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Side-by-side financial comparison of Getty Images Holdings, Inc. (GETY) and James River Group Holdings, Inc. (JRVR). Click either name above to swap in a different company.

Getty Images Holdings, Inc. is the larger business by last-quarter revenue ($282.3M vs $167.7M, roughly 1.7× James River Group Holdings, Inc.). James River Group Holdings, Inc. runs the higher net margin — 19.1% vs -32.2%, a 51.3% gap on every dollar of revenue. On growth, James River Group Holdings, Inc. posted the faster year-over-year revenue change (32.4% vs 14.1%). Getty Images Holdings, Inc. produced more free cash flow last quarter ($7.7M vs $-23.6M). Over the past eight quarters, Getty Images Holdings, Inc.'s revenue compounded faster (12.7% CAGR vs -8.7%).

Getty Images Holdings, Inc. is a visual media company and supplier of stock images, editorial photography, video, and music for businesses and consumers, with a library of over 477 million assets. It targets three markets—creative professionals, the media, and corporate.

James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.

GETY vs JRVR — Head-to-Head

Bigger by revenue
GETY
GETY
1.7× larger
GETY
$282.3M
$167.7M
JRVR
Growing faster (revenue YoY)
JRVR
JRVR
+18.2% gap
JRVR
32.4%
14.1%
GETY
Higher net margin
JRVR
JRVR
51.3% more per $
JRVR
19.1%
-32.2%
GETY
More free cash flow
GETY
GETY
$31.3M more FCF
GETY
$7.7M
$-23.6M
JRVR
Faster 2-yr revenue CAGR
GETY
GETY
Annualised
GETY
12.7%
-8.7%
JRVR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
GETY
GETY
JRVR
JRVR
Revenue
$282.3M
$167.7M
Net Profit
$-90.9M
$32.1M
Gross Margin
74.8%
Operating Margin
-8.5%
14.6%
Net Margin
-32.2%
19.1%
Revenue YoY
14.1%
32.4%
Net Profit YoY
-467.6%
149.5%
EPS (diluted)
$-0.22
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GETY
GETY
JRVR
JRVR
Q4 25
$282.3M
$167.7M
Q3 25
$240.0M
$172.7M
Q2 25
$234.9M
$174.8M
Q1 25
$224.1M
$172.3M
Q4 24
$247.3M
$126.7M
Q3 24
$240.5M
$191.5M
Q2 24
$229.1M
$188.3M
Q1 24
$222.3M
$201.1M
Net Profit
GETY
GETY
JRVR
JRVR
Q4 25
$-90.9M
$32.1M
Q3 25
$21.6M
$1.0M
Q2 25
$-34.4M
$4.8M
Q1 25
$-102.6M
$9.6M
Q4 24
$24.7M
$-64.8M
Q3 24
$-2.5M
$-39.4M
Q2 24
$3.7M
$7.6M
Q1 24
$13.6M
$15.4M
Gross Margin
GETY
GETY
JRVR
JRVR
Q4 25
74.8%
Q3 25
73.2%
Q2 25
72.1%
Q1 25
73.1%
Q4 24
73.5%
Q3 24
73.4%
Q2 24
72.5%
Q1 24
72.9%
Operating Margin
GETY
GETY
JRVR
JRVR
Q4 25
-8.5%
14.6%
Q3 25
18.8%
1.5%
Q2 25
15.1%
4.2%
Q1 25
12.2%
9.3%
Q4 24
14.5%
-57.0%
Q3 24
23.9%
-27.1%
Q2 24
20.3%
10.7%
Q1 24
18.5%
16.4%
Net Margin
GETY
GETY
JRVR
JRVR
Q4 25
-32.2%
19.1%
Q3 25
9.0%
0.6%
Q2 25
-14.6%
2.7%
Q1 25
-45.8%
5.6%
Q4 24
10.0%
-51.1%
Q3 24
-1.1%
-20.6%
Q2 24
1.6%
4.0%
Q1 24
6.1%
7.7%
EPS (diluted)
GETY
GETY
JRVR
JRVR
Q4 25
$-0.22
$0.59
Q3 25
$0.05
$-0.02
Q2 25
