vs
Side-by-side financial comparison of GENWORTH FINANCIAL INC (GNW) and Frontier Group Holdings, Inc. (ULCC). Click either name above to swap in a different company.
GENWORTH FINANCIAL INC is the larger business by last-quarter revenue ($1.8B vs $997.0M, roughly 1.8× Frontier Group Holdings, Inc.). Frontier Group Holdings, Inc. runs the higher net margin — 5.3% vs 0.1%, a 5.2% gap on every dollar of revenue. On growth, GENWORTH FINANCIAL INC posted the faster year-over-year revenue change (0.1% vs -0.5%). Over the past eight quarters, Frontier Group Holdings, Inc.'s revenue compounded faster (7.4% CAGR vs -2.2%).
Genworth Financial, headquartered in Richmond, Virginia, is an American financial services company. It provides life insurance, long-term care insurance, mortgage insurance, and annuities.
Frontier Communications Parent, Inc. is an American telecommunications company with a fiber-optic network and cloud-based services owned by Verizon. It was previously known as Citizens Utilities Co., Citizens Communications Co., and Frontier Communications Corp.
GNW vs ULCC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.8B | $997.0M |
| Net Profit | $2.0M | $53.0M |
| Gross Margin | — | — |
| Operating Margin | 1.0% | 4.9% |
| Net Margin | 0.1% | 5.3% |
| Revenue YoY | 0.1% | -0.5% |
| Net Profit YoY | 300.0% | -1.9% |
| EPS (diluted) | $0.01 | $0.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8B | $997.0M | ||
| Q3 25 | $1.9B | $886.0M | ||
| Q2 25 | $1.8B | $929.0M | ||
| Q1 25 | $1.8B | $912.0M | ||
| Q4 24 | $1.8B | $1.0B | ||
| Q3 24 | $1.9B | $935.0M | ||
| Q2 24 | $1.8B | $973.0M | ||
| Q1 24 | $1.9B | $865.0M |
| Q4 25 | $2.0M | $53.0M | ||
| Q3 25 | $116.0M | $-77.0M | ||
| Q2 25 | $51.0M | $-70.0M | ||
| Q1 25 | $54.0M | $-43.0M | ||
| Q4 24 | $-1.0M | $54.0M | ||
| Q3 24 | $85.0M | $26.0M | ||
| Q2 24 | $76.0M | $31.0M | ||
| Q1 24 | $139.0M | $-26.0M |
| Q4 25 | 1.0% | 4.9% | ||
| Q3 25 | 8.5% | -8.7% | ||
| Q2 25 | 3.8% | -8.1% | ||
| Q1 25 | 2.9% | -5.0% | ||
| Q4 24 | 3.1% | 4.5% | ||
| Q3 24 | 2.6% | 2.0% | ||
| Q2 24 | 7.1% | 2.6% | ||
| Q1 24 | 4.6% | -3.6% |
| Q4 25 | 0.1% | 5.3% | ||
| Q3 25 | 6.0% | -8.7% | ||
| Q2 25 | 2.8% | -7.5% | ||
| Q1 25 | 3.0% | -4.7% | ||
| Q4 24 | -0.1% | 5.4% | ||
| Q3 24 | 4.5% | 2.8% | ||
| Q2 24 | 4.3% | 3.2% | ||
| Q1 24 | 7.5% | -3.0% |
| Q4 25 | $0.01 | $0.24 | ||
| Q3 25 | $0.28 | $-0.34 | ||
| Q2 25 | $0.12 | $-0.31 | ||
| Q1 25 | $0.13 | $-0.19 | ||
| Q4 24 | $0.01 | $0.24 | ||
| Q3 24 | $0.19 | $0.11 | ||
| Q2 24 | $0.17 | $0.14 | ||
| Q1 24 | $0.31 | $-0.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $671.0M |
| Total DebtLower is stronger | $1.5B | $620.0M |
| Stockholders' EquityBook value | $8.8B | $491.0M |
| Total Assets | $88.1B | $7.2B |
| Debt / EquityLower = less leverage | 0.17× | 1.26× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $671.0M | ||
