Velocity Financial, Inc.VELEarnings & Financial Report
NYSE
VEL Q3 2025 Key Financial Metrics
Revenue
$49.1M
Gross Profit
N/A
Operating Profit
$35.4M
Net Profit
$25.4M
Gross Margin
N/A
Operating Margin
72.1%
Net Margin
51.7%
YoY Growth
40.0%
EPS
$0.65
Financial Flow
Velocity Financial, Inc. Q3 2025 Financial Summary
Velocity Financial, Inc. reported revenue of $49.1M for Q3 2025, with a net profit of $25.4M (51.7% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $49.1M |
|---|---|
| Net Profit | $25.4M |
| Gross Margin | N/A |
| Operating Margin | 72.1% |
| Report Period | Q3 2025 |
Velocity Financial, Inc. Annual Revenue by Year
Velocity Financial, Inc. annual revenue history includes year-by-year totals (for example, 2024 revenue was $135.8M).
| Year | Annual Revenue |
|---|---|
| 2024 | $135.8M |
| 2023 | $107.8M |
| 2022 | $83.1M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $30.7M | $29.5M | $32.4M | $35.1M | $38.9M | $37.5M | $47.6M | $49.1M |
| YoY Growth | 48.9% | 21.0% | 28.1% | 28.1% | 26.5% | 27.3% | 46.8% | 40.0% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $4.40B | $4.63B | $4.87B | $5.20B | $5.53B | $5.97B | $6.48B | $6.96B |
| Liabilities | $3.97B | $4.17B | $4.40B | $4.71B | $5.01B | $5.41B | $5.87B | $6.32B |
| Equity | $433.4M | $452.9M | $471.3M | $484.6M | $516.9M | $563.2M | $597.9M | $634.3M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $26.2M | $10.6M | $11.5M | $-17.6M | $33.3M | $3.5M | $7.7M | $11.5M |