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Side-by-side financial comparison of GRIFFON CORP (GFF) and RLI CORP (RLI). Click either name above to swap in a different company.

GRIFFON CORP is the larger business by last-quarter revenue ($649.1M vs $465.7M, roughly 1.4× RLI CORP). RLI CORP runs the higher net margin — 19.6% vs 9.9%, a 9.7% gap on every dollar of revenue. On growth, RLI CORP posted the faster year-over-year revenue change (6.1% vs 2.6%). RLI CORP produced more free cash flow last quarter ($155.0M vs $99.3M). Over the past eight quarters, RLI CORP's revenue compounded faster (2.3% CAGR vs -1.8%).

Griffon Corporation is a multinational conglomerate headquartered in New York City. It operates as a diversified management and holding company. The company has four subsidiaries: Ames True Temper, ClosetMaid, Clopay Building Products, and CornellCookson. Griffon has been publicly traded since 1961 and is listed on the New York Stock Exchange as a component stock of the S&P SmallCap 600, S&P Composite 1500, and Russell 2000 indices.

RLI Corp. is an American insurance company specializing in property insurance and casualty insurance. It is headquartered in Peoria, Illinois.

GFF vs RLI — Head-to-Head

Bigger by revenue
GFF
GFF
1.4× larger
GFF
$649.1M
$465.7M
RLI
Growing faster (revenue YoY)
RLI
RLI
+3.4% gap
RLI
6.1%
2.6%
GFF
Higher net margin
RLI
RLI
9.7% more per $
RLI
19.6%
9.9%
GFF
More free cash flow
RLI
RLI
$55.7M more FCF
RLI
$155.0M
$99.3M
GFF
Faster 2-yr revenue CAGR
RLI
RLI
Annualised
RLI
2.3%
-1.8%
GFF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GFF
GFF
RLI
RLI
Revenue
$649.1M
$465.7M
Net Profit
$64.4M
$91.2M
Gross Margin
41.1%
Operating Margin
17.5%
24.4%
Net Margin
9.9%
19.6%
Revenue YoY
2.6%
6.1%
Net Profit YoY
-9.1%
123.1%
EPS (diluted)
$1.41
$1.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GFF
GFF
RLI
RLI
Q4 25
$649.1M
$465.7M
Q3 25
$662.2M
$509.3M
Q2 25
$613.6M
$499.8M
Q1 25
$611.7M
$407.7M
Q4 24
$632.4M
$439.1M
Q3 24
$659.7M
$470.0M
Q2 24
$647.8M
$416.4M
Q1 24
$672.9M
$444.8M
Net Profit
GFF
GFF
RLI
RLI
Q4 25
$64.4M
$91.2M
Q3 25
$43.6M
$124.6M
Q2 25
$-120.1M
$124.3M
Q1 25
$56.8M
$63.2M
Q4 24
$70.9M
$40.9M
Q3 24
$62.5M
$95.0M
Q2 24
$41.1M
$82.0M
Q1 24
$64.1M
$127.9M
Gross Margin
GFF
GFF
RLI
RLI
Q4 25
41.1%
Q3 25
41.7%
Q2 25
43.2%
Q1 25
41.2%
Q4 24
41.8%
Q3 24
39.9%
Q2 24
38.5%
Q1 24
40.2%
Operating Margin
GFF
GFF
RLI
RLI
Q4 25
17.5%
24.4%
Q3 25
18.0%
30.9%
Q2 25
-20.5%
31.3%
Q1 25
16.5%
19.3%
Q4 24
17.7%
10.8%
Q3 24
16.9%
24.9%
Q2 24
13.8%
24.8%
Q1 24
16.9%
36.0%
Net Margin
GFF
GFF
RLI
RLI
Q4 25
9.9%
19.6%
Q3 25
6.6%
24.5%
Q2 25
-19.6%
24.9%
Q1 25
9.3%
15.5%
Q4 24
11.2%
9.3%
Q3 24
9.5%
20.2%
Q2 24
6.3%
19.7%
Q1 24
9.5%
28.8%
EPS (diluted)
GFF
GFF
RLI
RLI
Q4 25
$1.41
$1.00
Q3 25
$1.04
$1.35
Q2 25
$-2.65
$1.34
Q1 25
$1.21
$0.68
Q4 24
$1.49
