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Side-by-side financial comparison of Gossamer Bio, Inc. (GOSS) and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK). Click either name above to swap in a different company.

PEOPLES BANCORP OF NORTH CAROLINA INC is the larger business by last-quarter revenue ($21.5M vs $13.8M, roughly 1.6× Gossamer Bio, Inc.). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -342.3%, a 373.1% gap on every dollar of revenue. On growth, Gossamer Bio, Inc. posted the faster year-over-year revenue change (47.1% vs 5.6%).

Gossamer Bio, Inc. is a clinical-stage biopharmaceutical company focused on discovering, developing and commercializing novel therapeutics for patients with serious immunology, inflammation and oncology conditions. It advances a pipeline of proprietary product candidates across multiple clinical phases, primarily serving healthcare markets in North America and other global regions.

PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.

GOSS vs PEBK — Head-to-Head

Bigger by revenue
PEBK
PEBK
1.6× larger
PEBK
$21.5M
$13.8M
GOSS
Growing faster (revenue YoY)
GOSS
GOSS
+41.5% gap
GOSS
47.1%
5.6%
PEBK
Higher net margin
PEBK
PEBK
373.1% more per $
PEBK
30.8%
-342.3%
GOSS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
GOSS
GOSS
PEBK
PEBK
Revenue
$13.8M
$21.5M
Net Profit
$-47.2M
$6.6M
Gross Margin
Operating Margin
-333.6%
40.7%
Net Margin
-342.3%
30.8%
Revenue YoY
47.1%
5.6%
Net Profit YoY
-43.0%
86.4%
EPS (diluted)
$-0.21
$1.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GOSS
GOSS
PEBK
PEBK
Q4 25
$13.8M
$21.5M
Q3 25
$13.3M
$21.4M
Q2 25
$20.7M
Q1 25
$20.0M
Q4 24
$20.4M
Q3 24
$20.5M
Q2 24
$95.8M
$20.1M
Q1 24
$0
$19.8M
Net Profit
GOSS
GOSS
PEBK
PEBK
Q4 25
$-47.2M
$6.6M
Q3 25
$-48.2M
$3.7M
Q2 25
$5.2M
Q1 25
$4.3M
Q4 24
$3.6M
Q3 24
$4.0M
Q2 24
$49.2M
$4.9M
Q1 24
$-41.9M
$3.9M
Operating Margin
GOSS
GOSS
PEBK
PEBK
Q4 25
-333.6%
40.7%
Q3 25
-369.4%
22.4%
Q2 25
32.2%
Q1 25
28.2%
Q4 24
22.5%
Q3 24
26.0%
Q2 24
54.3%
31.3%
Q1 24
23.9%
Net Margin
GOSS
GOSS
PEBK
PEBK
Q4 25
-342.3%
30.8%
Q3 25
-362.7%
17.2%
Q2 25
24.9%
Q1 25
21.8%
Q4 24
17.5%
Q3 24
19.3%
Q2 24
51.4%
24.4%
Q1 24
19.9%
EPS (diluted)
GOSS
GOSS
PEBK
PEBK
Q4 25
$-0.21
$1.21
Q3 25
$-0.21
$0.67
Q2 25
$0.95
Q1 25
$0.79
Q4 24
$0.65
Q3 24
$0.72
Q2 24
$0.22
$0.89
Q1 24
$-0.19
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GOSS
GOSS
PEBK
PEBK
Cash + ST InvestmentsLiquidity on hand
$136.9M
$58.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$-122.8M
$157.1M
Total Assets
$172.2M
$1.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GOSS
GOSS
PEBK
PEBK
Q4 25
$136.9M
$58.1M
Q3 25
$180.2M
Q2 25
Q1 25
Q4 24
$59.3M
Q3 24
$73.2M
Q2 24
$354.5M
Q1 24
$244.4M
Stockholders' Equity
GOSS
GOSS
PEBK
PEBK
Q4 25
$-122.8M
$157.1M
Q3 25
$-82.3M
$149.5M
Q2 25
$144.0M
Q1 25
$138.5M
Q4 24
$130.6M
Q3 24
$136.3M
Q2 24
$81.5M
$124.3M
Q1 24
$26.7M
$121.1M
Total Assets
GOSS
GOSS
PEBK
PEBK
Q4 25
$172.2M
$1.7B
Q3 25
$208.8M
$1.7B
Q2 25
$1.7B
Q1 25
$1.7B
Q4 24
$1.7B
Q3 24
$1.7B
Q2 24
$373.4M
$1.7B
Q1 24
$259.4M
$1.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GOSS
GOSS
PEBK
PEBK
Operating Cash FlowLast quarter
$-48.3M
$21.4M
Free Cash FlowOCF − Capex
$20.0M
FCF MarginFCF / Revenue
92.7%
Capex IntensityCapex / Revenue
0.0%
6.6%
Cash ConversionOCF / Net Profit
3.22×
TTM Free Cash FlowTrailing 4 quarters
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GOSS
GOSS
PEBK
PEBK
Q4 25
$-48.3M
$21.4M
Q3 25
$-36.2M
$4.7M
Q2 25
$5.5M
Q1 25
$5.9M
Q4 24
$20.6M
Q3 24
$4.9M
Q2 24
$116.3M
$6.7M
Q1 24
$-52.3M
$3.7M
Free Cash Flow
GOSS
GOSS
PEBK
PEBK
Q4 25
$20.0M
Q3 25
$4.4M
Q2 25
$5.4M
Q1 25
$5.2M
Q4 24
$20.0M
Q3 24
$4.7M
Q2 24
$6.6M
Q1 24
$3.5M
FCF Margin
GOSS
GOSS
PEBK
PEBK
Q4 25
92.7%
Q3 25
20.4%
Q2 25
25.9%
Q1 25
25.8%
Q4 24
98.0%
Q3 24
22.9%
Q2 24
32.7%
Q1 24
17.9%
Capex Intensity
GOSS
GOSS
PEBK
PEBK
Q4 25
0.0%
6.6%
Q3 25
0.0%
1.5%
Q2 25
0.5%
Q1 25
3.8%
Q4 24
2.9%
Q3 24
1.0%
Q2 24
0.0%
0.4%
Q1 24
0.6%
Cash Conversion
GOSS
GOSS
PEBK
PEBK
Q4 25
3.22×
Q3 25
1.27×
Q2 25
1.06×
Q1 25
1.36×
Q4 24
5.78×
Q3 24
1.24×
Q2 24
2.36×
1.36×
Q1 24
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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