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Side-by-side financial comparison of GENWORTH FINANCIAL INC (GNW) and RXO, Inc. (RXO). Click either name above to swap in a different company.
GENWORTH FINANCIAL INC is the larger business by last-quarter revenue ($1.8B vs $1.5B, roughly 1.2× RXO, Inc.). GENWORTH FINANCIAL INC runs the higher net margin — 0.1% vs -3.1%, a 3.2% gap on every dollar of revenue. On growth, GENWORTH FINANCIAL INC posted the faster year-over-year revenue change (0.1% vs -11.9%). Over the past eight quarters, RXO, Inc.'s revenue compounded faster (26.8% CAGR vs -2.2%).
Genworth Financial, headquartered in Richmond, Virginia, is an American financial services company. It provides life insurance, long-term care insurance, mortgage insurance, and annuities.
RXO, Inc. is a leading transportation and logistics solutions provider headquartered in the United States. Its core service portfolio includes freight brokerage, last-mile delivery for heavy and bulky goods, managed transportation services, and end-to-end supply chain optimization support, primarily catering to clients across the North American manufacturing, retail, and e-commerce segments.
GNW vs RXO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.8B | $1.5B |
| Net Profit | $2.0M | $-46.0M |
| Gross Margin | — | — |
| Operating Margin | 1.0% | -2.9% |
| Net Margin | 0.1% | -3.1% |
| Revenue YoY | 0.1% | -11.9% |
| Net Profit YoY | 300.0% | -84.0% |
| EPS (diluted) | $0.01 | $-0.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8B | $1.5B | ||
| Q3 25 | $1.9B | $1.4B | ||
| Q2 25 | $1.8B | $1.4B | ||
| Q1 25 | $1.8B | $1.4B | ||
| Q4 24 | $1.8B | $1.7B | ||
| Q3 24 | $1.9B | $1.0B | ||
| Q2 24 | $1.8B | $930.0M | ||
| Q1 24 | $1.9B | $913.0M |
| Q4 25 | $2.0M | $-46.0M | ||
| Q3 25 | $116.0M | $-14.0M | ||
| Q2 25 | $51.0M | $-9.0M | ||
| Q1 25 | $54.0M | $-31.0M | ||
| Q4 24 | $-1.0M | $-25.0M | ||
| Q3 24 | $85.0M | $-243.0M | ||
| Q2 24 | $76.0M | $-7.0M | ||
| Q1 24 | $139.0M | $-15.0M |
| Q4 25 | 1.0% | -2.9% | ||
| Q3 25 | 8.5% | -0.5% | ||
| Q2 25 | 3.8% | — | ||
| Q1 25 | 2.9% | -2.1% | ||
| Q4 24 | 3.1% | -1.4% | ||
| Q3 24 | 2.6% | -1.9% | ||
| Q2 24 | 7.1% | — | ||
| Q1 24 | 4.6% | -1.3% |
| Q4 25 | 0.1% | -3.1% | ||
| Q3 25 | 6.0% | -1.0% | ||
| Q2 25 | 2.8% | -0.6% | ||
| Q1 25 | 3.0% | -2.2% | ||
| Q4 24 | -0.1% | -1.5% | ||
| Q3 24 | 4.5% | -23.4% | ||
| Q2 24 | 4.3% | -0.8% | ||
| Q1 24 | 7.5% | -1.6% |
| Q4 25 | $0.01 | $-0.28 | ||
| Q3 25 | $0.28 | $-0.08 | ||
| Q2 25 | $0.12 | $-0.05 | ||
| Q1 25 | $0.13 | $-0.18 | ||
| Q4 24 | $0.01 | $-0.17 | ||
| Q3 24 | $0.19 | $-1.81 | ||
| Q2 24 | $0.17 | $-0.06 | ||
| Q1 24 | $0.31 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $17.0M |
| Total DebtLower is stronger | $1.5B | $387.0M |
| Stockholders' EquityBook value | $8.8B | $1.5B |
