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Side-by-side financial comparison of Gold.com, Inc. (GOLD) and Midland States Bancorp, Inc. (MSBI). Click either name above to swap in a different company.

Gold.com, Inc. is the larger business by last-quarter revenue ($148.1M vs $79.5M, roughly 1.9× Midland States Bancorp, Inc.). Midland States Bancorp, Inc. runs the higher net margin — 23.2% vs 7.9%, a 15.4% gap on every dollar of revenue. Over the past eight quarters, Midland States Bancorp, Inc.'s revenue compounded faster (-6.4% CAGR vs -76.2%).

Kinross Gold Corporation is a Canadian-based gold and silver mining company founded in 1993 and headquartered in Toronto, Ontario, Canada. Kinross currently operates six active gold mines, and was ranked fifth of the "10 Top Gold-mining Companies" of 2019 by InvestingNews. The company's mines are located in Brazil, Mauritania, and the United States. It trades under the KGC ticker in the New York Stock Exchange, and under K in the Toronto Stock Exchange.

Rainier Bancorporation was the Seattle-based parent corporation of Rainier National Bank, a Washington state bank with branches throughout the state. Rainier traced its roots back to the National Bank of Commerce, which was founded by Richard Holyoke in 1889. The name Rainier National Bank was adopted in 1974. Rainier Bancorp expanded into Alaska with the purchase of Anchorage's People's Bank & Trust in 1983 and into Oregon with the purchase of Gresham's Mount Hood Security Bank in 1986, expa...

GOLD vs MSBI — Head-to-Head

Bigger by revenue
GOLD
GOLD
1.9× larger
GOLD
$148.1M
$79.5M
MSBI
Higher net margin
MSBI
MSBI
15.4% more per $
MSBI
23.2%
7.9%
GOLD
Faster 2-yr revenue CAGR
MSBI
MSBI
Annualised
MSBI
-6.4%
-76.2%
GOLD

Income Statement — Q2 FY2026 vs Q1 FY2026

Metric
GOLD
GOLD
MSBI
MSBI
Revenue
$148.1M
$79.5M
Net Profit
$11.6M
$18.5M
Gross Margin
63.0%
Operating Margin
10.7%
Net Margin
7.9%
23.2%
Revenue YoY
-94.6%
Net Profit YoY
77.4%
739.3%
EPS (diluted)
$0.46
$0.74

