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Side-by-side financial comparison of GENWORTH FINANCIAL INC (GNW) and SELECT MEDICAL HOLDINGS CORP (SEM). Click either name above to swap in a different company.
GENWORTH FINANCIAL INC is the larger business by last-quarter revenue ($1.8B vs $1.4B, roughly 1.3× SELECT MEDICAL HOLDINGS CORP). SELECT MEDICAL HOLDINGS CORP runs the higher net margin — 1.4% vs 0.1%, a 1.3% gap on every dollar of revenue. On growth, SELECT MEDICAL HOLDINGS CORP posted the faster year-over-year revenue change (6.4% vs 0.1%). Over the past eight quarters, SELECT MEDICAL HOLDINGS CORP's revenue compounded faster (2.8% CAGR vs -2.2%).
Genworth Financial, headquartered in Richmond, Virginia, is an American financial services company. It provides life insurance, long-term care insurance, mortgage insurance, and annuities.
Select Medical is a healthcare company based in Pennsylvania. It owns long-term acute care and inpatient rehabilitation hospitals, as well as occupational health and physical therapy clinics. Select Medical is a subsidiary of Select Medical Holdings, which is listed on the New York Stock Exchange.
GNW vs SEM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.8B | $1.4B |
| Net Profit | $2.0M | $20.2M |
| Gross Margin | — | — |
| Operating Margin | 1.0% | 4.6% |
| Net Margin | 0.1% | 1.4% |
| Revenue YoY | 0.1% | 6.4% |
| Net Profit YoY | 300.0% | 225.7% |
| EPS (diluted) | $0.01 | $0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8B | $1.4B | ||
| Q3 25 | $1.9B | $1.4B | ||
| Q2 25 | $1.8B | $1.3B | ||
| Q1 25 | $1.8B | $1.4B | ||
| Q4 24 | $1.8B | $1.3B | ||
| Q3 24 | $1.9B | $1.3B | ||
| Q2 24 | $1.8B | $1.3B | ||
| Q1 24 | $1.9B | $1.3B |
| Q4 25 | $2.0M | $20.2M | ||
| Q3 25 | $116.0M | $28.8M | ||
| Q2 25 | $51.0M | $40.6M | ||
| Q1 25 | $54.0M | $56.7M | ||
| Q4 24 | $-1.0M | $-16.1M | ||
| Q3 24 | $85.0M | $55.6M | ||
| Q2 24 | $76.0M | $77.6M | ||
| Q1 24 | $139.0M | $96.9M |
| Q4 25 | 1.0% | 4.6% | ||
| Q3 25 | 8.5% | 5.4% | ||
| Q2 25 | 3.8% | 6.5% | ||
| Q1 25 | 2.9% | 8.3% | ||
| Q4 24 | 3.1% | 1.6% | ||
| Q3 24 | 2.6% | 4.3% | ||
| Q2 24 | 7.1% | 5.8% | ||
| Q1 24 | 4.6% | 9.0% |
| Q4 25 | 0.1% | 1.4% | ||
| Q3 25 | 6.0% | 2.1% | ||
| Q2 25 | 2.8% | 3.0% | ||
| Q1 25 | 3.0% | 4.2% | ||
| Q4 24 | -0.1% | -1.2% | ||
| Q3 24 | 4.5% | 4.4% | ||
| Q2 24 | 4.3% | 6.1% | ||
| Q1 24 | 7.5% | 7.3% |
| Q4 25 | $0.01 | $0.17 | ||
| Q3 25 | $0.28 | $0.23 | ||
| Q2 25 | $0.12 | $0.32 | ||
| Q1 25 | $0.13 | $0.44 | ||
| Q4 24 | $0.01 | $-0.12 | ||
| Q3 24 | $0.19 | $0.43 | ||
| Q2 24 | $0.17 | $0.60 | ||
| Q1 24 | $0.31 | $0.75 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $26.5M |
| Total DebtLower is stronger | $1.5B | $1.8B |
| Stockholders' EquityBook value | $8.8B | $1.7B |
| Total Assets | $88.1B | $5.9B |
