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Side-by-side financial comparison of GLOBAL INDUSTRIAL Co (GIC) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $345.6M, roughly 1.1× GLOBAL INDUSTRIAL Co). On growth, GLOBAL INDUSTRIAL Co posted the faster year-over-year revenue change (14.3% vs 9.8%). Over the past eight quarters, UNITED FIRE GROUP INC's revenue compounded faster (11.2% CAGR vs 3.4%).

Global Industrial Company is a Port Washington, New York–based company providing industrial and MRO products through a system of branded e-Commerce websites and relationship marketers in North America. The primary brand is Global Industrial.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

GIC vs UFCS — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.1× larger
UFCS
$365.8M
$345.6M
GIC
Growing faster (revenue YoY)
GIC
GIC
+4.5% gap
GIC
14.3%
9.8%
UFCS
Faster 2-yr revenue CAGR
UFCS
UFCS
Annualised
UFCS
11.2%
3.4%
GIC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
GIC
GIC
UFCS
UFCS
Revenue
$345.6M
$365.8M
Net Profit
$14.6M
Gross Margin
34.5%
Operating Margin
5.7%
13.2%
Net Margin
4.2%
Revenue YoY
14.3%
9.8%
Net Profit YoY
36.4%
EPS (diluted)
$0.37
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GIC
GIC
UFCS
UFCS
Q4 25
$345.6M
$365.8M
Q3 25
$353.6M
$354.0M
Q2 25
$358.9M
$335.5M
Q1 25
$321.0M
$331.1M
Q4 24
$302.3M
$333.2M
Q3 24
$342.4M
$323.0M
Q2 24
$347.8M
$301.2M
Q1 24
$323.4M
$296.0M
Net Profit
GIC
GIC
UFCS
UFCS
Q4 25
$14.6M
Q3 25
$18.8M
$39.2M
Q2 25
$25.1M
$22.9M
Q1 25
$13.6M
$17.7M
Q4 24
$10.7M
Q3 24
$16.8M
$19.7M
Q2 24
$20.3M
$-2.7M
Q1 24
$13.2M
$13.5M
Gross Margin
GIC
GIC
UFCS
UFCS
Q4 25
34.5%
Q3 25
35.6%
Q2 25
37.1%
Q1 25
34.9%
Q4 24
33.8%
Q3 24
34.0%
Q2 24
35.2%
Q1 24
34.3%
Operating Margin
GIC
GIC
UFCS
UFCS
Q4 25
5.7%
13.2%
Q3 25
7.4%
13.7%
Q2 25
9.3%
8.7%
Q1 25
5.7%
6.6%
Q4 24
4.8%
11.9%
Q3 24
6.5%
7.7%
Q2 24
7.6%
-1.3%
Q1 24
5.4%
5.5%
Net Margin
GIC
GIC
UFCS
UFCS
Q4 25
4.2%
Q3 25
5.3%
11.1%
Q2 25
7.0%
6.8%
Q1 25
4.2%
5.3%
Q4 24
3.5%
Q3 24
4.9%
6.1%
Q2 24
5.8%
-0.9%
Q1 24
4.1%
4.6%
EPS (diluted)
GIC
GIC
UFCS
UFCS
Q4 25
$0.37
$1.45
Q3 25
$0.48
$1.49
Q2 25
$0.65
$0.87
Q1 25
$0.35
$0.67
Q4 24
$0.28
$1.22
Q3 24
$0.44
$0.76
Q2 24
$0.52
$-0.11
Q1 24
$0.34
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GIC
GIC
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$67.5M
$156.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$313.2M
$941.2M
Total Assets
$580.8M
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GIC
GIC
UFCS
UFCS
Q4 25
$67.5M
$156.3M
Q3 25
$67.2M
$233.7M
Q2 25
$55.1M
$202.1M
Q1 25
$39.0M
$183.7M
Q4 24
$44.6M
$200.9M
Q3 24
$38.9M
$197.4M
Q2 24
$38.8M
$153.4M
Q1 24
$29.9M
$217.8M
Stockholders' Equity
GIC
GIC
UFCS
UFCS
Q4 25
$313.2M
$941.2M
Q3 25
$316.0M
$898.7M
Q2 25
$305.2M
$845.7M
Q1 25
$287.9M
$817.7M
Q4 24
$281.1M
$781.5M
Q3 24
$279.2M
$785.8M
Q2 24
$270.4M
$726.6M
Q1 24
$260.2M
$736.8M
Total Assets
GIC
GIC
UFCS
UFCS
Q4 25
$580.8M
$3.8B
Q3 25
$602.5M
$3.8B
Q2 25
$586.5M
$3.7B
Q1 25
$536.7M
$3.5B
Q4 24
$520.7M
$3.5B
Q3 24
$531.6M
$3.5B
Q2 24
$542.5M
$3.4B
Q1 24
$517.4M
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GIC
GIC
UFCS
UFCS
Operating Cash FlowLast quarter
$20.0M
$269.7M
Free Cash FlowOCF − Capex
$19.2M
FCF MarginFCF / Revenue
5.6%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
1.37×
TTM Free Cash FlowTrailing 4 quarters
$74.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GIC
GIC
UFCS
UFCS
Q4 25
$20.0M
$269.7M
Q3 25
$22.7M
$60.8M
Q2 25
$31.7M
$53.4M
Q1 25
$3.4M
$35.7M
Q4 24
$15.9M
$340.3M
Q3 24
$9.6M
$56.5M
Q2 24
$18.8M
$91.3M
Q1 24
$6.4M
$36.2M
Free Cash Flow
GIC
GIC
UFCS
UFCS
Q4 25
$19.2M
Q3 25
$22.0M
Q2 25
$30.3M
Q1 25
$3.2M
Q4 24
$15.2M
Q3 24
$8.7M
Q2 24
$17.9M
Q1 24
$5.1M
FCF Margin
GIC
GIC
UFCS
UFCS
Q4 25
5.6%
Q3 25
6.2%
Q2 25
8.4%
Q1 25
1.0%
Q4 24
5.0%
Q3 24
2.5%
Q2 24
5.1%
Q1 24
1.6%
Capex Intensity
GIC
GIC
UFCS
UFCS
Q4 25
0.2%
Q3 25
0.2%
Q2 25
0.4%
Q1 25
0.1%
Q4 24
0.2%
Q3 24
0.3%
Q2 24
0.3%
Q1 24
0.4%
Cash Conversion
GIC
GIC
UFCS
UFCS
Q4 25
1.37×
Q3 25
1.21×
1.55×
Q2 25
1.26×
2.33×
Q1 25
0.25×
2.02×
Q4 24
1.49×
Q3 24
0.57×
2.86×
Q2 24
0.93×
Q1 24
0.48×
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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