$-2.87
Q3 24
$1.29
$2.06
Q2 24
$0.84
$1.78
Q1 24
$1.28
$2.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GFF
GFF
RLI
RLI
Cash + ST InvestmentsLiquidity on hand
$95.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$108.9M
$1.8B
Total Assets
$2.1B
$6.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GFF
GFF
RLI
RLI
Q4 25
$95.3M
Q3 25
$99.0M
Q2 25
$107.3M
Q1 25
$127.8M
Q4 24
$152.0M
Q3 24
$114.4M
Q2 24
$133.5M
Q1 24
$123.0M
Total Debt
GFF
GFF
RLI
RLI
Q4 25
Q3 25
$100.0M
Q2 25
$1.5B
$100.0M
Q1 25
$1.5B
$100.0M
Q4 24
$1.5B
$100.0M
Q3 24
$1.5B
$100.0M
Q2 24
$1.5B
$100.0M
Q1 24
$1.6B
$100.0M
Stockholders' Equity
GFF
GFF
RLI
RLI
Q4 25
$108.9M
$1.8B
Q3 25
$74.0M
$1.9B
Q2 25
$63.9M
$1.7B
Q1 25
$214.7M
$1.6B
Q4 24
$227.8M
$1.5B
Q3 24
$224.9M
$1.7B
Q2 24
$223.5M
$1.6B
Q1 24
$202.2M
$1.5B
Total Assets
GFF
GFF
RLI
RLI
Q4 25
$2.1B
$6.2B
Q3 25
$2.1B
$6.2B
Q2 25
$2.1B
$6.0B
Q1 25
$2.3B
$5.7B
Q4 24
$2.3B
$5.6B
Q3 24
$2.4B
$5.8B
Q2 24
$2.4B
$5.5B
Q1 24
$2.4B
$5.3B
Debt / Equity
GFF
GFF
RLI
RLI
Q4 25
Q3 25
0.05×
Q2 25
22.71×
0.06×
Q1 25
7.16×
0.06×
Q4 24
6.48×
0.07×
Q3 24
6.78×
0.06×
Q2 24
6.74×
0.06×
Q1 24
7.84×
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GFF
GFF
RLI
RLI
Operating Cash FlowLast quarter
$107.0M
$156.8M
Free Cash FlowOCF − Capex
$99.3M
$155.0M
FCF MarginFCF / Revenue
15.3%
33.3%
Capex IntensityCapex / Revenue
1.2%
0.4%
Cash ConversionOCF / Net Profit
1.66×
1.72×
TTM Free Cash FlowTrailing 4 quarters
$278.9M
$608.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GFF
GFF
RLI
RLI
Q4 25
$107.0M
$156.8M
Q3 25
$75.0M
$179.2M
Q2 25
$123.1M
$174.7M
Q1 25
$16.5M
$103.5M
Q4 24
$142.9M
$128.1M
Q3 24
$72.1M
$219.4M
Q2 24
$122.1M
$141.8M
Q1 24
$39.8M
$70.9M
Free Cash Flow
GFF
GFF
RLI
RLI
Q4 25
$99.3M
$155.0M
Q3 25
$62.4M
$177.8M
Q2 25
$114.4M
$173.4M
Q1 25
$2.8M
$102.5M
Q4 24
$125.5M
$127.6M
Q3 24
$51.6M
$219.0M
Q2 24
$107.5M
$139.1M
Q1 24
$20.8M
$69.9M
FCF Margin
GFF
GFF
RLI
RLI
Q4 25
15.3%
33.3%
Q3 25
9.4%
34.9%
Q2 25
18.6%
34.7%
Q1 25
0.5%
25.1%
Q4 24
19.8%
29.0%
Q3 24
7.8%
46.6%
Q2 24
16.6%
33.4%
Q1 24
3.1%
15.7%
Capex Intensity
GFF
GFF
RLI
RLI
Q4 25
1.2%
0.4%
Q3 25
1.9%
0.3%
Q2 25
1.4%
0.3%
Q1 25
2.2%
0.3%
Q4 24
2.8%
0.1%
Q3 24
3.1%
0.1%
Q2 24
2.2%
0.7%
Q1 24
2.8%
0.2%
Cash Conversion
GFF
GFF
RLI
RLI
Q4 25
1.66×
1.72×
Q3 25
1.72×
1.44×
Q2 25
1.41×
Q1 25
0.29×
1.64×
Q4 24
2.02×
3.13×
Q3 24
1.15×
2.31×
Q2 24
2.97×
1.73×
Q1 24
0.62×
0.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GFF
GFF

Consumer And Professional Products$241.1M37%
Residential Repairand Remodel$202.1M31%
International Excluding North America$97.8M15%
Retail$47.3M7%
Residential New Construction$32.5M5%
Other$14.2M2%
Industrial$14.1M2%

RLI
RLI

Casualty Segment$246.8M53%
Property Insurance Segment$122.5M26%
Other$59.3M13%
Surety Insurance Segment$37.1M8%

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