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Side-by-side financial comparison of NORTHPOINTE BANCSHARES INC (NPB) and ORRSTOWN FINANCIAL SERVICES INC (ORRF). Click either name above to swap in a different company.
ORRSTOWN FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($64.6M vs $63.4M, roughly 1.0× NORTHPOINTE BANCSHARES INC). NORTHPOINTE BANCSHARES INC runs the higher net margin — 34.9% vs 33.8%, a 1.2% gap on every dollar of revenue.
Northpointe Bancshares Inc is a U.S.-based bank holding company operating through its wholly-owned banking subsidiary. It provides a full suite of retail and commercial banking solutions, including deposit accounts, mortgage loans, small business lending, and wealth management services, primarily serving local and regional community markets across the United States.
Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.
NPB vs ORRF — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $63.4M | $64.6M |
| Net Profit | $22.2M | $21.8M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 34.9% | 33.8% |
| Revenue YoY | — | — |
| Net Profit YoY | -6.3% | 20.8% |
| EPS (diluted) | $0.62 | $1.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $63.4M | $64.6M | ||
| Q4 25 | $43.5M | $64.9M | ||
| Q3 25 | $40.3M | $64.4M | ||
| Q2 25 | $36.5M | $62.4M | ||
| Q1 25 | $30.4M | $60.4M | ||
| Q4 24 | — | $61.8M | ||
| Q3 24 | — | $64.1M | ||
| Q2 24 | — | $33.3M |
| Q1 26 | $22.2M | $21.8M | ||
| Q4 25 | $23.6M | $21.5M | ||
| Q3 25 | $22.2M | $21.9M | ||
| Q2 25 | $20.3M | $19.4M | ||
| Q1 25 | $17.2M | $18.1M | ||
| Q4 24 | — | $13.7M | ||
| Q3 24 | — | $-7.9M | ||
| Q2 24 | — | $7.7M |
| Q1 26 | — | — | ||
| Q4 25 | 73.5% | 42.3% | ||
| Q3 25 | 72.3% | 43.0% | ||
| Q2 25 | 73.0% | 39.6% | ||
| Q1 25 | 74.4% | 37.7% | ||
| Q4 24 | — | 27.7% | ||
| Q3 24 | — | -15.4% | ||
| Q2 24 | — | 29.5% |
| Q1 26 | 34.9% | 33.8% | ||
| Q4 25 | 54.4% | 33.1% | ||
| Q3 25 | 55.0% | 34.0% | ||
| Q2 25 | 55.7% | 31.2% | ||
| Q1 25 | 56.8% | 29.9% | ||
| Q4 24 | — | 22.1% | ||
| Q3 24 | — | -12.3% | ||
| Q2 24 | — | 23.3% |
| Q1 26 | $0.62 | $1.12 | ||
| Q4 25 | $0.54 | $1.11 | ||
| Q3 25 | $0.57 | $1.13 | ||
| Q2 25 | $0.51 | $1.01 | ||
| Q1 25 | $0.49 | $0.93 | ||
| Q4 24 | — | $0.35 | ||
| Q3 24 | — | $-0.41 | ||
| Q2 24 | — | $0.73 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $487.6M | $161.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $590.0M | $603.2M |
| Total Assets | $7.4B | $5.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $487.6M | $161.8M | ||
| Q4 25 | $496.5M | — | ||
| Q3 25 | $419.2M | — | ||
| Q2 25 | $415.7M | — | ||
| Q1 25 | $321.5M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $590.0M | $603.2M | ||
| Q4 25 | $569.0M | $591.5M | ||
| Q3 25 | $623.5M | $571.9M | ||
| Q2 25 | $604.3M | $548.4M | ||
| Q1 25 | $586.5M | $532.9M | ||
| Q4 24 | — | $516.7M | ||
| Q3 24 | — | $516.2M | ||
| Q2 24 | — | $278.4M |
| Q1 26 | $7.4B | $5.6B | ||
| Q4 25 | $7.0B | $5.5B | ||
| Q3 25 | $6.8B | $5.5B | ||
| Q2 25 | $6.4B | $5.4B | ||
| Q1 25 | $5.9B | $5.4B | ||
| Q4 24 | — | $5.4B | ||
| Q3 24 | — | $5.5B | ||
| Q2 24 | — | $3.2B |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NPB
| Net Interest Income | $41.3M | 65% |
| Noninterest Income | $22.1M | 35% |
ORRF
| Net Interest Income | $49.0M | 76% |
| Noninterest Income | $15.6M | 24% |
