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Side-by-side financial comparison of GRACO INC (GGG) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
GRACO INC is the larger business by last-quarter revenue ($593.2M vs $333.4M, roughly 1.8× PRA GROUP INC). GRACO INC runs the higher net margin — 22.3% vs 17.0%, a 5.4% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 8.1%). GRACO INC produced more free cash flow last quarter ($184.3M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 9.8%).
Graco Inc. is an American industrial company that specializes in the development and manufacturing of fluid-handling systems and products. The company is headquartered in Minneapolis, Minnesota, and markets its products to customers worldwide.
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
GGG vs PRAA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $593.2M | $333.4M |
| Net Profit | $132.5M | $56.5M |
| Gross Margin | 51.7% | — |
| Operating Margin | 26.7% | 37.7% |
| Net Margin | 22.3% | 17.0% |
| Revenue YoY | 8.1% | 13.7% |
| Net Profit YoY | 21.9% | 206.3% |
| EPS (diluted) | $0.78 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $593.2M | $333.4M | ||
| Q3 25 | $543.4M | $311.1M | ||
| Q2 25 | $571.8M | $287.7M | ||
| Q1 25 | $528.3M | $269.6M | ||
| Q4 24 | $548.7M | $293.2M | ||
| Q3 24 | $519.2M | $281.5M | ||
| Q2 24 | $553.2M | $284.2M | ||
| Q1 24 | $492.2M | $255.6M |
| Q4 25 | $132.5M | $56.5M | ||
| Q3 25 | $137.6M | $-407.7M | ||
| Q2 25 | $127.6M | $42.4M | ||
| Q1 25 | $124.1M | $3.7M | ||
| Q4 24 | $108.7M | $18.5M | ||
| Q3 24 | $122.2M | $27.2M | ||
| Q2 24 | $133.0M | $21.5M | ||
| Q1 24 | $122.2M | $3.5M |
| Q4 25 | 51.7% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 52.4% | — | ||
| Q1 25 | 52.6% | — | ||
| Q4 24 | 50.9% | — | ||
| Q3 24 | 53.2% | — | ||
| Q2 24 | 54.4% | — | ||
| Q1 24 | 54.1% | — |
| Q4 25 | 26.7% | 37.7% | ||
| Q3 25 | 30.3% | -101.4% | ||
| Q2 25 | 27.5% | 29.6% | ||
| Q1 25 | 27.3% | 27.7% | ||
| Q4 24 | 23.7% | 32.1% | ||
| Q3 24 | 28.1% | 32.0% | ||
| Q2 24 | 29.2% | 31.4% | ||
| Q1 24 | 27.0% | 26.0% |
| Q4 25 | 22.3% | 17.0% | ||
| Q3 25 | 25.3% | -131.0% | ||
| Q2 25 | 22.3% | 14.7% | ||
| Q1 25 | 23.5% | 1.4% | ||
| Q4 24 | 19.8% | 6.3% | ||
| Q3 24 | 23.5% | 9.6% | ||
| Q2 24 | 24.0% | 7.6% | ||
| Q1 24 | 24.8% | 1.4% |
| Q4 25 | $0.78 | $1.47 | ||
| Q3 25 | $0.82 | $-10.43 | ||
| Q2 25 | $0.76 | $1.08 | ||
| Q1 25 | $0.72 | $0.09 | ||
| Q4 24 | $0.63 | $0.47 | ||
| Q3 24 | $0.71 | $0.69 | ||
| Q2 24 | $0.77 | $0.54 | ||
