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Side-by-side financial comparison of GERON CORP (GERN) and Pioneer Bancorp, Inc. (PBFS). Click either name above to swap in a different company.

GERON CORP is the larger business by last-quarter revenue ($47.2M vs $25.0M, roughly 1.9× Pioneer Bancorp, Inc.). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs -39.0%, a 121.1% gap on every dollar of revenue. Over the past eight quarters, GERON CORP's revenue compounded faster (1597.0% CAGR vs 144.9%).

Geron Corporation is a biotechnology company located in Foster City, California which specializes in developing and commercializing therapeutic products for cancer that inhibit telomerase.

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

GERN vs PBFS — Head-to-Head

Bigger by revenue
GERN
GERN
1.9× larger
GERN
$47.2M
$25.0M
PBFS
Higher net margin
PBFS
PBFS
121.1% more per $
PBFS
82.1%
-39.0%
GERN
Faster 2-yr revenue CAGR
GERN
GERN
Annualised
GERN
1597.0%
144.9%
PBFS

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
GERN
GERN
PBFS
PBFS
Revenue
$47.2M
$25.0M
Net Profit
$-18.4M
$3.7M
Gross Margin
Operating Margin
-29.4%
21.3%
Net Margin
-39.0%
82.1%
Revenue YoY
67.1%
Net Profit YoY
30.3%
EPS (diluted)
$-0.03
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GERN
GERN
PBFS
PBFS
Q4 25
$25.0M
Q3 25
$47.2M
$24.0M
Q2 25
$49.0M
$24.4M
Q1 25
$39.6M
$22.8M
Q3 24
$28.3M
$22.0M
Q2 24
$882.0K
$20.9M
Q1 24
$304.0K
$21.6M
Q4 23
$23.0K
$4.2M
Net Profit
GERN
GERN
PBFS
PBFS
Q4 25
$3.7M
Q3 25
$-18.4M
$4.3M
Q2 25
$-16.4M
$6.5M
Q1 25
$-19.8M
$5.8M
Q3 24
$-26.4M
$6.3M
Q2 24
$-67.4M
$3.9M
Q1 24
$-55.4M
$4.7M
Q4 23
$3.2M
Operating Margin
GERN
GERN
PBFS
PBFS
Q4 25
21.3%
Q3 25
-29.4%
23.4%
Q2 25
-25.4%
33.3%
Q1 25
-42.2%
32.5%
Q3 24
-99.8%
37.2%
Q2 24
-7860.9%
24.1%
Q1 24
-18465.1%
28.1%
Q4 23
96.1%
Net Margin
GERN
GERN
PBFS
PBFS
Q4 25
82.1%
Q3 25
-39.0%
18.0%
Q2 25
-33.4%
26.4%
Q1 25
-50.1%
25.3%
Q3 24
-93.5%
28.7%
Q2 24
-7639.8%
107.4%
Q1 24
-18220.4%
21.9%
Q4 23
76.4%
EPS (diluted)
GERN
GERN
PBFS
PBFS
Q4 25
$0.16
Q3 25
$-0.03
$0.18
Q2 25
$-0.02
$0.26
Q1 25
$-0.03
$0.23
Q3 24
$-0.04
$0.25
Q2 24
$-0.10
$0.15
Q1 24
$-0.09
$0.19
Q4 23
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GERN
GERN
PBFS
PBFS
Cash + ST InvestmentsLiquidity on hand
$78.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$248.7M
$323.9M
Total Assets
$567.4M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GERN
GERN
PBFS
PBFS
Q4 25
Q3 25
$78.1M
Q2 25
$77.7M
Q1 25
$83.7M
Q3 24
$60.3M
Q2 24
$116.9M
Q1 24
$189.8M
Q4 23
$70.0M
Stockholders' Equity
GERN
GERN
PBFS
PBFS
Q4 25
$323.9M
Q3 25
$248.7M
$314.2M
Q2 25
$259.5M
$314.2M
Q1 25
$268.2M
$310.7M
Q3 24
$292.3M
$303.8M
Q2 24
$306.7M
$296.5M
Q1 24
$344.9M
$289.0M
Q4 23
$247.9M
$283.8M
Total Assets
GERN
GERN
PBFS
PBFS
Q4 25
$2.2B
Q3 25
$567.4M
$2.2B
Q2 25
$555.2M
$2.1B
Q1 25
$562.5M
$2.1B
Q3 24
$444.9M
$2.0B
Q2 24
$449.4M
Q1 24
$482.1M
$2.0B
Q4 23
$394.1M
$1.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GERN
GERN
PBFS
PBFS
Operating Cash FlowLast quarter
$-13.6M
$11.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.97×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GERN
GERN
PBFS
PBFS
Q4 25
$11.1M
Q3 25
$-13.6M
$3.9M
Q2 25
$-27.4M
$5.1M
Q1 25
$-48.0M
$-3.5M
Q3 24
$-58.9M
$1.9M
Q2 24
$-53.5M
$9.0M
Q1 24
$-62.3M
$3.3M
Q4 23
$-167.7M
$-943.0K
Free Cash Flow
GERN
GERN
PBFS
PBFS
Q4 25
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
$-53.7M
Q1 24
$-62.9M
Q4 23
$-168.6M
FCF Margin
GERN
GERN
PBFS
PBFS
Q4 25
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
-6086.6%
Q1 24
-20680.3%
Q4 23
-732926.1%
Capex Intensity
GERN
GERN
PBFS
PBFS
Q4 25
Q3 25
Q2 25
Q1 25
Q3 24
0.0%
Q2 24
23.4%
Q1 24
202.3%
Q4 23
3608.7%
Cash Conversion
GERN
GERN
PBFS
PBFS
Q4 25
2.97×
Q3 25
0.90×
Q2 25
0.78×
Q1 25
-0.61×
Q3 24
0.30×
Q2 24
2.30×
Q1 24
0.70×
Q4 23
-0.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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