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Side-by-side financial comparison of Gevo, Inc. (GEVO) and Velocity Financial, Inc. (VEL). Click either name above to swap in a different company.
Velocity Financial, Inc. is the larger business by last-quarter revenue ($51.6M vs $45.3M, roughly 1.1× Gevo, Inc.). Velocity Financial, Inc. runs the higher net margin — 67.3% vs -13.2%, a 80.6% gap on every dollar of revenue. On growth, Gevo, Inc. posted the faster year-over-year revenue change (695.6% vs 32.8%). Velocity Financial, Inc. produced more free cash flow last quarter ($17.9M vs $8.7M). Over the past eight quarters, Gevo, Inc.'s revenue compounded faster (237.1% CAGR vs 32.3%).
Gevo, Inc. is an American renewable chemicals and advanced biofuels company headquartered in unincorporated Douglas County, Colorado, in the Denver-Aurora metropolitan area. Gevo operates in the sustainability sector, pursuing a business model based on the concept of the "circular economy". The company develops bio-based alternatives to petroleum-based products using a combination of biotechnology and classical chemistry. Gevo uses the GREET model from Argonne National Laboratory as a basis f...
Velocity Financial, Inc. is a U.S.-headquartered real estate finance company that offers specialized mortgage loan solutions primarily for residential investment properties. It partners with independent mortgage brokers nationwide, providing real estate investors with short-term bridge loans and long-term rental property financing options tailored to their operational needs.
GEVO vs VEL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $45.3M | $51.6M |
| Net Profit | $-6.0M | $34.8M |
| Gross Margin | — | — |
| Operating Margin | -4.8% | 97.0% |
| Net Margin | -13.2% | 67.3% |
| Revenue YoY | 695.6% | 32.8% |
| Net Profit YoY | 65.9% | 67.0% |
| EPS (diluted) | $-0.03 | $0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $45.3M | $51.6M | ||
| Q3 25 | $42.7M | $49.1M | ||
| Q2 25 | $43.4M | $47.6M | ||
| Q1 25 | $29.1M | $37.5M | ||
| Q4 24 | $5.7M | $38.9M | ||
| Q3 24 | $2.0M | $35.1M | ||
| Q2 24 | $5.3M | $32.4M | ||
| Q1 24 | $4.0M | $29.5M |
| Q4 25 | $-6.0M | $34.8M | ||
| Q3 25 | $-8.0M | $25.4M | ||
| Q2 25 | $2.1M | $26.0M | ||
| Q1 25 | $-21.7M | $18.9M | ||
| Q4 24 | $-17.6M | $20.8M | ||
| Q3 24 | $-21.2M | $15.8M | ||
| Q2 24 | $-21.0M | $14.8M | ||
| Q1 24 | $-18.9M | $17.3M |
| Q4 25 | -4.8% | 97.0% | ||
| Q3 25 | -8.6% | 72.1% | ||
| Q2 25 | 13.4% | 71.3% | ||
| Q1 25 | -69.2% | 71.7% | ||
| Q4 24 | -344.7% | 82.5% | ||
| Q3 24 | -1221.8% | 60.6% | ||
| Q2 24 | -456.8% | 61.3% | ||
| Q1 24 | -580.0% | 78.8% |
| Q4 25 | -13.2% | 67.3% | ||
| Q3 25 | -18.6% | 51.7% | ||
| Q2 25 | 4.9% | 54.6% | ||
| Q1 25 | -74.6% | 50.4% | ||
| Q4 24 | -308.9% | 53.5% | ||
| Q3 24 | -1076.6% | 45.1% | ||
| Q2 24 | -399.3% | 45.6% | ||
| Q1 24 | -473.1% | 58.5% |
| Q4 25 | $-0.03 | $0.90 | ||
| Q3 25 | $-0.03 | $0.65 | ||
| Q2 25 | $0.01 | $0.69 | ||
| Q1 25 | $-0.09 | $0.51 | ||
| Q4 24 | $-0.08 | $0.56 | ||
| Q3 24 | $-0.09 | $0.44 | ||
| Q2 24 | $-0.09 | $0.42 | ||