$-0.08
$0.06
Q1 25
$-0.25
$0.16
Q4 24
$0.07
$-2.44
Q3 24
$-0.01
$-1.10
Q2 24
$0.01
$0.13
Q1 24
$0.03
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GETY
GETY
JRVR
JRVR
Cash + ST InvestmentsLiquidity on hand
$90.2M
$260.9M
Total DebtLower is stronger
$1.3B
Stockholders' EquityBook value
$552.5M
$538.2M
Total Assets
$3.2B
$4.9B
Debt / EquityLower = less leverage
2.30×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GETY
GETY
JRVR
JRVR
Q4 25
$90.2M
$260.9M
Q3 25
$109.5M
$238.8M
Q2 25
$110.3M
$220.0M
Q1 25
$114.6M
$279.4M
Q4 24
$121.2M
$362.3M
Q3 24
$109.9M
$359.8M
Q2 24
$121.7M
$672.5M
Q1 24
$134.2M
$305.5M
Total Debt
GETY
GETY
JRVR
JRVR
Q4 25
$1.3B
Q3 25
$1.3B
Q2 25
$1.3B
Q1 25
$1.3B
Q4 24
$1.3B
Q3 24
$1.3B
Q2 24
$1.3B
Q1 24
$1.4B
Stockholders' Equity
GETY
GETY
JRVR
JRVR
Q4 25
$552.5M
$538.2M
Q3 25
$634.6M
$503.6M
Q2 25
$611.2M
$492.6M
Q1 25
$593.0M
$484.5M
Q4 24
$670.2M
$460.9M
Q3 24
$683.4M
$530.3M
Q2 24
$654.0M
$541.8M
Q1 24
$640.8M
$539.5M
Total Assets
GETY
GETY
JRVR
JRVR
Q4 25
$3.2B
$4.9B
Q3 25
$2.6B
$5.0B
Q2 25
$2.6B
$5.0B
Q1 25
$2.6B
$4.9B
Q4 24
$2.6B
$5.0B
Q3 24
$2.6B
$5.0B
Q2 24
$2.6B
$4.7B
Q1 24
$2.6B
$5.3B
Debt / Equity
GETY
GETY
JRVR
JRVR
Q4 25
2.30×
Q3 25
2.11×
Q2 25
2.19×
Q1 25
2.21×
Q4 24
1.96×
Q3 24
1.97×
Q2 24
2.06×
Q1 24
2.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GETY
GETY
JRVR
JRVR
Operating Cash FlowLast quarter
$20.6M
$-18.8M
Free Cash FlowOCF − Capex
$7.7M
$-23.6M
FCF MarginFCF / Revenue
2.7%
-14.1%
Capex IntensityCapex / Revenue
4.6%
2.9%
Cash ConversionOCF / Net Profit
-0.59×
TTM Free Cash FlowTrailing 4 quarters
$5.7M
$-17.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GETY
GETY
JRVR
JRVR
Q4 25
$20.6M
$-18.8M
Q3 25
$22.6M
$34.3M
Q2 25
$6.5M
$25.2M
Q1 25
$15.4M
$-51.5M
Q4 24
$39.7M
$-247.1M
Q3 24
$10.7M
$-269.9M
Q2 24
$46.4M
$-8.7M
Q1 24
$21.5M
$24.1M
Free Cash Flow
GETY
GETY
JRVR
JRVR
Q4 25
$7.7M
$-23.6M
Q3 25
$7.9M
$33.7M
Q2 25
$-9.6M
$24.7M
Q1 25
$-322.0K
$-52.7M
Q4 24
$24.6M
$-252.0M
Q3 24
$-1.8M
$-270.8M
Q2 24
$31.1M
$-9.3M
Q1 24
$7.1M
$23.3M
FCF Margin
GETY
GETY
JRVR
JRVR
Q4 25
2.7%
-14.1%
Q3 25
3.3%
19.5%
Q2 25
-4.1%
14.1%
Q1 25
-0.1%
-30.6%
Q4 24
9.9%
-198.9%
Q3 24
-0.8%
-141.4%
Q2 24
13.6%
-4.9%
Q1 24
3.2%
11.6%
Capex Intensity
GETY
GETY
JRVR
JRVR
Q4 25
4.6%
2.9%
Q3 25
6.1%
0.4%
Q2 25
6.9%
0.3%
Q1 25
7.0%
0.7%
Q4 24
6.1%
3.9%
Q3 24
5.2%
0.4%
Q2 24
6.7%
0.3%
Q1 24
6.5%
0.4%
Cash Conversion
GETY
GETY
JRVR
JRVR
Q4 25
-0.59×
Q3 25
1.05×
33.61×
Q2 25
5.29×
Q1 25
-5.38×
Q4 24
1.61×
Q3 24
Q2 24
12.59×
-1.14×
Q1 24
1.58×
1.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GETY
GETY

Creative$149.0M53%
Editorial$109.4M39%
Other$23.9M8%

JRVR
JRVR

Excess And Surplus Lines$156.7M93%
Specialty Admitted Insurance$10.9M7%

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