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Side-by-side financial comparison of GREENPOWER MOTOR Co INC. (GP) and PROVIDENT FINANCIAL HOLDINGS INC (PROV). Click either name above to swap in a different company.

PROVIDENT FINANCIAL HOLDINGS INC is the larger business by last-quarter revenue ($9.8M vs $7.2M, roughly 1.4× GREENPOWER MOTOR Co INC.). PROVIDENT FINANCIAL HOLDINGS INC runs the higher net margin — 14.6% vs -65.6%, a 80.2% gap on every dollar of revenue. On growth, PROVIDENT FINANCIAL HOLDINGS INC posted the faster year-over-year revenue change (2.5% vs -11.5%).

GreenPower Motor Company Inc. is a Canadian electric bus manufacturer and distributor in North America. The company fabricates multiple zero-emission models, including transit buses, school buses, and double decker buses. GreenPower headquarters are in Vancouver, British Columbia, with a sales office in Rancho Cucamonga, California; an assembly facility in Porterville, California; and a production facility in South Charleston, West Virginia. Its stock is traded on Nasdaq the United States.

Provident Financial Holdings Inc is a bank holding company operating through its subsidiary Provident Savings Bank. It offers retail and commercial banking services including deposit products, mortgage loans, consumer lending and small business financing for local communities across California.

GP vs PROV — Head-to-Head

Bigger by revenue
PROV
PROV
1.4× larger
PROV
$9.8M
$7.2M
GP
Growing faster (revenue YoY)
PROV
PROV
+14.0% gap
PROV
2.5%
-11.5%
GP
Higher net margin
PROV
PROV
80.2% more per $
PROV
14.6%
-65.6%
GP

Income Statement — Q3 FY2025 vs Q2 FY2026

Metric
GP
GP
PROV
PROV
Revenue
$7.2M
$9.8M
Net Profit
$-4.7M
$1.4M
Gross Margin
14.6%
Operating Margin
20.8%
Net Margin
-65.6%
14.6%
Revenue YoY
-11.5%
2.5%
Net Profit YoY
-2.1%
64.7%
EPS (diluted)
$-0.17
$0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GP
GP
PROV
PROV
Q4 25
$9.8M
Q3 25
$9.7M
Q2 25
$9.8M
Q1 25
$10.1M
Q4 24
$7.2M
$9.6M
Q3 24
$5.3M
$9.5M
Q2 24
$3.0M
$9.9M
Q1 24
$9.4M
Net Profit
GP
GP
PROV
PROV
Q4 25
$1.4M
Q3 25
$1.7M
Q2 25
$1.6M
Q1 25
$1.9M
Q4 24
$-4.7M
$872.0K
Q3 24
$-4.7M
$1.9M
Q2 24
$-5.4M
$2.0M
Q1 24
$1.5M
Gross Margin
GP
GP
PROV
PROV
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
14.6%
Q3 24
8.6%
Q2 24
7.4%
Q1 24
Operating Margin
GP
GP
PROV
PROV
Q4 25
20.8%
Q3 25
28.1%
Q2 25
23.6%
Q1 25
26.2%
Q4 24
12.7%
Q3 24
28.3%
Q2 24
27.8%
Q1 24
22.5%
Net Margin
GP
GP
PROV
PROV
Q4 25
14.6%
Q3 25
17.3%
Q2 25
16.7%
Q1 25
18.4%
Q4 24
-65.6%
9.1%
Q3 24
-87.9%
20.0%
Q2 24
-179.8%
19.7%
Q1 24
15.9%
EPS (diluted)
GP
GP
PROV
PROV
Q4 25
$0.22
Q3 25
$0.25
Q2 25
$0.24
Q1 25
$0.28
Q4 24
$-0.17
$0.13
Q3 24
$-0.18
$0.28
Q2 24
$-0.21
$0.28
Q1 24
$0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GP
GP
PROV
PROV
Cash + ST InvestmentsLiquidity on hand
$621.1K
$54.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.1M
$127.5M
Total Assets
$37.4M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GP
GP
PROV
PROV
Q4 25
$54.4M
Q3 25
$49.4M
Q2 25
$53.1M
Q1 25
$50.9M
Q4 24
$621.1K
$45.5M
Q3 24
$116.9K
$48.2M
Q2 24
$528.3K
$51.4M
Q1 24
$51.7M
Stockholders' Equity
GP
GP
PROV
PROV
Q4 25
$127.5M
Q3 25
$128.4M
Q2 25
$128.5M
Q1 25
$128.9M
Q4 24
$2.1M
$128.6M
Q3 24
$4.2M
$129.6M
Q2 24
$8.6M
$129.9M
Q1 24
$129.5M
Total Assets
GP
GP
PROV
PROV
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$1.2B
Q1 25
$1.3B
Q4 24
$37.4M
$1.3B
Q3 24
$39.4M
$1.3B
Q2 24
$43.5M
$1.3B
Q1 24
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GP
GP
PROV
PROV
Operating Cash FlowLast quarter
$-1.1M
$1.2M
Free Cash FlowOCF − Capex
$1.0M
FCF MarginFCF / Revenue
10.5%
Capex IntensityCapex / Revenue
1.9%
Cash ConversionOCF / Net Profit
0.85×
TTM Free Cash FlowTrailing 4 quarters
$14.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GP
GP
PROV
PROV
Q4 25
$1.2M
Q3 25
$2.5M
Q2 25
$8.7M
Q1 25
$3.3M
Q4 24
$-1.1M
$324.0K
Q3 24
$-1.3M
$2.6M
Q2 24
$-3.2M
$5.7M
Q1 24
$3.0M
Free Cash Flow
GP
GP
PROV
PROV
Q4 25
$1.0M
Q3 25
$2.5M
Q2 25
$8.2M
Q1 25
$3.3M
Q4 24
$307.0K
Q3 24
$2.4M
Q2 24
$4.1M
Q1 24
$2.6M
FCF Margin
GP
GP
PROV
PROV
Q4 25
10.5%
Q3 25
25.2%
Q2 25
83.5%
Q1 25
32.5%
Q4 24
3.2%
Q3 24
25.1%
Q2 24
41.3%
Q1 24
27.5%
Capex Intensity
GP
GP
PROV
PROV
Q4 25
1.9%
Q3 25
0.5%
Q2 25
5.4%
Q1 25
0.3%
Q4 24
0.2%
Q3 24
1.8%
Q2 24
16.0%
Q1 24
4.2%
Cash Conversion
GP
GP
PROV
PROV
Q4 25
0.85×
Q3 25
1.48×
Q2 25
5.34×
Q1 25
1.79×
Q4 24
0.37×
Q3 24
1.35×
Q2 24
2.91×
Q1 24
2.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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