| Total Assets | $88.1B | $3.3B |
| Debt / EquityLower = less leverage | 0.17× | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $17.0M | ||
| Q3 25 | — | $25.0M | ||
| Q2 25 | — | $18.0M | ||
| Q1 25 | — | $16.0M | ||
| Q4 24 | — | $35.0M | ||
| Q3 24 | — | $55.0M | ||
| Q2 24 | — | $7.0M | ||
| Q1 24 | — | $7.0M |
| Q4 25 | $1.5B | $387.0M | ||
| Q3 25 | $1.5B | $387.0M | ||
| Q2 25 | $1.5B | $387.0M | ||
| Q1 25 | $1.5B | $387.0M | ||
| Q4 24 | $1.5B | $351.0M | ||
| Q3 24 | $1.5B | $352.0M | ||
| Q2 24 | $1.6B | $370.0M | ||
| Q1 24 | $1.6B | $351.0M |
| Q4 25 | $8.8B | $1.5B | ||
| Q3 25 | $8.8B | $1.6B | ||
| Q2 25 | $8.8B | $1.6B | ||
| Q1 25 | $8.7B | $1.6B | ||
| Q4 24 | $8.5B | $1.6B | ||
| Q3 24 | $8.3B | $1.7B | ||
| Q2 24 | $8.5B | $579.0M | ||
| Q1 24 | $8.0B | $582.0M |
| Q4 25 | $88.1B | $3.3B | ||
| Q3 25 | $88.5B | $3.2B | ||
| Q2 25 | $87.3B | $3.2B | ||
| Q1 25 | $87.3B | $3.3B | ||
| Q4 24 | $86.9B | $3.4B | ||
| Q3 24 | $90.8B | $3.4B | ||
| Q2 24 | $87.5B | $1.8B | ||
| Q1 24 | $89.2B | $1.8B |
| Q4 25 | 0.17× | 0.25× | ||
| Q3 25 | 0.17× | 0.24× | ||
| Q2 25 | 0.17× | 0.24× | ||
| Q1 25 | 0.17× | 0.24× | ||
| Q4 24 | 0.18× | 0.22× | ||
| Q3 24 | 0.19× | 0.21× | ||
| Q2 24 | 0.18× | 0.64× | ||
| Q1 24 | 0.20× | 0.60× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $200.0M | $7.0M |
| Free Cash FlowOCF − Capex | — | $-9.0M |
| FCF MarginFCF / Revenue | — | -0.6% |
| Capex IntensityCapex / Revenue | — | 1.1% |
| Cash ConversionOCF / Net Profit | 100.00× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-8.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $200.0M | $7.0M | ||
| Q3 25 | $87.0M | $23.0M | ||
| Q2 25 | $6.0M | $23.0M | ||
| Q1 25 | $34.0M | $-2.0M | ||
| Q4 24 | $27.0M | $-7.0M | ||
| Q3 24 | $161.0M | $-7.0M | ||
| Q2 24 | $7.0M | $-5.0M | ||
| Q1 24 | $-107.0M | $7.0M |
| Q4 25 | — | $-9.0M | ||
| Q3 25 | — | $9.0M | ||
| Q2 25 | — | $9.0M | ||
| Q1 25 | — | $-17.0M | ||
| Q4 24 | — | $-19.0M | ||
| Q3 24 | — | $-18.0M | ||
| Q2 24 | — | $-16.0M | ||
| Q1 24 | — | $-4.0M |
| Q4 25 | — | -0.6% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | -1.2% | ||
| Q4 24 | — | -1.1% | ||
| Q3 24 | — | -1.7% | ||
| Q2 24 | — | -1.7% | ||
| Q1 24 | — | -0.4% |
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | — | 1.2% |
| Q4 25 | 100.00× | — | ||
| Q3 25 | 0.75× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.63× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.89× | — | ||
| Q2 24 | 0.09× | — | ||
| Q1 24 | -0.77× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
RXO
| Retail Sector | $546.0M | 37% |
| Last Mile | $298.0M | 20% |
| Food And Beverage Sector | $225.0M | 15% |
| Other Sector | $185.0M | 13% |
| Managed Transportation | $133.0M | 9% |
| Automotive Sector | $93.0M | 6% |
