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Side-by-side financial comparison of Golden Matrix Group, Inc. (GMGI) and OLD SECOND BANCORP INC (OSBC). Click either name above to swap in a different company.

OLD SECOND BANCORP INC is the larger business by last-quarter revenue ($93.8M vs $49.6M, roughly 1.9× Golden Matrix Group, Inc.). OLD SECOND BANCORP INC runs the higher net margin — 27.3% vs -179.0%, a 206.3% gap on every dollar of revenue. Over the past eight quarters, Golden Matrix Group, Inc.'s revenue compounded faster (104.6% CAGR vs 15.1%).

Golden Matrix Group Inc. is a global gaming tech firm that develops and licenses proprietary online gaming platforms, social casino products and interactive solutions. It serves B2B gaming operator clients across North America, Europe and Asia-Pacific, plus runs direct-to-consumer casual gaming properties.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

GMGI vs OSBC — Head-to-Head

Bigger by revenue
OSBC
OSBC
1.9× larger
OSBC
$93.8M
$49.6M
GMGI
Higher net margin
OSBC
OSBC
206.3% more per $
OSBC
27.3%
-179.0%
GMGI
Faster 2-yr revenue CAGR
GMGI
GMGI
Annualised
GMGI
104.6%
15.1%
OSBC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
GMGI
GMGI
OSBC
OSBC
Revenue
$49.6M
$93.8M
Net Profit
$-88.7M
$25.6M
Gross Margin
57.5%
Operating Margin
-188.3%
Net Margin
-179.0%
27.3%
Revenue YoY
-15.8%
Net Profit YoY
-4880.1%
159.2%
EPS (diluted)
$-7.73
$0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GMGI
GMGI
OSBC
OSBC
Q1 26
$93.8M
Q4 25
$49.6M
$95.2M
Q3 25
$47.3M
$95.9M
Q2 25
$43.2M
$75.1M
Q1 25
$42.7M
$73.1M
Q4 24
$58.9M
$73.2M
Q3 24
$41.0M
$71.2M
Q2 24
$39.4M
$70.8M
Net Profit
GMGI
GMGI
OSBC
OSBC
Q1 26
$25.6M
Q4 25
$-88.7M
Q3 25
$566.0K
$9.9M
Q2 25
$-3.6M
$21.8M
Q1 25
$-231.6K
$19.8M
Q4 24
$1.9M
Q3 24
$-3.4M
$23.0M
Q2 24
$64.9K
$21.9M
Gross Margin
GMGI
GMGI
OSBC
OSBC
Q1 26
Q4 25
57.5%
Q3 25
55.8%
Q2 25
56.4%
Q1 25
56.6%
Q4 24
69.8%
Q3 24
54.7%
Q2 24
55.0%
Operating Margin
GMGI
GMGI
OSBC
OSBC
Q1 26
Q4 25
-188.3%
41.2%
Q3 25
-0.8%
13.6%
Q2 25
-5.3%
38.9%
Q1 25
-0.2%
35.8%
Q4 24
5.6%
34.7%
Q3 24
-2.4%
41.9%
Q2 24
0.3%
41.2%
Net Margin
GMGI
GMGI
OSBC
OSBC
Q1 26
27.3%
Q4 25
-179.0%
Q3 25
1.2%
10.3%
Q2 25
-8.3%
29.0%
Q1 25
-0.5%
27.1%
Q4 24
3.2%
Q3 24
-8.3%
32.3%
Q2 24
0.2%
30.9%
EPS (diluted)
GMGI
GMGI
OSBC
OSBC
Q1 26
$0.48
Q4 25
$-7.73
$0.53
Q3 25
$0.00
$0.18
Q2 25
$-0.03
$0.48
Q1 25
$0.00
$0.43
Q4 24
$-0.13
$0.42
Q3 24
$-0.03
$0.50
Q2 24
$0.00
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GMGI
GMGI
OSBC
OSBC
Cash + ST InvestmentsLiquidity on hand
$115.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$46.5M
$893.3M
Total Assets
$118.1M
$6.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GMGI
GMGI
OSBC
OSBC
Q1 26
$115.7M
Q4 25
$124.0M
Q3 25
$116.5M
Q2 25
$141.8M
Q1 25
$256.1M
Q4 24
$99.3M
Q3 24
$115.8M
Q2 24
$120.9M
Stockholders' Equity
GMGI
GMGI
OSBC
OSBC
Q1 26
$893.3M
Q4 25
$46.5M
$896.8M
Q3 25
$123.5M
$866.7M
Q2 25
$121.3M
$718.6M
Q1 25
$108.5M
$694.5M
Q4 24
$105.1M
$671.0M
Q3 24
$94.3M
$661.4M
Q2 24
$90.4M
$619.3M
Total Assets
GMGI
GMGI
OSBC
OSBC
Q1 26
$6.8B
Q4 25
$118.1M
$6.9B
Q3 25
$209.8M
$7.0B
Q2 25
$210.3M
$5.7B
Q1 25
$214.0M
$5.7B
Q4 24
$213.7M
$5.6B
Q3 24
$213.5M
$5.7B
Q2 24
$191.5M
$5.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GMGI
GMGI
OSBC
OSBC
Operating Cash FlowLast quarter
$8.2M
Free Cash FlowOCF − Capex
$6.4M
FCF MarginFCF / Revenue
13.0%
Capex IntensityCapex / Revenue
3.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$19.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GMGI
GMGI
OSBC
OSBC
Q1 26
Q4 25
$8.2M
$122.3M
Q3 25
$7.0M
$35.9M
Q2 25
$2.4M
$24.2M
Q1 25
$7.7M
$17.8M
Q4 24
$131.5M
Q3 24
$4.8M
$48.5M
Q2 24
$11.6M
Free Cash Flow
GMGI
GMGI
OSBC
OSBC
Q1 26
Q4 25
$6.4M
$117.8M
Q3 25
$6.2M
$34.7M
Q2 25
$-89.4K
$23.5M
Q1 25
$6.6M
$16.2M
Q4 24
$120.7M
Q3 24
$2.3M
$46.2M
Q2 24
$8.7M
FCF Margin
GMGI
GMGI
OSBC
OSBC
Q1 26
Q4 25
13.0%
123.7%
Q3 25
13.1%
36.2%
Q2 25
-0.2%
31.2%
Q1 25
15.5%
22.2%
Q4 24
165.0%
Q3 24
5.6%
64.9%
Q2 24
12.3%
Capex Intensity
GMGI
GMGI
OSBC
OSBC
Q1 26
Q4 25
3.6%
4.7%
Q3 25
1.8%
1.3%
Q2 25
5.7%
1.1%
Q1 25
2.6%
2.2%
Q4 24
14.7%
Q3 24
6.0%
3.3%
Q2 24
4.2%
Cash Conversion
GMGI
GMGI
OSBC
OSBC
Q1 26
Q4 25
Q3 25
12.42×
3.64×
Q2 25
1.11×
Q1 25
0.90×
Q4 24
Q3 24
2.11×
Q2 24
0.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GMGI
GMGI

R Kings And CFAC$43.8M88%
Other$5.8M12%

OSBC
OSBC

Net Interest Income$81.1M87%
Noninterest Income$12.6M13%

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