| Q3 25 | — | $566.0M | ||
| Q2 25 | — | $563.0M | ||
| Q1 25 | — | $686.0M | ||
| Q4 24 | — | $740.0M | ||
| Q3 24 | — | $576.0M | ||
| Q2 24 | — | $658.0M | ||
| Q1 24 | — | $622.0M |
| Q4 25 | $1.5B | $620.0M | ||
| Q3 25 | $1.5B | $673.0M | ||
| Q2 25 | $1.5B | $565.0M | ||
| Q1 25 | $1.5B | $512.0M | ||
| Q4 24 | $1.5B | $507.0M | ||
| Q3 24 | $1.5B | $474.0M | ||
| Q2 24 | $1.6B | $455.0M | ||
| Q1 24 | $1.6B | $469.0M |
| Q4 25 | $8.8B | $491.0M | ||
| Q3 25 | $8.8B | $434.0M | ||
| Q2 25 | $8.8B | $506.0M | ||
| Q1 25 | $8.7B | $570.0M | ||
| Q4 24 | $8.5B | $604.0M | ||
| Q3 24 | $8.3B | $549.0M | ||
| Q2 24 | $8.5B | $520.0M | ||
| Q1 24 | $8.0B | $484.0M |
| Q4 25 | $88.1B | $7.2B | ||
| Q3 25 | $88.5B | $6.7B | ||
| Q2 25 | $87.3B | $6.5B | ||
| Q1 25 | $87.3B | $6.5B | ||
| Q4 24 | $86.9B | $6.2B | ||
| Q3 24 | $90.8B | $5.8B | ||
| Q2 24 | $87.5B | $5.7B | ||
| Q1 24 | $89.2B | $5.2B |
| Q4 25 | 0.17× | 1.26× | ||
| Q3 25 | 0.17× | 1.55× | ||
| Q2 25 | 0.17× | 1.12× | ||
| Q1 25 | 0.17× | 0.90× | ||
| Q4 24 | 0.18× | 0.84× | ||
| Q3 24 | 0.19× | 0.86× | ||
| Q2 24 | 0.18× | 0.88× | ||
| Q1 24 | 0.20× | 0.97× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $200.0M | $-91.0M |
| Free Cash FlowOCF − Capex | — | $-113.0M |
| FCF MarginFCF / Revenue | — | -11.3% |
| Capex IntensityCapex / Revenue | — | 2.2% |
| Cash ConversionOCF / Net Profit | 100.00× | -1.72× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-600.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $200.0M | $-91.0M | ||
| Q3 25 | $87.0M | $-215.0M | ||
| Q2 25 | $6.0M | $-133.0M | ||
| Q1 25 | $34.0M | $-86.0M | ||
| Q4 24 | $27.0M | $87.0M | ||
| Q3 24 | $161.0M | $-156.0M | ||
| Q2 24 | $7.0M | $9.0M | ||
| Q1 24 | $-107.0M | $-22.0M |
| Q4 25 | — | $-113.0M | ||
| Q3 25 | — | $-217.0M | ||
| Q2 25 | — | $-166.0M | ||
| Q1 25 | — | $-104.0M | ||
| Q4 24 | — | $73.0M | ||
| Q3 24 | — | $-170.0M | ||
| Q2 24 | — | $-22.0M | ||
| Q1 24 | — | $-39.0M |
| Q4 25 | — | -11.3% | ||
| Q3 25 | — | -24.5% | ||
| Q2 25 | — | -17.9% | ||
| Q1 25 | — | -11.4% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | -18.2% | ||
| Q2 24 | — | -2.3% | ||
| Q1 24 | — | -4.5% |
| Q4 25 | — | 2.2% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 3.2% | ||
| Q1 24 | — | 2.0% |
| Q4 25 | 100.00× | -1.72× | ||
| Q3 25 | 0.75× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.63× | — | ||
| Q4 24 | — | 1.61× | ||
| Q3 24 | 1.89× | -6.00× | ||
| Q2 24 | 0.09× | 0.29× | ||
| Q1 24 | -0.77× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
ULCC
| Aircraft Fare | $453.0M | 45% |
| Passenger Service Fees | $227.0M | 23% |
| Passenger Baggage | $177.0M | 18% |
| Passenger Seat Selection | $69.0M | 7% |
| Other Passenger Revenue | $36.0M | 4% |
| Other | $35.0M | 4% |
