||
| Q3 25 | $338.6M | $626.9M | ||
| Q2 25 | $336.8M | $334.1M | ||
| Q1 25 | $325.5M | $486.2M | ||
| Q4 24 | $334.7M | $470.2M | ||
| Q3 24 | $231.3M | $321.2M | ||
| Q2 24 | $256.0M | $288.1M |
| Q1 26 | — | $1.3B | ||
| Q4 25 | $542.1M | $1.2B | ||
| Q3 25 | $537.7M | $1.2B | ||
| Q2 25 | $532.2M | $1.2B | ||
| Q1 25 | $517.4M | $1.2B | ||
| Q4 24 | $517.8M | $1.1B | ||
| Q3 24 | $400.2M | $1.1B | ||
| Q2 24 | $388.4M | $1.1B |
| Q1 26 | — | $10.2B | ||
| Q4 25 | $612.9M | $9.7B | ||
| Q3 25 | $613.2M | $9.8B | ||
| Q2 25 | $608.9M | $9.7B | ||
| Q1 25 | $590.9M | $9.8B | ||
| Q4 24 | $592.2M | $9.7B | ||
| Q3 24 | $477.3M | $10.0B | ||
| Q2 24 | $443.6M | $9.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.9M | — |
| Free Cash FlowOCF − Capex | $6.1M | — |
| FCF MarginFCF / Revenue | 5.7% | — |
| Capex IntensityCapex / Revenue | 3.6% | — |
| Cash ConversionOCF / Net Profit | 32.34× | — |
| TTM Free Cash FlowTrailing 4 quarters | $25.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $9.9M | $158.9M | ||
| Q3 25 | $7.0M | $59.3M | ||
| Q2 25 | $14.4M | $20.6M | ||
| Q1 25 | $9.4M | $35.6M | ||
| Q4 24 | $7.1M | $108.5M | ||
| Q3 24 | $9.2M | $39.6M | ||
| Q2 24 | $10.7M | $11.9M |
| Q1 26 | — | — | ||
| Q4 25 | $6.1M | $151.1M | ||
| Q3 25 | $2.9M | $56.8M | ||
| Q2 25 | $10.2M | $19.6M | ||
| Q1 25 | $6.0M | $34.8M | ||
| Q4 24 | $4.4M | $86.4M | ||
| Q3 24 | $5.9M | $32.2M | ||
| Q2 24 | $8.0M | $6.5M |
| Q1 26 | — | — | ||
| Q4 25 | 5.7% | 146.0% | ||
| Q3 25 | 2.8% | 51.7% | ||
| Q2 25 | 10.1% | 23.5% | ||
| Q1 25 | 6.0% | 37.0% | ||
| Q4 24 | 4.4% | 110.3% | ||
| Q3 24 | 6.8% | 35.5% | ||
| Q2 24 | 9.7% | 6.8% |
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 7.6% | ||
| Q3 25 | 3.9% | 2.3% | ||
| Q2 25 | 4.1% | 1.2% | ||
| Q1 25 | 3.3% | 0.8% | ||
| Q4 24 | 2.6% | 28.1% | ||
| Q3 24 | 3.7% | 8.1% | ||
| Q2 24 | 3.2% | 5.6% |
| Q1 26 | — | — | ||
| Q4 25 | 32.34× | 5.38× | ||
| Q3 25 | 5.92× | 6.88× | ||
| Q2 25 | 2.73× | 1.41× | ||
| Q1 25 | 3.21× | 1.59× | ||
| Q4 24 | 1.56× | 7.60× | ||
| Q3 24 | 2.15× | 2.13× | ||
| Q2 24 | — | 0.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GDYN
| Other | $30.6M | 29% |
| Technology Media And Telecom | $30.1M | 28% |
| Financial Service | $24.3M | 23% |
| Manufactured Product Other | $10.8M | 10% |
| Related Party | $7.6M | 7% |
| Health Care | $2.8M | 3% |
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
