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Side-by-side financial comparison of Monte Rosa Therapeutics, Inc. (GLUE) and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK). Click either name above to swap in a different company.

PEOPLES BANCORP OF NORTH CAROLINA INC is the larger business by last-quarter revenue ($21.5M vs $12.8M, roughly 1.7× Monte Rosa Therapeutics, Inc.). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -212.1%, a 242.9% gap on every dollar of revenue. On growth, Monte Rosa Therapeutics, Inc. posted the faster year-over-year revenue change (38.5% vs 5.6%). Monte Rosa Therapeutics, Inc. produced more free cash flow last quarter ($99.8M vs $20.0M).

Monte Rosa Therapeutics is a clinical-stage biotechnology company specializing in the discovery and development of targeted molecular glue degrader therapies. Its pipeline addresses unmet medical needs across oncology, rare genetic disorders and immunological diseases, with operations focused on advancing novel treatments for global patient populations.

PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.

GLUE vs PEBK — Head-to-Head

Bigger by revenue
PEBK
PEBK
1.7× larger
PEBK
$21.5M
$12.8M
GLUE
Growing faster (revenue YoY)
GLUE
GLUE
+33.0% gap
GLUE
38.5%
5.6%
PEBK
Higher net margin
PEBK
PEBK
242.9% more per $
PEBK
30.8%
-212.1%
GLUE
More free cash flow
GLUE
GLUE
$79.8M more FCF
GLUE
$99.8M
$20.0M
PEBK

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
GLUE
GLUE
PEBK
PEBK
Revenue
$12.8M
$21.5M
Net Profit
$-27.1M
$6.6M
Gross Margin
Operating Margin
-258.3%
40.7%
Net Margin
-212.1%
30.8%
Revenue YoY
38.5%
5.6%
Net Profit YoY
-13.5%
86.4%
EPS (diluted)
$1.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GLUE
GLUE
PEBK
PEBK
Q4 25
$21.5M
Q3 25
$12.8M
$21.4M
Q2 25
$23.2M
$20.7M
Q1 25
$84.9M
$20.0M
Q4 24
$60.6M
$20.4M
Q3 24
$20.5M
Q2 24
$20.1M
Q1 24
$19.8M
Net Profit
GLUE
GLUE
PEBK
PEBK
Q4 25
$6.6M
Q3 25
$-27.1M
$3.7M
Q2 25
$-12.3M
$5.2M
Q1 25
$46.9M
$4.3M
Q4 24
$13.4M
$3.6M
Q3 24
$4.0M
Q2 24
$4.9M
Q1 24
$3.9M
Operating Margin
GLUE
GLUE
PEBK
PEBK
Q4 25
40.7%
Q3 25
-258.3%
22.4%
Q2 25
-67.1%
32.2%
Q1 25
51.9%
28.2%
Q4 24
21.4%
22.5%
Q3 24
26.0%
Q2 24
31.3%
Q1 24
23.9%
Net Margin
GLUE
GLUE
PEBK
PEBK
Q4 25
30.8%
Q3 25
-212.1%
17.2%
Q2 25
-53.0%
24.9%
Q1 25
55.2%
21.8%
Q4 24
22.2%
17.5%
Q3 24
19.3%
Q2 24
24.4%
Q1 24
19.9%
EPS (diluted)
GLUE
GLUE
PEBK
PEBK
Q4 25
$1.21
Q3 25
$0.67
Q2 25
$0.95
Q1 25
$0.79
Q4 24
$0.65
Q3 24
$0.72
Q2 24
$0.89
Q1 24
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GLUE
GLUE
PEBK
PEBK
Cash + ST InvestmentsLiquidity on hand
$208.3M
$58.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$245.8M
$157.1M
Total Assets
$459.8M
$1.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GLUE
GLUE
PEBK
PEBK
Q4 25
$58.1M
Q3 25
$208.3M
Q2 25
$69.4M
Q1 25
$78.5M
Q4 24
$224.3M
$59.3M
Q3 24
$73.2M
Q2 24
Q1 24
Stockholders' Equity
GLUE
GLUE
PEBK
PEBK
Q4 25
$157.1M
Q3 25
$245.8M
$149.5M
Q2 25
$268.1M
$144.0M
Q1 25
$275.2M
$138.5M
Q4 24
$222.9M
$130.6M
Q3 24
$136.3M
Q2 24
$124.3M
Q1 24
$121.1M
Total Assets
GLUE
GLUE
PEBK
PEBK
Q4 25
$1.7B
Q3 25
$459.8M
$1.7B
Q2 25
$359.6M
$1.7B
Q1 25
$393.2M
$1.7B
Q4 24
$438.7M
$1.7B
Q3 24
$1.7B
Q2 24
$1.7B
Q1 24
$1.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GLUE
GLUE
PEBK
PEBK
Operating Cash FlowLast quarter
$100.4M
$21.4M
Free Cash FlowOCF − Capex
$99.8M
$20.0M
FCF MarginFCF / Revenue
781.5%
92.7%
Capex IntensityCapex / Revenue
5.1%
6.6%
Cash ConversionOCF / Net Profit
3.22×
TTM Free Cash FlowTrailing 4 quarters
$145.0M
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GLUE
GLUE
PEBK
PEBK
Q4 25
$21.4M
Q3 25
$100.4M
$4.7M
Q2 25
$-34.7M
$5.5M
Q1 25
$-45.5M
$5.9M
Q4 24
$128.9M
$20.6M
Q3 24
$4.9M
Q2 24
$6.7M
Q1 24
$3.7M
Free Cash Flow
GLUE
GLUE
PEBK
PEBK
Q4 25
$20.0M
Q3 25
$99.8M
$4.4M
Q2 25
$-36.4M
$5.4M
Q1 25
$-47.1M
$5.2M
Q4 24
$128.7M
$20.0M
Q3 24
$4.7M
Q2 24
$6.6M
Q1 24
$3.5M
FCF Margin
GLUE
GLUE
PEBK
PEBK
Q4 25
92.7%
Q3 25
781.5%
20.4%
Q2 25
-157.0%
25.9%
Q1 25
-55.4%
25.8%
Q4 24
212.3%
98.0%
Q3 24
22.9%
Q2 24
32.7%
Q1 24
17.9%
Capex Intensity
GLUE
GLUE
PEBK
PEBK
Q4 25
6.6%
Q3 25
5.1%
1.5%
Q2 25
7.3%
0.5%
Q1 25
1.9%
3.8%
Q4 24
0.3%
2.9%
Q3 24
1.0%
Q2 24
0.4%
Q1 24
0.6%
Cash Conversion
GLUE
GLUE
PEBK
PEBK
Q4 25
3.22×
Q3 25
1.27×
Q2 25
1.06×
Q1 25
-0.97×
1.36×
Q4 24
9.59×
5.78×
Q3 24
1.24×
Q2 24
1.36×
Q1 24
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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