vs

Side-by-side financial comparison of GULF ISLAND FABRICATION INC (GIFI) and ORRSTOWN FINANCIAL SERVICES INC (ORRF). Click either name above to swap in a different company.

ORRSTOWN FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($64.6M vs $51.5M, roughly 1.3× GULF ISLAND FABRICATION INC). ORRSTOWN FINANCIAL SERVICES INC runs the higher net margin — 33.8% vs 3.0%, a 30.7% gap on every dollar of revenue. Over the past eight quarters, ORRSTOWN FINANCIAL SERVICES INC's revenue compounded faster (39.3% CAGR vs 7.6%).

Gulf Island Fabrication is an American manufacturer of specialized structures and marine vessels used in the energy sector. it owns seven building yards in Louisiana and Texas and has Bechtel as a partner.

Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.

GIFI vs ORRF — Head-to-Head

Bigger by revenue
ORRF
ORRF
1.3× larger
ORRF
$64.6M
$51.5M
GIFI
Higher net margin
ORRF
ORRF
30.7% more per $
ORRF
33.8%
3.0%
GIFI
Faster 2-yr revenue CAGR
ORRF
ORRF
Annualised
ORRF
39.3%
7.6%
GIFI

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
GIFI
GIFI
ORRF
ORRF
Revenue
$51.5M
$64.6M
Net Profit
$1.6M
$21.8M
Gross Margin
9.5%
Operating Margin
2.2%
Net Margin
3.0%
33.8%
Revenue YoY
36.9%
Net Profit YoY
-32.7%
19.1%
EPS (diluted)
$0.10
$1.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GIFI
GIFI
ORRF
ORRF
Q1 26
$64.6M
Q4 25
$64.9M
Q3 25
$51.5M
$64.4M
Q2 25
$37.5M
$62.4M
Q1 25
$40.3M
$60.4M
Q4 24
$37.4M
$61.8M
Q3 24
$37.6M
$64.1M
Q2 24
$41.3M
$33.3M
Net Profit
GIFI
GIFI
ORRF
ORRF
Q1 26
$21.8M
Q4 25
$21.5M
Q3 25
$1.6M
$21.9M
Q2 25
$-574.0K
$19.4M
Q1 25
$3.8M
$18.1M
Q4 24
$4.3M
$13.7M
Q3 24
$2.3M
$-7.9M
Q2 24
$1.9M
$7.7M
Gross Margin
GIFI
GIFI
ORRF
ORRF
Q1 26
Q4 25
Q3 25
9.5%
Q2 25
9.5%
Q1 25
16.4%
Q4 24
19.6%
Q3 24
12.4%
Q2 24
10.1%
Operating Margin
GIFI
GIFI
ORRF
ORRF
Q1 26
Q4 25
42.3%
Q3 25
2.2%
43.0%
Q2 25
-2.9%
39.6%
Q1 25
8.1%
37.7%
Q4 24
9.7%
27.7%
Q3 24
4.4%
-15.4%
Q2 24
3.1%
29.5%
Net Margin
GIFI
GIFI
ORRF
ORRF
Q1 26
33.8%
Q4 25
33.1%
Q3 25
3.0%
34.0%
Q2 25
-1.5%
31.2%
Q1 25
9.5%
29.9%
Q4 24
11.5%
22.1%
Q3 24
6.2%
-12.3%
Q2 24
4.6%
23.3%
EPS (diluted)
GIFI
GIFI
ORRF
ORRF
Q1 26
$1.12
Q4 25
$1.11
Q3 25
$0.10
$1.13
Q2 25
$-0.04
$1.01
Q1 25
$0.23
$0.93
Q4 24
$0.26
$0.35
Q3 24
$0.14
$-0.41
Q2 24
$0.11
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GIFI
GIFI
ORRF
ORRF
Cash + ST InvestmentsLiquidity on hand
$23.2M
$161.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$94.3M
$603.2M
Total Assets
$146.7M
$5.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GIFI
GIFI
ORRF
ORRF
Q1 26
$161.8M
Q4 25
Q3 25
$23.2M
Q2 25
$46.8M
Q1 25
$28.6M
Q4 24
$27.3M
Q3 24
$21.3M
Q2 24
$9.5M
Stockholders' Equity
GIFI
GIFI
ORRF
ORRF
Q1 26
$603.2M
Q4 25
$591.5M
Q3 25
$94.3M
$571.9M
Q2 25
$92.8M
$548.4M
Q1 25
$96.7M
$532.9M
Q4 24
$93.1M
$516.7M
Q3 24
$88.8M
$516.2M
Q2 24
$86.7M
$278.4M
Total Assets
GIFI
GIFI
ORRF
ORRF
Q1 26
$5.6B
Q4 25
$5.5B
Q3 25
$146.7M
$5.5B
Q2 25
$134.3M
$5.4B
Q1 25
$138.2M
$5.4B
Q4 24
$133.2M
$5.4B
Q3 24
$130.8M
$5.5B
Q2 24
$133.3M
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GIFI
GIFI
ORRF
ORRF
Operating Cash FlowLast quarter
$2.9M
Free Cash FlowOCF − Capex
$2.7M
FCF MarginFCF / Revenue
5.2%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
1.83×
TTM Free Cash FlowTrailing 4 quarters
$8.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GIFI
GIFI
ORRF
ORRF
Q1 26
Q4 25
$74.7M
Q3 25
$2.9M
$22.8M
Q2 25
$2.5M
$24.5M
Q1 25
$2.2M
$11.0M
Q4 24
$2.3M
$35.0M
Q3 24
$5.6M
$7.5M
Q2 24
$3.3M
$6.4M
Free Cash Flow
GIFI
GIFI
ORRF
ORRF
Q1 26
Q4 25
$70.5M
Q3 25
$2.7M
$22.3M
Q2 25
$2.2M
$23.7M
Q1 25
$1.9M
$8.6M
Q4 24
$1.8M
$33.4M
Q3 24
$4.3M
$7.1M
Q2 24
$2.3M
$6.4M
FCF Margin
GIFI
GIFI
ORRF
ORRF
Q1 26
Q4 25
108.6%
Q3 25
5.2%
34.7%
Q2 25
5.9%
37.9%
Q1 25
4.7%
14.3%
Q4 24
4.9%
54.0%
Q3 24
11.5%
11.1%
Q2 24
5.5%
19.2%
Capex Intensity
GIFI
GIFI
ORRF
ORRF
Q1 26
Q4 25
6.5%
Q3 25
0.4%
0.8%
Q2 25
0.8%
1.3%
Q1 25
0.8%
3.8%
Q4 24
1.2%
2.6%
Q3 24
3.5%
0.6%
Q2 24
2.5%
0.1%
Cash Conversion
GIFI
GIFI
ORRF
ORRF
Q1 26
Q4 25
3.48×
Q3 25
1.83×
1.04×
Q2 25
1.26×
Q1 25
0.58×
0.61×
Q4 24
0.54×
2.55×
Q3 24
2.44×
Q2 24
1.74×
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GIFI
GIFI

Fabrication Segment$30.6M59%
Time And Materials And Cost Reimbursable$19.8M38%
Other Basis Of Pricing$1.0M2%

ORRF
ORRF

Net Interest Income$49.0M76%
Noninterest Income$15.6M24%

Related Comparisons