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Side-by-side financial comparison of Getty Images Holdings, Inc. (GETY) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Getty Images Holdings, Inc. is the larger business by last-quarter revenue ($282.3M vs $253.4M, roughly 1.1× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 14.1%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $7.7M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 12.7%).
Getty Images Holdings, Inc. is a visual media company and supplier of stock images, editorial photography, video, and music for businesses and consumers, with a library of over 477 million assets. It targets three markets—creative professionals, the media, and corporate.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
GETY vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $282.3M | $253.4M |
| Net Profit | $-90.9M | — |
| Gross Margin | 74.8% | — |
| Operating Margin | -8.5% | 28.7% |
| Net Margin | -32.2% | — |
| Revenue YoY | 14.1% | 62.7% |
| Net Profit YoY | -467.6% | — |
| EPS (diluted) | $-0.22 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $282.3M | $253.4M | ||
| Q3 25 | $240.0M | $244.7M | ||
| Q2 25 | $234.9M | $203.3M | ||
| Q1 25 | $224.1M | $174.6M | ||
| Q4 24 | $247.3M | $155.8M | ||
| Q3 24 | $240.5M | $148.5M | ||
| Q2 24 | $229.1M | $131.1M | ||
| Q1 24 | $222.3M | $118.5M |
| Q4 25 | $-90.9M | — | ||
| Q3 25 | $21.6M | $51.5M | ||
| Q2 25 | $-34.4M | $46.5M | ||
| Q1 25 | $-102.6M | $42.9M | ||
| Q4 24 | $24.7M | — | ||
| Q3 24 | $-2.5M | $30.5M | ||
| Q2 24 | $3.7M | $25.7M | ||
| Q1 24 | $13.6M | $26.4M |
| Q4 25 | 74.8% | — | ||
| Q3 25 | 73.2% | — | ||
| Q2 25 | 72.1% | — | ||
| Q1 25 | 73.1% | — | ||
| Q4 24 | 73.5% | — | ||
| Q3 24 | 73.4% | — | ||
| Q2 24 | 72.5% | — | ||
| Q1 24 | 72.9% | — |
| Q4 25 | -8.5% | 28.7% | ||
| Q3 25 | 18.8% | 27.4% | ||
| Q2 25 | 15.1% | 29.5% | ||
| Q1 25 | 12.2% | 30.8% | ||
| Q4 24 | 14.5% | 28.9% | ||
| Q3 24 | 23.9% | 25.9% | ||
| Q2 24 | 20.3% | 25.5% | ||
| Q1 24 | 18.5% | 29.0% |
| Q4 25 | -32.2% | — | ||
| Q3 25 | 9.0% | 21.0% | ||
| Q2 25 | -14.6% | 22.9% | ||
| Q1 25 | -45.8% | 24.6% | ||
| Q4 24 | 10.0% | — | ||
| Q3 24 | -1.1% | 20.5% | ||
| Q2 24 | 1.6% | 19.6% | ||
| Q1 24 | 6.1% | 22.3% |
| Q4 25 | $-0.22 | $2.05 | ||
| Q3 25 | $0.05 | $1.87 | ||
| Q2 25 | $-0.08 | $1.68 | ||
| Q1 25 | $-0.25 | $1.57 | ||
| Q4 24 | $0.07 | $1.29 | ||
| Q3 24 | $-0.01 | $1.15 | ||
| Q2 24 | $0.01 | $1.00 | ||
| Q1 24 | $0.03 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $90.2M | $106.9M |
| Total DebtLower is stronger | $1.3B | — |
| Stockholders' EquityBook value | $552.5M | $942.7M |
| Total Assets | $3.2B | $3.1B |
