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Side-by-side financial comparison of Golden Matrix Group, Inc. (GMGI) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Golden Matrix Group, Inc. is the larger business by last-quarter revenue ($49.6M vs $31.4M, roughly 1.6× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -179.0%, a 215.3% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -15.8%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $6.4M). Over the past eight quarters, Golden Matrix Group, Inc.'s revenue compounded faster (104.6% CAGR vs 23.7%).
Golden Matrix Group Inc. is a global gaming tech firm that develops and licenses proprietary online gaming platforms, social casino products and interactive solutions. It serves B2B gaming operator clients across North America, Europe and Asia-Pacific, plus runs direct-to-consumer casual gaming properties.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
GMGI vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $49.6M | $31.4M |
| Net Profit | $-88.7M | $10.1M |
| Gross Margin | 57.5% | — |
| Operating Margin | -188.3% | 43.6% |
| Net Margin | -179.0% | 36.3% |
| Revenue YoY | -15.8% | 37.6% |
| Net Profit YoY | -4880.1% | 245.6% |
| EPS (diluted) | $-7.73 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $49.6M | $31.4M | ||
| Q3 25 | $47.3M | $26.7M | ||
| Q2 25 | $43.2M | $26.5M | ||
| Q1 25 | $42.7M | $24.6M | ||
| Q4 24 | $58.9M | $22.8M | ||
| Q3 24 | $41.0M | $20.2M | ||
| Q2 24 | $39.4M | $20.2M | ||
| Q1 24 | $11.8M | $20.5M |
| Q4 25 | $-88.7M | $10.1M | ||
| Q3 25 | $566.0K | $6.5M | ||
| Q2 25 | $-3.6M | $6.1M | ||
| Q1 25 | $-231.6K | $6.0M | ||
| Q4 24 | $1.9M | $2.9M | ||
| Q3 24 | $-3.4M | $2.4M | ||
| Q2 24 | $64.9K | $3.2M | ||
| Q1 24 | $74.5K | $2.4M |
| Q4 25 | 57.5% | — | ||
| Q3 25 | 55.8% | — | ||
| Q2 25 | 56.4% | — | ||
| Q1 25 | 56.6% | — | ||
| Q4 24 | 69.8% | — | ||
| Q3 24 | 54.7% | — | ||
| Q2 24 | 55.0% | — | ||
| Q1 24 | 28.5% | — |
| Q4 25 | -188.3% | 43.6% | ||
| Q3 25 | -0.8% | 32.8% | ||
| Q2 25 | -5.3% | 30.2% | ||
| Q1 25 | -0.2% | 32.5% | ||
| Q4 24 | 5.6% | 19.6% | ||
| Q3 24 | -2.4% | 15.2% | ||
| Q2 24 | 0.3% | 21.8% | ||
| Q1 24 | 2.4% | 18.3% |
| Q4 25 | -179.0% | 36.3% | ||
| Q3 25 | 1.2% | 24.3% | ||
| Q2 25 | -8.3% | 23.0% | ||
| Q1 25 | -0.5% | 24.2% | ||
| Q4 24 | 3.2% | 14.1% | ||
| Q3 24 | -8.3% | 12.1% | ||
| Q2 24 | 0.2% | 15.8% | ||
| Q1 24 | 0.6% | 11.8% |
| Q4 25 | $-7.73 | $0.43 | ||
| Q3 25 | $0.00 | $0.27 | ||
| Q2 25 | $-0.03 | $0.25 | ||
| Q1 25 | $0.00 | $0.25 | ||
| Q4 24 | $-0.13 | $0.11 | ||
| Q3 24 | $-0.03 | $0.10 | ||
| Q2 24 | $0.00 | $0.14 | ||
| Q1 24 | $0.00 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $46.5M | $541.5M |
| Total Assets | $118.1M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $126.2M | ||
| Q3 25 | — | $146.6M | ||
| Q2 25 | — | $126.6M | ||
| Q1 25 | — | $129.9M | ||
| Q4 24 | — | $139.8M | ||
| Q3 24 | — | $155.8M | ||
| Q2 24 | — | $103.2M | ||
| Q1 24 | — | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $46.5M | $541.5M | ||
| Q3 25 | $123.5M | $529.8M | ||
| Q2 25 | $121.3M | $521.1M | ||
| Q1 25 | $108.5M | $513.9M | ||
| Q4 24 | $105.1M | $505.5M | ||
| Q3 24 | $94.3M | $504.6M | ||
| Q2 24 | $90.4M | $497.7M | ||
| Q1 24 | $32.1M | $493.7M |
| Q4 25 | $118.1M | $3.2B | ||
| Q3 25 | $209.8M | $3.2B | ||
| Q2 25 | $210.3M | $3.2B | ||
| Q1 25 | $214.0M | $3.1B | ||
| Q4 24 | $213.7M | $3.0B | ||
| Q3 24 | $213.5M | $3.0B | ||
| Q2 24 | $191.5M | $2.8B | ||
| Q1 24 | $37.1M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $8.2M | $55.6M |
| Free Cash FlowOCF − Capex | $6.4M | $54.6M |
| FCF MarginFCF / Revenue | 13.0% | 173.9% |
| Capex IntensityCapex / Revenue | 3.6% | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $19.2M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.2M | $55.6M | ||
| Q3 25 | $7.0M | $1.4M | ||
| Q2 25 | $2.4M | $6.2M | ||
| Q1 25 | $7.7M | $13.1M | ||
| Q4 24 | — | $7.2M | ||
| Q3 24 | $4.8M | $-14.6M | ||
| Q2 24 | — | $-2.6M | ||
| Q1 24 | $8.2K | $1.5M |
| Q4 25 | $6.4M | $54.6M | ||
| Q3 25 | $6.2M | $786.0K | ||
| Q2 25 | $-89.4K | $5.9M | ||
| Q1 25 | $6.6M | $12.9M | ||
| Q4 24 | — | $4.5M | ||
| Q3 24 | $2.3M | $-15.0M | ||
| Q2 24 | — | $-2.6M | ||
| Q1 24 | $6.7K | $-315.0K |
| Q4 25 | 13.0% | 173.9% | ||
| Q3 25 | 13.1% | 2.9% | ||
| Q2 25 | -0.2% | 22.4% | ||
| Q1 25 | 15.5% | 52.6% | ||
| Q4 24 | — | 19.7% | ||
| Q3 24 | 5.6% | -74.1% | ||
| Q2 24 | — | -13.0% | ||
| Q1 24 | 0.1% | -1.5% |
| Q4 25 | 3.6% | 3.1% | ||
| Q3 25 | 1.8% | 2.3% | ||
| Q2 25 | 5.7% | 1.0% | ||
| Q1 25 | 2.6% | 0.6% | ||
| Q4 24 | — | 11.9% | ||
| Q3 24 | 6.0% | 2.0% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | 0.0% | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | 12.42× | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | 0.11× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GMGI
| R Kings And CFAC | $43.8M | 88% |
| Other | $5.8M | 12% |
PDLB
Segment breakdown not available.
