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Side-by-side financial comparison of GreenTree Hospitality Group Ltd. (GHG) and OFG BANCORP (OFG). Click either name above to swap in a different company.

GreenTree Hospitality Group Ltd. is the larger business by last-quarter revenue ($286.9M vs $184.3M, roughly 1.6× OFG BANCORP). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $16.2M).

GreenTree Hospitality Group Ltd. is a pure play franchised hotel operator, headquartered in Shanghai, China, with the majority of its hotels both franchised-and-managed. In 2017, GreenTree was the fourth largest economy to mid-scale hotel group in China based on the number of hotel rooms according to China Hospitality Association.

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

GHG vs OFG — Head-to-Head

Bigger by revenue
GHG
GHG
1.6× larger
GHG
$286.9M
$184.3M
OFG
More free cash flow
OFG
OFG
$183.2M more FCF
OFG
$199.3M
$16.2M
GHG

Income Statement — Q3 FY2024 vs Q4 FY2025

Metric
GHG
GHG
OFG
OFG
Revenue
$286.9M
$184.3M
Net Profit
$55.9M
Gross Margin
Operating Margin
25.7%
Net Margin
30.3%
Revenue YoY
0.9%
Net Profit YoY
11.0%
EPS (diluted)
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GHG
GHG
OFG
OFG
Q4 25
$184.3M
Q3 25
$186.2M
Q2 25
$182.4M
Q1 25
$178.6M
Q4 24
$182.7M
Q3 24
$286.9M
$174.7M
Q2 24
$179.8M
Q1 24
$174.4M
Net Profit
GHG
GHG
OFG
OFG
Q4 25
$55.9M
Q3 25
$51.8M
Q2 25
$51.8M
Q1 25
$45.6M
Q4 24
$50.3M
Q3 24
$47.0M
Q2 24
$51.1M
Q1 24
$49.7M
Operating Margin
GHG
GHG
OFG
OFG
Q4 25
25.7%
Q3 25
33.0%
Q2 25
36.1%
Q1 25
33.3%
Q4 24
28.9%
Q3 24
35.4%
Q2 24
39.6%
Q1 24
38.9%
Net Margin
GHG
GHG
OFG
OFG
Q4 25
30.3%
Q3 25
27.8%
Q2 25
28.4%
Q1 25
25.5%
Q4 24
27.6%
Q3 24
26.9%
Q2 24
28.4%
Q1 24
28.5%
EPS (diluted)
GHG
GHG
OFG
OFG
Q4 25
$1.27
Q3 25
$1.16
Q2 25
$1.15
Q1 25
$1.00
Q4 24
$1.10
Q3 24
$1.00
Q2 24
$1.08
Q1 24
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GHG
GHG
OFG
OFG
Cash + ST InvestmentsLiquidity on hand
$1.0B
Total DebtLower is stronger
Stockholders' EquityBook value
$1.4B
Total Assets
$12.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GHG
GHG
OFG
OFG
Q4 25
$1.0B
Q3 25
$740.3M
Q2 25
$851.8M
Q1 25
$710.6M
Q4 24
$591.1M
Q3 24
$680.6M
Q2 24
$740.4M
Q1 24
$754.4M
Stockholders' Equity
GHG
GHG
OFG
OFG
Q4 25
$1.4B
Q3 25
$1.4B
Q2 25
$1.3B
Q1 25
$1.3B
Q4 24
$1.3B
Q3 24
$1.3B
Q2 24
$1.2B
Q1 24
$1.2B
Total Assets
GHG
GHG
OFG
OFG
Q4 25
$12.5B
Q3 25
$12.2B
Q2 25
$12.2B
Q1 25
$11.7B
Q4 24
$11.5B
Q3 24
$11.5B
Q2 24
$11.3B
Q1 24
$11.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GHG
GHG
OFG
OFG
Operating Cash FlowLast quarter
$20.3M
$217.7M
Free Cash FlowOCF − Capex
$16.2M
$199.3M
FCF MarginFCF / Revenue
5.6%
108.1%
Capex IntensityCapex / Revenue
1.4%
10.0%
Cash ConversionOCF / Net Profit
3.90×
TTM Free Cash FlowTrailing 4 quarters
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GHG
GHG
OFG
OFG
Q4 25
$217.7M
Q3 25
$39.5M
Q2 25
$35.9M
Q1 25
$83.1M
Q4 24
$252.5M
Q3 24
$20.3M
$58.1M
Q2 24
$95.1M
Q1 24
$61.0M
Free Cash Flow
GHG
GHG
OFG
OFG
Q4 25
$199.3M
Q3 25
$35.5M
Q2 25
$31.8M
Q1 25
$78.7M
Q4 24
$231.2M
Q3 24
$16.2M
$51.8M
Q2 24
$90.4M
Q1 24
$54.8M
FCF Margin
GHG
GHG
OFG
OFG
Q4 25
108.1%
Q3 25
19.1%
Q2 25
17.4%
Q1 25
44.1%
Q4 24
126.5%
Q3 24
5.6%
29.6%
Q2 24
50.3%
Q1 24
31.4%
Capex Intensity
GHG
GHG
OFG
OFG
Q4 25
10.0%
Q3 25
2.1%
Q2 25
2.3%
Q1 25
2.4%
Q4 24
11.7%
Q3 24
1.4%
3.6%
Q2 24
2.6%
Q1 24
3.5%
Cash Conversion
GHG
GHG
OFG
OFG
Q4 25
3.90×
Q3 25
0.76×
Q2 25
0.69×
Q1 25
1.82×
Q4 24
5.02×
Q3 24
1.24×
Q2 24
1.86×
Q1 24
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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