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Side-by-side financial comparison of GERON CORP (GERN) and NORTHPOINTE BANCSHARES INC (NPB). Click either name above to swap in a different company.

NORTHPOINTE BANCSHARES INC is the larger business by last-quarter revenue ($63.4M vs $47.2M, roughly 1.3× GERON CORP). NORTHPOINTE BANCSHARES INC runs the higher net margin — 34.9% vs -39.0%, a 74.0% gap on every dollar of revenue.

Geron Corporation is a biotechnology company located in Foster City, California which specializes in developing and commercializing therapeutic products for cancer that inhibit telomerase.

Northpointe Bancshares Inc is a U.S.-based bank holding company operating through its wholly-owned banking subsidiary. It provides a full suite of retail and commercial banking solutions, including deposit accounts, mortgage loans, small business lending, and wealth management services, primarily serving local and regional community markets across the United States.

GERN vs NPB — Head-to-Head

Bigger by revenue
NPB
NPB
1.3× larger
NPB
$63.4M
$47.2M
GERN
Higher net margin
NPB
NPB
74.0% more per $
NPB
34.9%
-39.0%
GERN

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
GERN
GERN
NPB
NPB
Revenue
$47.2M
$63.4M
Net Profit
$-18.4M
$22.2M
Gross Margin
Operating Margin
-29.4%
Net Margin
-39.0%
34.9%
Revenue YoY
67.1%
Net Profit YoY
30.3%
EPS (diluted)
$-0.03
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GERN
GERN
NPB
NPB
Q1 26
$63.4M
Q4 25
$43.5M
Q3 25
$47.2M
$40.3M
Q2 25
$49.0M
$36.5M
Q1 25
$39.6M
$30.4M
Q3 24
$28.3M
Q2 24
$882.0K
Q1 24
$304.0K
Net Profit
GERN
GERN
NPB
NPB
Q1 26
$22.2M
Q4 25
$23.6M
Q3 25
$-18.4M
$22.2M
Q2 25
$-16.4M
$20.3M
Q1 25
$-19.8M
$17.2M
Q3 24
$-26.4M
Q2 24
$-67.4M
Q1 24
$-55.4M
Operating Margin
GERN
GERN
NPB
NPB
Q1 26
Q4 25
73.5%
Q3 25
-29.4%
72.3%
Q2 25
-25.4%
73.0%
Q1 25
-42.2%
74.4%
Q3 24
-99.8%
Q2 24
-7860.9%
Q1 24
-18465.1%
Net Margin
GERN
GERN
NPB
NPB
Q1 26
34.9%
Q4 25
54.4%
Q3 25
-39.0%
55.0%
Q2 25
-33.4%
55.7%
Q1 25
-50.1%
56.8%
Q3 24
-93.5%
Q2 24
-7639.8%
Q1 24
-18220.4%
EPS (diluted)
GERN
GERN
NPB
NPB
Q1 26
$0.62
Q4 25
$0.54
Q3 25
$-0.03
$0.57
Q2 25
$-0.02
$0.51
Q1 25
$-0.03
$0.49
Q3 24
$-0.04
Q2 24
$-0.10
Q1 24
$-0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GERN
GERN
NPB
NPB
Cash + ST InvestmentsLiquidity on hand
$78.1M
$487.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$248.7M
$590.0M
Total Assets
$567.4M
$7.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GERN
GERN
NPB
NPB
Q1 26
$487.6M
Q4 25
$496.5M
Q3 25
$78.1M
$419.2M
Q2 25
$77.7M
$415.7M
Q1 25
$83.7M
$321.5M
Q3 24
$60.3M
Q2 24
$116.9M
Q1 24
$189.8M
Stockholders' Equity
GERN
GERN
NPB
NPB
Q1 26
$590.0M
Q4 25
$569.0M
Q3 25
$248.7M
$623.5M
Q2 25
$259.5M
$604.3M
Q1 25
$268.2M
$586.5M
Q3 24
$292.3M
Q2 24
$306.7M
Q1 24
$344.9M
Total Assets
GERN
GERN
NPB
NPB
Q1 26
$7.4B
Q4 25
$7.0B
Q3 25
$567.4M
$6.8B
Q2 25
$555.2M
$6.4B
Q1 25
$562.5M
$5.9B
Q3 24
$444.9M
Q2 24
$449.4M
Q1 24
$482.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GERN
GERN
NPB
NPB
Operating Cash FlowLast quarter
$-13.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GERN
GERN
NPB
NPB
Q1 26
Q4 25
$-28.3M
Q3 25
$-13.6M
$90.4M
Q2 25
$-27.4M
$-72.3M
Q1 25
$-48.0M
$54.4M
Q3 24
$-58.9M
Q2 24
$-53.5M
Q1 24
$-62.3M
Free Cash Flow
GERN
GERN
NPB
NPB
Q1 26
Q4 25
$-28.8M
Q3 25
$89.6M
Q2 25
$-73.4M
Q1 25
$54.1M
Q3 24
Q2 24
$-53.7M
Q1 24
$-62.9M
FCF Margin
GERN
GERN
NPB
NPB
Q1 26
Q4 25
-66.1%
Q3 25
222.3%
Q2 25
-201.1%
Q1 25
178.0%
Q3 24
Q2 24
-6086.6%
Q1 24
-20680.3%
Capex Intensity
GERN
GERN
NPB
NPB
Q1 26
Q4 25
1.2%
Q3 25
2.0%
Q2 25
3.1%
Q1 25
1.1%
Q3 24
0.0%
Q2 24
23.4%
Q1 24
202.3%
Cash Conversion
GERN
GERN
NPB
NPB
Q1 26
Q4 25
-1.20×
Q3 25
4.08×
Q2 25
-3.55×
Q1 25
3.16×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GERN
GERN

Segment breakdown not available.

NPB
NPB

Net Interest Income$41.3M65%
Noninterest Income$22.1M35%

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