| Q1 24 | $0.71 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $624.1M | $104.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.7B | $979.9M |
| Total Assets | $3.3B | $5.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $624.1M | $104.4M | ||
| Q3 25 | $618.7M | $107.5M | ||
| Q2 25 | $534.9M | $131.6M | ||
| Q1 25 | $536.1M | $128.7M | ||
| Q4 24 | $675.3M | $105.9M | ||
| Q3 24 | $764.5M | $141.1M | ||
| Q2 24 | $666.0M | $118.9M | ||
| Q1 24 | $622.7M | $108.1M |
| Q4 25 | $2.7B | $979.9M | ||
| Q3 25 | $2.6B | $928.5M | ||
| Q2 25 | $2.5B | $1.3B | ||
| Q1 25 | $2.5B | $1.2B | ||
| Q4 24 | $2.6B | $1.1B | ||
| Q3 24 | $2.5B | $1.2B | ||
| Q2 24 | $2.4B | $1.1B | ||
| Q1 24 | $2.3B | $1.1B |
| Q4 25 | $3.3B | $5.1B | ||
| Q3 25 | $3.2B | $5.0B | ||
| Q2 25 | $3.0B | $5.4B | ||
| Q1 25 | $3.0B | $5.1B | ||
| Q4 24 | $3.1B | $4.9B | ||
| Q3 24 | $3.0B | $4.9B | ||
| Q2 24 | $2.9B | $4.7B | ||
| Q1 24 | $2.8B | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $196.3M | $-85.5M |
| Free Cash FlowOCF − Capex | $184.3M | $-90.4M |
| FCF MarginFCF / Revenue | 31.1% | -27.1% |
| Capex IntensityCapex / Revenue | 2.0% | 1.4% |
| Cash ConversionOCF / Net Profit | 1.48× | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $637.9M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $196.3M | $-85.5M | ||
| Q3 25 | $179.2M | $-10.1M | ||
| Q2 25 | $182.7M | $-12.9M | ||
| Q1 25 | $125.4M | $-52.6M | ||
| Q4 24 | $185.2M | $-94.6M | ||
| Q3 24 | $178.6M | $-35.0M | ||
| Q2 24 | $139.0M | $-29.5M | ||
| Q1 24 | $118.9M | $-73.0M |
| Q4 25 | $184.3M | $-90.4M | ||
| Q3 25 | $175.7M | $-11.3M | ||
| Q2 25 | $163.1M | $-14.2M | ||
| Q1 25 | $114.8M | $-53.5M | ||
| Q4 24 | $171.3M | $-98.6M | ||
| Q3 24 | $159.2M | $-36.1M | ||
| Q2 24 | $102.7M | $-30.8M | ||
| Q1 24 | $81.7M | $-73.5M |
| Q4 25 | 31.1% | -27.1% | ||
| Q3 25 | 32.3% | -3.6% | ||
| Q2 25 | 28.5% | -4.9% | ||
| Q1 25 | 21.7% | -19.8% | ||
| Q4 24 | 31.2% | -33.6% | ||
| Q3 24 | 30.7% | -12.8% | ||
| Q2 24 | 18.6% | -10.8% | ||
| Q1 24 | 16.6% | -28.8% |
| Q4 25 | 2.0% | 1.4% | ||
| Q3 25 | 0.6% | 0.4% | ||
| Q2 25 | 3.4% | 0.4% | ||
| Q1 25 | 2.0% | 0.3% | ||
| Q4 24 | 2.5% | 1.4% | ||
| Q3 24 | 3.7% | 0.4% | ||
| Q2 24 | 6.6% | 0.5% | ||
| Q1 24 | 7.6% | 0.2% |
| Q4 25 | 1.48× | -1.51× | ||
| Q3 25 | 1.30× | — | ||
| Q2 25 | 1.43× | -0.30× | ||
| Q1 25 | 1.01× | -14.37× | ||
| Q4 24 | 1.70× | -5.13× | ||
| Q3 24 | 1.46× | -1.29× | ||
| Q2 24 | 1.05× | -1.37× | ||
| Q1 24 | 0.97× | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GGG
| Industrial | $284.3M | 48% |
| Contractor | $265.5M | 45% |
| Other | $43.4M | 7% |
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
