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Side-by-side financial comparison of HORIZON BANCORP INC (HBNC) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.
HORIZON BANCORP INC is the larger business by last-quarter revenue ($63.5M vs $41.8M, roughly 1.5× Neuronetics, Inc.). HORIZON BANCORP INC runs the higher net margin — 42.4% vs -17.2%, a 59.7% gap on every dollar of revenue. On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 19.5%). HORIZON BANCORP INC produced more free cash flow last quarter ($74.3M vs $692.0K). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 9.2%).
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology.
HBNC vs STIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $63.5M | $41.8M |
| Net Profit | $26.9M | $-7.2M |
| Gross Margin | — | 52.0% |
| Operating Margin | 51.5% | -12.1% |
| Net Margin | 42.4% | -17.2% |
| Revenue YoY | 19.5% | 85.7% |
| Net Profit YoY | 347.4% | 43.2% |
| EPS (diluted) | $0.44 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $63.5M | $41.8M | ||
| Q3 25 | $58.4M | $37.3M | ||
| Q2 25 | $66.3M | $38.1M | ||
| Q1 25 | $68.8M | $32.0M | ||
| Q4 24 | $53.1M | $22.5M | ||
| Q3 24 | $58.4M | $18.5M | ||
| Q2 24 | $55.8M | $16.4M | ||
| Q1 24 | $53.2M | $17.4M |
| Q4 25 | $26.9M | $-7.2M | ||
| Q3 25 | $-222.0M | $-9.0M | ||
| Q2 25 | $20.6M | $-10.1M | ||
| Q1 25 | $23.9M | $-12.7M | ||
| Q4 24 | $-10.9M | $-12.7M | ||
| Q3 24 | $18.2M | $-13.3M | ||
| Q2 24 | $14.1M | $-9.8M | ||
| Q1 24 | $14.0M | $-7.9M |
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
| Q4 25 | 51.5% | -12.1% | ||
| Q3 25 | -490.4% | -19.6% | ||
| Q2 25 | 36.8% | -21.1% | ||
| Q1 25 | 40.8% | -34.4% | ||
| Q4 24 | -41.3% | -51.0% | ||
| Q3 24 | 31.0% | -41.7% | ||
| Q2 24 | 28.5% | -51.7% | ||
| Q1 24 | 28.8% | -39.4% |
| Q4 25 | 42.4% | -17.2% | ||
| Q3 25 | -380.2% | -24.3% | ||
| Q2 25 | 31.1% | -26.6% | ||
| Q1 25 | 34.8% | -39.6% | ||
| Q4 24 | -20.5% | -56.4% | ||
| Q3 24 | 31.1% | -72.0% | ||
| Q2 24 | 25.4% | -59.8% | ||
| Q1 24 | 26.3% | -45.2% |
| Q4 25 | $0.44 | $-0.10 | ||
| Q3 25 | $-4.69 | $-0.13 | ||
| Q2 25 | $0.47 | $-0.15 | ||
| Q1 25 | $0.54 | $-0.21 | ||
| Q4 24 | $-0.25 | $-0.34 | ||
| Q3 24 | $0.41 | $-0.44 | ||
| Q2 24 | $0.32 | $-0.33 | ||
| Q1 24 | $0.32 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $139.5M | $28.1M |
| Total DebtLower is stronger | $248.6M | $65.8M |
| Stockholders' EquityBook value | $688.3M | $22.4M |
| Total Assets | $6.4B | $141.6M |
| Debt / EquityLower = less leverage | 0.36× | 2.94× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $139.5M | $28.1M | ||
| Q3 25 | $458.3M | $28.0M | ||
| Q2 25 | $137.9M | $11.0M | ||