| Debt / EquityLower = less leverage | 0.17× | 1.06× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $26.5M | ||
| Q3 25 | — | $60.1M | ||
| Q2 25 | — | $52.3M | ||
| Q1 25 | — | $53.2M | ||
| Q4 24 | — | $59.7M | ||
| Q3 24 | — | $191.5M | ||
| Q2 24 | — | $111.2M | ||
| Q1 24 | — | $92.6M |
| Q4 25 | $1.5B | $1.8B | ||
| Q3 25 | $1.5B | $1.7B | ||
| Q2 25 | $1.5B | $1.8B | ||
| Q1 25 | $1.5B | $1.8B | ||
| Q4 24 | $1.5B | $1.7B | ||
| Q3 24 | $1.5B | $3.1B | ||
| Q2 24 | $1.6B | $3.6B | ||
| Q1 24 | $1.6B | $3.8B |
| Q4 25 | $8.8B | $1.7B | ||
| Q3 25 | $8.8B | $1.7B | ||
| Q2 25 | $8.8B | $1.7B | ||
| Q1 25 | $8.7B | $1.7B | ||
| Q4 24 | $8.5B | $1.7B | ||
| Q3 24 | $8.3B | $1.9B | ||
| Q2 24 | $8.5B | $1.4B | ||
| Q1 24 | $8.0B | $1.4B |
| Q4 25 | $88.1B | $5.9B | ||
| Q3 25 | $88.5B | $5.7B | ||
| Q2 25 | $87.3B | $5.7B | ||
| Q1 25 | $87.3B | $5.7B | ||
| Q4 24 | $86.9B | $5.6B | ||
| Q3 24 | $90.8B | $8.0B | ||
| Q2 24 | $87.5B | $7.9B | ||
| Q1 24 | $89.2B | $7.9B |
| Q4 25 | 0.17× | 1.06× | ||
| Q3 25 | 0.17× | 1.03× | ||
| Q2 25 | 0.17× | 1.10× | ||
| Q1 25 | 0.17× | 1.03× | ||
| Q4 24 | 0.18× | 1.01× | ||
| Q3 24 | 0.19× | 1.62× | ||
| Q2 24 | 0.18× | 2.54× | ||
| Q1 24 | 0.20× | 2.75× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $200.0M | $64.3M |
| Free Cash FlowOCF − Capex | — | $5.2M |
| FCF MarginFCF / Revenue | — | 0.4% |
| Capex IntensityCapex / Revenue | — | 4.2% |
| Cash ConversionOCF / Net Profit | 100.00× | 3.19× |
| TTM Free Cash FlowTrailing 4 quarters | — | $117.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $200.0M | $64.3M | ||
| Q3 25 | $87.0M | $175.3M | ||
| Q2 25 | $6.0M | $110.3M | ||
| Q1 25 | $34.0M | $-3.5M | ||
| Q4 24 | $27.0M | $125.4M | ||
| Q3 24 | $161.0M | $181.0M | ||
| Q2 24 | $7.0M | $278.2M | ||
| Q1 24 | $-107.0M | $-66.7M |
| Q4 25 | — | $5.2M | ||
| Q3 25 | — | $122.2M | ||
| Q2 25 | — | $45.6M | ||
| Q1 25 | — | $-55.8M | ||
| Q4 24 | — | $62.0M | ||
| Q3 24 | — | $130.3M | ||
| Q2 24 | — | $222.6M | ||
| Q1 24 | — | $-119.2M |
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 9.0% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | -4.1% | ||
| Q4 24 | — | 4.7% | ||
| Q3 24 | — | 10.2% | ||
| Q2 24 | — | 17.4% | ||
| Q1 24 | — | -9.0% |
| Q4 25 | — | 4.2% | ||
| Q3 25 | — | 3.9% | ||
| Q2 25 | — | 4.8% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 4.3% | ||
| Q1 24 | — | 4.0% |
| Q4 25 | 100.00× | 3.19× | ||
| Q3 25 | 0.75× | 6.09× | ||
| Q2 25 | 0.12× | 2.72× | ||
| Q1 25 | 0.63× | -0.06× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.89× | 3.25× | ||
| Q2 24 | 0.09× | 3.59× | ||
| Q1 24 | -0.77× | -0.69× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
SEM
| Critical Illness Recovery Hospitals | $629.7M | 45% |
| Health Care Patient Service Non Medicare | $428.6M | 31% |
| Rehabilitation Hospitals | $339.2M | 24% |
