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Side-by-side financial comparison of GEN Restaurant Group, Inc. (GENK) and Velocity Financial, Inc. (VEL). Click either name above to swap in a different company.
Velocity Financial, Inc. is the larger business by last-quarter revenue ($51.6M vs $49.7M, roughly 1.0× GEN Restaurant Group, Inc.). Velocity Financial, Inc. runs the higher net margin — 67.3% vs -3.8%, a 71.2% gap on every dollar of revenue. On growth, Velocity Financial, Inc. posted the faster year-over-year revenue change (32.8% vs -9.0%). Velocity Financial, Inc. produced more free cash flow last quarter ($17.9M vs $-5.6M). Over the past eight quarters, Velocity Financial, Inc.'s revenue compounded faster (32.3% CAGR vs -1.0%).
Gen Korean BBQ is an American chain of all-you-can-eat Korean barbecue restaurants mainly concentrated around the Western U.S. It opened in 2011, and has since grown to 43 locations as of 2024.
Velocity Financial, Inc. is a U.S.-headquartered real estate finance company that offers specialized mortgage loan solutions primarily for residential investment properties. It partners with independent mortgage brokers nationwide, providing real estate investors with short-term bridge loans and long-term rental property financing options tailored to their operational needs.
GENK vs VEL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $49.7M | $51.6M |
| Net Profit | $-1.9M | $34.8M |
| Gross Margin | — | — |
| Operating Margin | -24.5% | 97.0% |
| Net Margin | -3.8% | 67.3% |
| Revenue YoY | -9.0% | 32.8% |
| Net Profit YoY | -821.4% | 67.0% |
| EPS (diluted) | $-0.37 | $0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $49.7M | $51.6M | ||
| Q3 25 | $50.4M | $49.1M | ||
| Q2 25 | $55.0M | $47.6M | ||
| Q1 25 | $57.3M | $37.5M | ||
| Q4 24 | $54.7M | $38.9M | ||
| Q3 24 | $49.1M | $35.1M | ||
| Q2 24 | $53.9M | $32.4M | ||
| Q1 24 | $50.8M | $29.5M |
| Q4 25 | $-1.9M | $34.8M | ||
| Q3 25 | $-566.0K | $25.4M | ||
| Q2 25 | $-261.0K | $26.0M | ||
| Q1 25 | $-301.0K | $18.9M | ||
| Q4 24 | $-206.0K | $20.8M | ||
| Q3 24 | $25.0K | $15.8M | ||
| Q2 24 | $277.0K | $14.8M | ||
| Q1 24 | $496.0K | $17.3M |
| Q4 25 | -24.5% | 97.0% | ||
| Q3 25 | -7.4% | 72.1% | ||
| Q2 25 | -3.4% | 71.3% | ||
| Q1 25 | -3.8% | 71.7% | ||
| Q4 24 | -2.4% | 82.5% | ||
| Q3 24 | 0.2% | 60.6% | ||
| Q2 24 | 3.0% | 61.3% | ||
| Q1 24 | 0.2% | 78.8% |
| Q4 25 | -3.8% | 67.3% | ||
| Q3 25 | -1.1% | 51.7% | ||
| Q2 25 | -0.5% | 54.6% | ||
| Q1 25 | -0.5% | 50.4% | ||
| Q4 24 | -0.4% | 53.5% | ||
| Q3 24 | 0.1% | 45.1% | ||
| Q2 24 | 0.5% | 45.6% | ||
| Q1 24 | 1.0% | 58.5% |
| Q4 25 | $-0.37 | $0.90 | ||
| Q3 25 | $-0.11 | $0.65 | ||
| Q2 25 | $-0.05 | $0.69 | ||
| Q1 25 | $-0.06 | $0.51 | ||
| Q4 24 | $-0.05 | $0.56 | ||
| Q3 24 | $0.01 | $0.44 | ||
| Q2 24 | $0.06 | $0.42 | ||
| Q1 24 | $0.11 | $0.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.8M | $92.1M |
| Total DebtLower is stronger | $13.6M | — |