| Q1 25 | $169.7M | $20.2M | ||
| Q4 24 | $293.4M | $18.5M | ||
| Q3 24 | $234.8M | $20.9M | ||
| Q2 24 | $146.1M | $42.6M | ||
| Q1 24 | — | $47.7M |
| Q4 25 | $248.6M | $65.8M | ||
| Q3 25 | — | $65.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $55.3M | ||
| Q4 24 | $1.2B | $55.2M | ||
| Q3 24 | — | $46.0M | ||
| Q2 24 | — | $59.8M | ||
| Q1 24 | — | $59.4M |
| Q4 25 | $688.3M | $22.4M | ||
| Q3 25 | $660.8M | $27.4M | ||
| Q2 25 | $790.9M | $27.1M | ||
| Q1 25 | $776.1M | $35.5M | ||
| Q4 24 | $763.6M | $27.7M | ||
| Q3 24 | $754.8M | $9.4M | ||
| Q2 24 | $726.7M | $19.4M | ||
| Q1 24 | $721.3M | $27.7M |
| Q4 25 | $6.4B | $141.6M | ||
| Q3 25 | $6.7B | $145.5M | ||
| Q2 25 | $7.7B | $134.7M | ||
| Q1 25 | $7.6B | $142.0M | ||
| Q4 24 | $7.8B | $140.9M | ||
| Q3 24 | $7.9B | — | ||
| Q2 24 | $7.9B | $96.8M | ||
| Q1 24 | $7.9B | $103.8M |
| Q4 25 | 0.36× | 2.94× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.05× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | 1.61× | 1.99× | ||
| Q3 24 | — | 4.90× | ||
| Q2 24 | — | 3.08× | ||
| Q1 24 | — | 2.15× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $79.2M | $908.0K |
| Free Cash FlowOCF − Capex | $74.3M | $692.0K |
| FCF MarginFCF / Revenue | 117.0% | 1.7% |
| Capex IntensityCapex / Revenue | 7.8% | 0.5% |
| Cash ConversionOCF / Net Profit | 2.94× | — |
| TTM Free Cash FlowTrailing 4 quarters | $115.9M | $-21.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $79.2M | $908.0K | ||
| Q3 25 | $10.9M | $-785.0K | ||
| Q2 25 | $19.5M | $-3.5M | ||
| Q1 25 | $15.2M | $-17.0M | ||
| Q4 24 | $6.4M | $-8.6M | ||
| Q3 24 | $32.3M | $-5.4M | ||
| Q2 24 | $15.9M | $-5.0M | ||
| Q1 24 | $6.5M | $-12.0M |
| Q4 25 | $74.3M | $692.0K | ||
| Q3 25 | $9.4M | $-899.0K | ||
| Q2 25 | $18.1M | $-3.8M | ||
| Q1 25 | $14.1M | $-17.2M | ||
| Q4 24 | $1.3M | $-8.7M | ||
| Q3 24 | $31.0M | $-5.8M | ||
| Q2 24 | $15.1M | $-5.6M | ||
| Q1 24 | $5.4M | $-12.4M |
| Q4 25 | 117.0% | 1.7% | ||
| Q3 25 | 16.1% | -2.4% | ||
| Q2 25 | 27.3% | -9.9% | ||
| Q1 25 | 20.5% | -53.8% | ||
| Q4 24 | 2.4% | -38.6% | ||
| Q3 24 | 53.1% | -31.3% | ||
| Q2 24 | 27.1% | -34.0% | ||
| Q1 24 | 10.1% | -71.1% |
| Q4 25 | 7.8% | 0.5% | ||
| Q3 25 | 2.6% | 0.3% | ||
| Q2 25 | 2.1% | 0.7% | ||
| Q1 25 | 1.6% | 0.7% | ||
| Q4 24 | 9.6% | 0.4% | ||
| Q3 24 | 2.2% | 2.1% | ||
| Q2 24 | 1.5% | 3.7% | ||
| Q1 24 | 2.2% | 2.2% |
| Q4 25 | 2.94× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.94× | — | ||
| Q1 25 | 0.64× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.78× | — | ||
| Q2 24 | 1.13× | — | ||
| Q1 24 | 0.47× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
