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Side-by-side financial comparison of Gloo Holdings, Inc. (GLOO) and HORIZON BANCORP INC (HBNC). Click either name above to swap in a different company.
HORIZON BANCORP INC is the larger business by last-quarter revenue ($63.5M vs $32.6M, roughly 1.9× Gloo Holdings, Inc.). HORIZON BANCORP INC runs the higher net margin — 42.4% vs -116.9%, a 159.3% gap on every dollar of revenue. HORIZON BANCORP INC produced more free cash flow last quarter ($74.3M vs $-63.4M).
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
GLOO vs HBNC — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $32.6M | $63.5M |
| Net Profit | $-38.0M | $26.9M |
| Gross Margin | — | — |
| Operating Margin | -82.0% | 51.5% |
| Net Margin | -116.9% | 42.4% |
| Revenue YoY | — | 19.5% |
| Net Profit YoY | 12.2% | 347.4% |
| EPS (diluted) | $-6.08 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $32.6M | $63.5M | ||
| Q3 25 | — | $58.4M | ||
| Q2 25 | — | $66.3M | ||
| Q1 25 | — | $68.8M | ||
| Q4 24 | — | $53.1M | ||
| Q3 24 | — | $58.4M | ||
| Q2 24 | — | $55.8M | ||
| Q1 24 | — | $53.2M |
| Q4 25 | $-38.0M | $26.9M | ||
| Q3 25 | — | $-222.0M | ||
| Q2 25 | — | $20.6M | ||
| Q1 25 | — | $23.9M | ||
| Q4 24 | — | $-10.9M | ||
| Q3 24 | — | $18.2M | ||
| Q2 24 | — | $14.1M | ||
| Q1 24 | — | $14.0M |
| Q4 25 | -82.0% | 51.5% | ||
| Q3 25 | — | -490.4% | ||
| Q2 25 | — | 36.8% | ||
| Q1 25 | — | 40.8% | ||
| Q4 24 | — | -41.3% | ||
| Q3 24 | — | 31.0% | ||
| Q2 24 | — | 28.5% | ||
| Q1 24 | — | 28.8% |
| Q4 25 | -116.9% | 42.4% | ||
| Q3 25 | — | -380.2% | ||
| Q2 25 | — | 31.1% | ||
| Q1 25 | — | 34.8% | ||
| Q4 24 | — | -20.5% | ||
| Q3 24 | — | 31.1% | ||
| Q2 24 | — | 25.4% | ||
| Q1 24 | — | 26.3% |
| Q4 25 | $-6.08 | $0.44 | ||
| Q3 25 | — | $-4.69 | ||
| Q2 25 | — | $0.47 | ||
| Q1 25 | — | $0.54 | ||
| Q4 24 | — | $-0.25 | ||
| Q3 24 | — | $0.41 | ||
| Q2 24 | — | $0.32 | ||
| Q1 24 | — | $0.32 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.1M | $139.5M |
| Total DebtLower is stronger | $176.5M | $248.6M |
| Stockholders' EquityBook value | $-444.4M | $688.3M |
| Total Assets | $206.7M | $6.4B |
| Debt / EquityLower = less leverage | — | 0.36× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.1M | $139.5M | ||
| Q3 25 | — | $458.3M | ||
| Q2 25 | — | $137.9M | ||
| Q1 25 | — | $169.7M | ||
| Q4 24 | — | $293.4M | ||
| Q3 24 | — | $234.8M | ||
| Q2 24 | — | $146.1M | ||
| Q1 24 | — | — |
| Q4 25 | $176.5M | $248.6M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-444.4M | $688.3M | ||
| Q3 25 | — | $660.8M | ||
| Q2 25 | — | $790.9M | ||
| Q1 25 | — | $776.1M | ||
| Q4 24 | — | $763.6M | ||
| Q3 24 | — | $754.8M | ||
| Q2 24 | — | $726.7M | ||
| Q1 24 | — | $721.3M |
| Q4 25 | $206.7M | $6.4B | ||
| Q3 25 | — | $6.7B | ||
| Q2 25 | — | $7.7B | ||
| Q1 25 | — | $7.6B | ||
| Q4 24 | — | $7.8B | ||
| Q3 24 | — | $7.9B | ||
| Q2 24 | — | $7.9B | ||
| Q1 24 | — | $7.9B |
| Q4 25 | — | 0.36× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.61× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-63.0M | $79.2M |
| Free Cash FlowOCF − Capex | $-63.4M | $74.3M |
| FCF MarginFCF / Revenue | -194.8% | 117.0% |
| Capex IntensityCapex / Revenue | 1.4% | 7.8% |
| Cash ConversionOCF / Net Profit | — | 2.94× |
| TTM Free Cash FlowTrailing 4 quarters | — | $115.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-63.0M | $79.2M | ||
| Q3 25 | — | $10.9M | ||
| Q2 25 | — | $19.5M | ||
| Q1 25 | — | $15.2M | ||
| Q4 24 | — | $6.4M | ||
| Q3 24 | — | $32.3M | ||
| Q2 24 | — | $15.9M | ||
| Q1 24 | — | $6.5M |
| Q4 25 | $-63.4M | $74.3M | ||
| Q3 25 | — | $9.4M | ||
| Q2 25 | — | $18.1M | ||
| Q1 25 | — | $14.1M | ||
| Q4 24 | — | $1.3M | ||
| Q3 24 | — | $31.0M | ||
| Q2 24 | — | $15.1M | ||
| Q1 24 | — | $5.4M |
| Q4 25 | -194.8% | 117.0% | ||
| Q3 25 | — | 16.1% | ||
| Q2 25 | — | 27.3% | ||
| Q1 25 | — | 20.5% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 53.1% | ||
| Q2 24 | — | 27.1% | ||
| Q1 24 | — | 10.1% |
| Q4 25 | 1.4% | 7.8% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | 2.1% | ||
| Q1 25 | — | 1.6% | ||
| Q4 24 | — | 9.6% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 1.5% | ||
| Q1 24 | — | 2.2% |
| Q4 25 | — | 2.94× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.64× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.78× | ||
| Q2 24 | — | 1.13× | ||
| Q1 24 | — | 0.47× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GLOO
| Platform Solutions | $12.7M | 39% |
| Advertising | $11.1M | 34% |
| Marketplace | $3.9M | 12% |
| Midwestern Acquisition | $2.7M | 8% |
| Servant Acquisition | $1.8M | 6% |
HBNC
Segment breakdown not available.