| Stockholders' EquityBook value | $26.5M | $672.5M |
| Total Assets | $259.9M | $7.4B |
| Debt / EquityLower = less leverage | 0.51× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.8M | $92.1M | ||
| Q3 25 | $4.8M | $99.0M | ||
| Q2 25 | $9.6M | $79.6M | ||
| Q1 25 | $15.4M | $51.7M | ||
| Q4 24 | $23.7M | $49.9M | ||
| Q3 24 | $22.1M | $44.1M | ||
| Q2 24 | $29.2M | $47.4M | ||
| Q1 24 | $28.1M | $34.8M |
| Q4 25 | $13.6M | — | ||
| Q3 25 | $10.8M | — | ||
| Q2 25 | $7.8M | — | ||
| Q1 25 | $6.5M | — | ||
| Q4 24 | $6.9M | — | ||
| Q3 24 | $7.2M | — | ||
| Q2 24 | $7.6M | — | ||
| Q1 24 | $7.7M | — |
| Q4 25 | $26.5M | $672.5M | ||
| Q3 25 | $38.1M | $634.3M | ||
| Q2 25 | $41.0M | $597.9M | ||
| Q1 25 | $42.8M | $563.2M | ||
| Q4 24 | $44.1M | $516.9M | ||
| Q3 24 | $46.5M | $484.6M | ||
| Q2 24 | $45.9M | $471.3M | ||
| Q1 24 | $40.4M | $452.9M |
| Q4 25 | $259.9M | $7.4B | ||
| Q3 25 | $245.5M | $7.0B | ||
| Q2 25 | $246.3M | $6.5B | ||
| Q1 25 | $232.4M | $6.0B | ||
| Q4 24 | $240.4M | $5.5B | ||
| Q3 24 | $225.7M | $5.2B | ||
| Q2 24 | $218.8M | $4.9B | ||
| Q1 24 | $214.5M | $4.6B |
| Q4 25 | 0.51× | — | ||
| Q3 25 | 0.28× | — | ||
| Q2 25 | 0.19× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.16× | — | ||
| Q3 24 | 0.16× | — | ||
| Q2 24 | 0.17× | — | ||
| Q1 24 | 0.19× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-426.0K | $18.2M |
| Free Cash FlowOCF − Capex | $-5.6M | $17.9M |
| FCF MarginFCF / Revenue | -11.3% | 34.6% |
| Capex IntensityCapex / Revenue | 10.5% | 0.5% |
| Cash ConversionOCF / Net Profit | — | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | $-24.3M | $40.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-426.0K | $18.2M | ||
| Q3 25 | $-1.6M | $11.5M | ||
| Q2 25 | $3.3M | $7.7M | ||
| Q1 25 | $2.2M | $3.5M | ||
| Q4 24 | $7.3M | $37.8M | ||
| Q3 24 | $1.4M | $-17.6M | ||
| Q2 24 | $5.6M | $11.5M | ||
| Q1 24 | $3.5M | $10.6M |
| Q4 25 | $-5.6M | $17.9M | ||
| Q3 25 | $-7.7M | $11.4M | ||
| Q2 25 | $-6.3M | $7.6M | ||
| Q1 25 | $-4.7M | $3.5M | ||
| Q4 24 | $165.0K | $37.5M | ||
| Q3 24 | $-6.8M | $-17.6M | ||
| Q2 24 | $1.2M | $11.4M | ||
| Q1 24 | $-586.0K | $10.5M |
| Q4 25 | -11.3% | 34.6% | ||
| Q3 25 | -15.3% | 23.2% | ||
| Q2 25 | -11.5% | 15.9% | ||
| Q1 25 | -8.2% | 9.2% | ||
| Q4 24 | 0.3% | 96.4% | ||
| Q3 24 | -13.9% | -50.3% | ||
| Q2 24 | 2.3% | 35.1% | ||
| Q1 24 | -1.2% | 35.8% |
| Q4 25 | 10.5% | 0.5% | ||
| Q3 25 | 12.0% | 0.1% | ||
| Q2 25 | 17.5% | 0.2% | ||
| Q1 25 | 11.9% | 0.2% | ||
| Q4 24 | 13.1% | 0.7% | ||
| Q3 24 | 16.9% | 0.2% | ||
| Q2 24 | 8.0% | 0.3% | ||
| Q1 24 | 8.1% | 0.1% |
| Q4 25 | — | 0.52× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 1.81× | ||
| Q3 24 | 57.96× | -1.11× | ||
| Q2 24 | 20.06× | 0.78× | ||
| Q1 24 | 7.08× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GENK
Segment breakdown not available.
VEL
| Related Party | $19.3M | 37% |
| Nonrelated Party | $16.9M | 33% |
| Other | $15.4M | 30% |