| Q1 24 | $-0.08 | $0.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $81.2M | $92.1M |
| Total DebtLower is stronger | $164.8M | — |
| Stockholders' EquityBook value | $466.3M | $672.5M |
| Total Assets | $718.9M | $7.4B |
| Debt / EquityLower = less leverage | 0.35× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $81.2M | $92.1M | ||
| Q3 25 | $72.6M | $99.0M | ||
| Q2 25 | $57.3M | $79.6M | ||
| Q1 25 | $65.3M | $51.7M | ||
| Q4 24 | $189.4M | $49.9M | ||
| Q3 24 | $223.2M | $44.1M | ||
| Q2 24 | $245.7M | $47.4M | ||
| Q1 24 | $270.6M | $34.8M |
| Q4 25 | $164.8M | — | ||
| Q3 25 | $164.5M | — | ||
| Q2 25 | $167.5M | — | ||
| Q1 25 | $167.0M | — | ||
| Q4 24 | $67.1M | — | ||
| Q3 24 | $67.0M | — | ||
| Q2 24 | $66.8M | — | ||
| Q1 24 | $68.3M | — |
| Q4 25 | $466.3M | $672.5M | ||
| Q3 25 | $468.9M | $634.3M | ||
| Q2 25 | $474.1M | $597.9M | ||
| Q1 25 | $469.8M | $563.2M | ||
| Q4 24 | $489.5M | $516.9M | ||
| Q3 24 | $504.7M | $484.6M | ||
| Q2 24 | $522.7M | $471.3M | ||
| Q1 24 | $541.9M | $452.9M |
| Q4 25 | $718.9M | $7.4B | ||
| Q3 25 | $685.2M | $7.0B | ||
| Q2 25 | $702.1M | $6.5B | ||
| Q1 25 | $677.8M | $6.0B | ||
| Q4 24 | $583.9M | $5.5B | ||
| Q3 24 | $583.9M | $5.2B | ||
| Q2 24 | $617.9M | $4.9B | ||
| Q1 24 | $633.6M | $4.6B |
| Q4 25 | 0.35× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.35× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.13× | — | ||
| Q1 24 | 0.13× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $20.0M | $18.2M |
| Free Cash FlowOCF − Capex | $8.7M | $17.9M |
| FCF MarginFCF / Revenue | 19.3% | 34.6% |
| Capex IntensityCapex / Revenue | 24.7% | 0.5% |
| Cash ConversionOCF / Net Profit | — | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | $-43.5M | $40.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $20.0M | $18.2M | ||
| Q3 25 | $-6.8M | $11.5M | ||
| Q2 25 | $-2.5M | $7.7M | ||
| Q1 25 | $-24.0M | $3.5M | ||
| Q4 24 | $-18.8M | $37.8M | ||
| Q3 24 | $-11.0M | $-17.6M | ||
| Q2 24 | $-11.4M | $11.5M | ||
| Q1 24 | $-16.1M | $10.6M |
| Q4 25 | $8.7M | $17.9M | ||
| Q3 25 | $-14.6M | $11.4M | ||
| Q2 25 | $-7.8M | $7.6M | ||
| Q1 25 | $-29.9M | $3.5M | ||
| Q4 24 | $-33.5M | $37.5M | ||
| Q3 24 | $-20.8M | $-17.6M | ||
| Q2 24 | $-20.6M | $11.4M | ||
| Q1 24 | $-33.6M | $10.5M |
| Q4 25 | 19.3% | 34.6% | ||
| Q3 25 | -34.2% | 23.2% | ||
| Q2 25 | -17.9% | 15.9% | ||
| Q1 25 | -102.7% | 9.2% | ||
| Q4 24 | -587.2% | 96.4% | ||
| Q3 24 | -1057.0% | -50.3% | ||
| Q2 24 | -392.4% | 35.1% | ||
| Q1 24 | -841.9% | 35.8% |
| Q4 25 | 24.7% | 0.5% | ||
| Q3 25 | 18.3% | 0.1% | ||
| Q2 25 | 12.1% | 0.2% | ||
| Q1 25 | 20.0% | 0.2% | ||
| Q4 24 | 256.6% | 0.7% | ||
| Q3 24 | 496.2% | 0.2% | ||
| Q2 24 | 174.8% | 0.3% | ||
| Q1 24 | 438.9% | 0.1% |
| Q4 25 | — | 0.52× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | -1.18× | 0.29× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 1.81× | ||
| Q3 24 | — | -1.11× | ||
| Q2 24 | — | 0.78× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GEVO
Segment breakdown not available.
VEL
| Related Party | $19.3M | 37% |
| Nonrelated Party | $16.9M | 33% |
| Other | $15.4M | 30% |