| Debt / EquityLower = less leverage | 2.30× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $90.2M | $106.9M | ||
| Q3 25 | $109.5M | $111.7M | ||
| Q2 25 | $110.3M | $81.3M | ||
| Q1 25 | $114.6M | $119.3M | ||
| Q4 24 | $121.2M | $80.4M | ||
| Q3 24 | $109.9M | $86.5M | ||
| Q2 24 | $121.7M | $47.8M | ||
| Q1 24 | $134.2M | $61.4M |
| Q4 25 | $1.3B | — | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.3B | — | ||
| Q1 24 | $1.4B | — |
| Q4 25 | $552.5M | $942.7M | ||
| Q3 25 | $634.6M | $878.1M | ||
| Q2 25 | $611.2M | $847.2M | ||
| Q1 25 | $593.0M | $790.4M | ||
| Q4 24 | $670.2M | $729.0M | ||
| Q3 24 | $683.4M | $703.3M | ||
| Q2 24 | $654.0M | $532.6M | ||
| Q1 24 | $640.8M | $501.7M |
| Q4 25 | $3.2B | $3.1B | ||
| Q3 25 | $2.6B | $2.9B | ||
| Q2 25 | $2.6B | $2.8B | ||
| Q1 25 | $2.6B | $2.4B | ||
| Q4 24 | $2.6B | $2.3B | ||
| Q3 24 | $2.6B | $2.3B | ||
| Q2 24 | $2.6B | $2.0B | ||
| Q1 24 | $2.6B | $1.9B |
| Q4 25 | 2.30× | — | ||
| Q3 25 | 2.11× | — | ||
| Q2 25 | 2.19× | — | ||
| Q1 25 | 2.21× | — | ||
| Q4 24 | 1.96× | — | ||
| Q3 24 | 1.97× | — | ||
| Q2 24 | 2.06× | — | ||
| Q1 24 | 2.16× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $20.6M | $409.1M |
| Free Cash FlowOCF − Capex | $7.7M | $409.0M |
| FCF MarginFCF / Revenue | 2.7% | 161.4% |
| Capex IntensityCapex / Revenue | 4.6% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $5.7M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $20.6M | $409.1M | ||
| Q3 25 | $22.6M | $83.6M | ||
| Q2 25 | $6.5M | $120.9M | ||
| Q1 25 | $15.4M | $87.2M | ||
| Q4 24 | $39.7M | $261.2M | ||
| Q3 24 | $10.7M | $100.3M | ||
| Q2 24 | $46.4M | $55.1M | ||
| Q1 24 | $21.5M | $33.1M |
| Q4 25 | $7.7M | $409.0M | ||
| Q3 25 | $7.9M | $83.6M | ||
| Q2 25 | $-9.6M | $120.8M | ||
| Q1 25 | $-322.0K | $87.1M | ||
| Q4 24 | $24.6M | $260.9M | ||
| Q3 24 | $-1.8M | $100.1M | ||
| Q2 24 | $31.1M | — | ||
| Q1 24 | $7.1M | — |
| Q4 25 | 2.7% | 161.4% | ||
| Q3 25 | 3.3% | 34.2% | ||
| Q2 25 | -4.1% | 59.4% | ||
| Q1 25 | -0.1% | 49.9% | ||
| Q4 24 | 9.9% | 167.5% | ||
| Q3 24 | -0.8% | 67.4% | ||
| Q2 24 | 13.6% | — | ||
| Q1 24 | 3.2% | — |
| Q4 25 | 4.6% | 0.1% | ||
| Q3 25 | 6.1% | 0.0% | ||
| Q2 25 | 6.9% | 0.0% | ||
| Q1 25 | 7.0% | 0.0% | ||
| Q4 24 | 6.1% | 0.2% | ||
| Q3 24 | 5.2% | 0.1% | ||
| Q2 24 | 6.7% | 0.0% | ||
| Q1 24 | 6.5% | 0.0% |
| Q4 25 | — | — | ||
| Q3 25 | 1.05× | 1.63× | ||
| Q2 25 | — | 2.60× | ||
| Q1 25 | — | 2.03× | ||
| Q4 24 | 1.61× | — | ||
| Q3 24 | — | 3.29× | ||
| Q2 24 | 12.59× | 2.14× | ||
| Q1 24 | 1.58× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GETY
| Creative | $149.0M | 53% |
| Editorial | $109.4M | 39% |
| Other | $23.9M | 8% |
PLMR
Segment breakdown not available.