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GOLD
GOLD
MSBI
MSBI
Q1 26
$79.5M
Q4 25
$148.1M
$85.6M
Q3 25
$3.7B
$81.1M
Q2 25
$2.5B
$82.2M
Q1 25
$3.0B
$76.1M
Q4 24
$2.7B
$93.9M
Q3 24
$2.7B
$92.7M
Q2 24
$2.5B
$90.9M
Net Profit
GOLD
GOLD
MSBI
MSBI
Q1 26
$18.5M
Q4 25
$11.6M
$-2.9M
Q3 25
$-939.0K
$7.6M
Q2 25
$10.3M
$12.0M
Q1 25
$-8.5M
$-141.0M
Q4 24
$6.6M
$-30.8M
Q3 24
$9.0M
$20.4M
Q2 24
$30.9M
$25.7M
Gross Margin
GOLD
GOLD
MSBI
MSBI
Q1 26
Q4 25
63.0%
Q3 25
2.0%
Q2 25
3.3%
Q1 25
1.4%
Q4 24
1.6%
Q3 24
1.6%
Q2 24
1.7%
Operating Margin
GOLD
GOLD
MSBI
MSBI
Q1 26
Q4 25
10.7%
-5.5%
Q3 25
-0.0%
13.9%
Q2 25
0.5%
18.1%
Q1 25
-0.3%
-181.2%
Q4 24
0.3%
-66.5%
Q3 24
0.4%
26.9%
Q2 24
1.3%
35.0%
Net Margin
GOLD
GOLD
MSBI
MSBI
Q1 26
23.2%
Q4 25
7.9%
-4.9%
Q3 25
-0.0%
9.3%
Q2 25
0.4%
14.6%
Q1 25
-0.3%
-185.4%
Q4 24
0.2%
-52.5%
Q3 24
0.3%
22.1%
Q2 24
1.2%
28.3%
EPS (diluted)
GOLD
GOLD
MSBI
MSBI
Q1 26
$0.74
Q4 25
$0.46
$-0.22
Q3 25
$-0.04
$0.24
Q2 25
$0.43
$0.44
Q1 25
$-0.36
$-6.58
Q4 24
$0.27
$-1.49
Q3 24
$0.37
$0.83
Q2 24
$1.29
$1.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GOLD
GOLD
MSBI
MSBI
Cash + ST InvestmentsLiquidity on hand
$89.4M
Total DebtLower is stronger
$33.2M
Stockholders' EquityBook value
$653.8M
$569.5M
Total Assets
$3.8B
$6.5B
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GOLD
GOLD
MSBI
MSBI
Q1 26
$89.4M
Q4 25
$127.8M
Q3 25
$166.1M
Q2 25
$176.6M
Q1 25
$102.0M
Q4 24
$114.8M
Q3 24
$121.9M
Q2 24
$124.6M
Total Debt
GOLD
GOLD
MSBI
MSBI
Q1 26
$33.2M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
GOLD
GOLD
MSBI
MSBI
Q1 26
$569.5M
Q4 25
$653.8M
$565.5M
Q3 25
$644.0M
$584.0M
Q2 25
$649.5M
$573.7M
Q1 25
$643.6M
$571.4M
Q4 24
$612.7M
$710.8M
Q3 24
$611.1M
$771.2M
Q2 24
$607.6M
$736.8M
Total Assets
GOLD
GOLD
MSBI
MSBI
Q1 26
$6.5B
Q4 25
$3.8B
$6.5B
Q3 25
$2.6B
$6.9B
Q2 25
$2.2B
$7.1B
Q1 25
$2.2B
$7.3B
Q4 24
$1.9B
$7.5B
Q3 24
$2.0B
$7.7B
Q2 24
$1.8B
$7.7B
Debt / Equity
GOLD
GOLD
MSBI
MSBI
Q1 26
0.06×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GOLD
GOLD
MSBI
MSBI
Operating Cash FlowLast quarter
$-42.6M
Free Cash FlowOCF − Capex
$-46.6M
FCF MarginFCF / Revenue
-31.5%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
-3.66×
TTM Free Cash FlowTrailing 4 quarters
$310.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GOLD
GOLD
MSBI
MSBI
Q1 26
Q4 25
$-42.6M
$125.7M
Q3 25
$195.4M
$80.0M
Q2 25
$67.0M
$28.1M
Q1 25
$102.8M
$24.7M
Q4 24
$110.1M
$176.5M
Q3 24
$-127.5M
$46.5M
Q2 24
$82.8M
$31.4M
Free Cash Flow
GOLD
GOLD
MSBI
MSBI
Q1 26
Q4 25
$-46.6M
$120.3M
Q3 25
$193.4M
$78.6M
Q2 25
$63.1M
$26.7M
Q1 25
$100.4M
$22.9M
Q4 24
$106.4M
$169.6M
Q3 24
$-128.1M
$44.4M
Q2 24
$80.1M
$29.9M
FCF Margin
GOLD
GOLD
MSBI
MSBI
Q1 26
Q4 25
-31.5%
140.6%
Q3 25
5.3%
96.9%
Q2 25
2.5%
32.4%
Q1 25
3.3%
30.1%
Q4 24
3.9%
180.6%
Q3 24
-4.7%
47.9%
Q2 24
3.2%
32.9%
Capex Intensity
GOLD
GOLD
MSBI
MSBI
Q1 26
Q4 25
2.7%
6.2%
Q3 25
0.1%
1.7%
Q2 25
0.2%
1.7%
Q1 25
0.1%
2.4%
Q4 24
0.1%
7.3%
Q3 24
0.0%
2.3%
Q2 24
0.1%
1.7%
Cash Conversion
GOLD
GOLD
MSBI
MSBI
Q1 26
Q4 25
-3.66×
Q3 25
10.58×
Q2 25
6.49×
2.33×
Q1 25
Q4 24
16.78×
Q3 24
-14.20×
2.28×
Q2 24
2.68×
1.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GOLD
GOLD

Segment breakdown not available.

MSBI
MSBI

Net Interest Income$57.4M72%
Noninterest Income$22.1M28%

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