vs
Side-by-side financial comparison of GRID DYNAMICS HOLDINGS, INC. (GDYN) and OFG BANCORP (OFG). Click either name above to swap in a different company.
OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $104.1M, roughly 1.8× GRID DYNAMICS HOLDINGS, INC.). OFG BANCORP runs the higher net margin — 30.3% vs -1.4%, a 31.7% gap on every dollar of revenue. On growth, GRID DYNAMICS HOLDINGS, INC. posted the faster year-over-year revenue change (3.7% vs 0.9%). Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (12.0% CAGR vs 2.8%).
Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
GDYN vs OFG — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $104.1M | $184.3M |
| Net Profit | $-1.5M | $55.9M |
| Gross Margin | 34.8% | — |
| Operating Margin | 61.7% | 25.7% |
| Net Margin | -1.4% | 30.3% |
| Revenue YoY | 3.7% | 0.9% |
| Net Profit YoY | -150.6% | 11.0% |
| EPS (diluted) | $-0.02 | $1.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $104.1M | — | ||
| Q4 25 | $106.2M | $184.3M | ||
| Q3 25 | $104.2M | $186.2M | ||
| Q2 25 | $101.1M | $182.4M | ||
| Q1 25 | $100.4M | $178.6M | ||
| Q4 24 | $100.3M | $182.7M | ||
| Q3 24 | $87.4M | $174.7M | ||
| Q2 24 | $83.0M | $179.8M |
| Q1 26 | $-1.5M | — | ||
| Q4 25 | $306.0K | $55.9M | ||
| Q3 25 | $1.2M | $51.8M | ||
| Q2 25 | $5.3M | $51.8M | ||
| Q1 25 | $2.9M | $45.6M | ||
| Q4 24 | $4.5M | $50.3M | ||
| Q3 24 | $4.3M | $47.0M | ||
| Q2 24 | $-817.0K | $51.1M |
| Q1 26 | 34.8% | — | ||
| Q4 25 | 34.0% | — | ||
| Q3 25 | 33.3% | — | ||
| Q2 25 | 34.1% | — | ||
| Q1 25 | 36.8% | — | ||
| Q4 24 | 36.9% | — | ||
| Q3 24 | 37.4% | — | ||
| Q2 24 | 35.6% | — |
| Q1 26 | 61.7% | — | ||
| Q4 25 | 0.5% | 25.7% | ||
| Q3 25 | -0.2% | 33.0% | ||
| Q2 25 | -0.1% | 36.1% | ||
| Q1 25 | -2.0% | 33.3% | ||
| Q4 24 | 1.3% | 28.9% | ||
| Q3 24 | 2.4% | 35.4% | ||
| Q2 24 | 0.0% | 39.6% |
| Q1 26 | -1.4% | — | ||
| Q4 25 | 0.3% | 30.3% | ||
| Q3 25 | 1.1% | 27.8% | ||
| Q2 25 | 5.2% | 28.4% | ||
| Q1 25 | 2.9% | 25.5% | ||
| Q4 24 | 4.5% | 27.6% | ||
| Q3 24 | 4.9% | 26.9% | ||
| Q2 24 | -1.0% | 28.4% |
| Q1 26 | $-0.02 | — | ||
| Q4 25 | $0.01 | $1.27 | ||
| Q3 25 | $0.01 | $1.16 | ||
| Q2 25 | $0.06 | $1.15 | ||
| Q1 25 | $0.03 | $1.00 | ||
| Q4 24 | $0.06 | $1.10 | ||
| Q3 24 | $0.05 | $1.00 | ||
| Q2 24 | $-0.01 | $1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $327.5M | $1.0B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $530.1M | $1.4B |
| Total Assets | $605.0M | $12.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $327.5M | — | ||
| Q4 25 | $342.1M | $1.0B | ||
| Q3 25 | $338.6M | $740.3M | ||
| Q2 25 | $336.8M | $851.8M | ||
| Q1 25 | $325.5M | $710.6M | ||
| Q4 24 | $334.7M | $591.1M | ||
| Q3 24 | $231.3M | $680.6M | ||
| Q2 24 | $256.0M | $740.4M |
| Q1 26 | $530.1M | — | ||
| Q4 25 | $542.1M | $1.4B | ||
| Q3 25 | $537.7M | $1.4B | ||
| Q2 25 | $532.2M | $1.3B | ||
| Q1 25 | $517.4M | $1.3B | ||
| Q4 24 | $517.8M | $1.3B | ||
| Q3 24 | $400.2M | $1.3B | ||
| Q2 24 | $388.4M | $1.2B |
| Q1 26 | $605.0M | — | ||
| Q4 25 | $612.9M | $12.5B | ||
| Q3 25 | $613.2M | $12.2B | ||
| Q2 25 | $608.9M | $12.2B | ||
| Q1 25 | $590.9M | $11.7B | ||
| Q4 24 | $592.2M | $11.5B | ||
| Q3 24 | $477.3M | $11.5B | ||
| Q2 24 | $443.6M | $11.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $217.7M |
| Free Cash FlowOCF − Capex | — | $199.3M |
| FCF MarginFCF / Revenue | — | 108.1% |
| Capex IntensityCapex / Revenue | — | 10.0% |
| Cash ConversionOCF / Net Profit | — | 3.90× |
| TTM Free Cash FlowTrailing 4 quarters | — | $345.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $9.9M | $217.7M | ||
| Q3 25 | $7.0M | $39.5M | ||
| Q2 25 | $14.4M | $35.9M | ||
| Q1 25 | $9.4M | $83.1M | ||
| Q4 24 | $7.1M | $252.5M | ||
| Q3 24 | $9.2M | $58.1M | ||
| Q2 24 | $10.7M | $95.1M |
| Q1 26 | — | — | ||
| Q4 25 | $6.1M | $199.3M | ||
| Q3 25 | $2.9M | $35.5M | ||
| Q2 25 | $10.2M | $31.8M | ||
| Q1 25 | $6.0M | $78.7M | ||
| Q4 24 | $4.4M | $231.2M | ||
| Q3 24 | $5.9M | $51.8M | ||
| Q2 24 | $8.0M | $90.4M |
| Q1 26 | — | — | ||
| Q4 25 | 5.7% | 108.1% | ||
| Q3 25 | 2.8% | 19.1% | ||
| Q2 25 | 10.1% | 17.4% | ||
| Q1 25 | 6.0% | 44.1% | ||
| Q4 24 | 4.4% | 126.5% | ||
| Q3 24 | 6.8% | 29.6% | ||
| Q2 24 | 9.7% | 50.3% |
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 10.0% | ||
| Q3 25 | 3.9% | 2.1% | ||
| Q2 25 | 4.1% | 2.3% | ||
| Q1 25 | 3.3% | 2.4% | ||
| Q4 24 | 2.6% | 11.7% | ||
| Q3 24 | 3.7% | 3.6% | ||
| Q2 24 | 3.2% | 2.6% |
| Q1 26 | — | — | ||
| Q4 25 | 32.34× | 3.90× | ||
| Q3 25 | 5.92× | 0.76× | ||
| Q2 25 | 2.73× | 0.69× | ||
| Q1 25 | 3.21× | 1.82× | ||
| Q4 24 | 1.56× | 5.02× | ||
| Q3 24 | 2.15× | 1.24× | ||
| Q2 24 | — | 1.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
