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Side-by-side financial comparison of GPGI, Inc. (GPGI) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.
Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (21.4% CAGR vs -100.0%).
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
GPGI vs SOFI — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $0 | $170.3M |
| Net Profit | — | $173.5M |
| Gross Margin | — | 5.1% |
| Operating Margin | — | — |
| Net Margin | — | 101.9% |
| Revenue YoY | — | 25.7% |
| Net Profit YoY | 261.8% | -47.8% |
| EPS (diluted) | — | $0.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $0 | $170.3M | ||
| Q3 25 | $0 | $156.8M | ||
| Q2 25 | $0 | $151.9M | ||
| Q1 25 | $59.8M | $140.4M | ||
| Q4 24 | $100.9M | $135.5M | ||
| Q3 24 | $107.1M | $131.2M | ||
| Q2 24 | $108.6M | $120.8M | ||
| Q1 24 | $104.0M | $115.6M |
| Q4 25 | — | $173.5M | ||
| Q3 25 | $-174.7M | $139.4M | ||
| Q2 25 | $-26.1M | $97.3M | ||
| Q1 25 | $21.5M | $71.1M | ||
| Q4 24 | — | $332.5M | ||
| Q3 24 | $-42.1M | $60.7M | ||
| Q2 24 | $11.1M | $17.4M | ||
| Q1 24 | $4.0M | $88.0M |
| Q4 25 | — | 5.1% | ||
| Q3 25 | — | -3.0% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | 48.1% | 3.5% | ||
| Q4 24 | 52.1% | 5.4% | ||
| Q3 24 | 51.7% | 5.7% | ||
| Q2 24 | 51.6% | 9.2% | ||
| Q1 24 | 53.1% | 13.4% |
| Q4 25 | — | — | ||
| Q3 25 | — | 94.7% | ||
| Q2 25 | — | 73.9% | ||
| Q1 25 | 10.1% | 56.8% | ||
| Q4 24 | 15.5% | 44.2% | ||
| Q3 24 | 27.2% | 48.7% | ||
| Q2 24 | 29.3% | 12.7% | ||
| Q1 24 | 29.9% | 81.5% |
| Q4 25 | — | 101.9% | ||
| Q3 25 | — | 88.9% | ||
| Q2 25 | — | 64.0% | ||
| Q1 25 | 35.9% | 50.7% | ||
| Q4 24 | — | 245.4% | ||
| Q3 24 | -39.3% | 46.3% | ||
| Q2 24 | 10.2% | 14.4% | ||
| Q1 24 | 3.9% | 76.2% |
| Q4 25 | — | $0.14 | ||
| Q3 25 | $-1.58 | $0.11 | ||
| Q2 25 | $-0.26 | $0.08 | ||
| Q1 25 | $0.07 | $0.06 | ||
| Q4 24 | — | $0.31 | ||
| Q3 24 | $-1.10 | $0.05 | ||
| Q2 24 | $0.32 | $0.01 | ||
| Q1 24 | $0.17 | $0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $114.6M | $4.9B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $243.1M | $10.5B |
| Total Assets | $517.3M | $50.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $114.6M | $4.9B | ||
| Q3 25 | $127.4M | $3.2B | ||
| Q2 25 | $4.8M | $2.1B | ||
| Q1 25 | $9.5M | $2.1B | ||
| Q4 24 | $77.5M | $2.5B | ||
| Q3 24 | $52.7M | $2.4B | ||
| Q2 24 | $35.4M | $2.3B | ||
| Q1 24 | $55.1M | $3.7B |
| Q4 25 | $243.1M | $10.5B | ||
| Q3 25 | $152.5M | $8.8B | ||
| Q2 25 | $-106.4M | $6.9B | ||
| Q1 25 | $-87.3M | $6.7B | ||
| Q4 24 | $-143.4M | $6.5B | ||
| Q3 24 | $-285.0M | $6.1B | ||
| Q2 24 | $-725.6M | $5.9B | ||
| Q1 24 | $-794.0M | $5.8B |
| Q4 25 | $517.3M | $50.7B | ||
| Q3 25 | $505.5M | $45.3B | ||
| Q2 25 | $317.3M | $41.1B | ||
| Q1 25 | $292.3M | $37.7B | ||
| Q4 24 | $473.9M | $36.3B | ||
| Q3 24 | $435.4M | $34.4B | ||
| Q2 24 | $213.4M | $32.6B | ||
| Q1 24 | $213.6M | $31.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-22.9M | $-991.2M |
| Free Cash FlowOCF − Capex | — | $-1.1B |
| FCF MarginFCF / Revenue | — | -621.0% |
| Capex IntensityCapex / Revenue | — | 39.0% |
| Cash ConversionOCF / Net Profit | — | -5.71× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-4.0B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-22.9M | $-991.2M | ||
| Q3 25 | $-11.9M | $-1.3B | ||
| Q2 25 | $37.0K | $-1.5B | ||
| Q1 25 | $3.0M | $21.5M | ||
| Q4 24 | $129.6M | $-200.1M | ||
| Q3 24 | $29.4M | $-1.2B | ||
| Q2 24 | $32.2M | $-484.4M | ||
| Q1 24 | $33.8M | $738.2M |
| Q4 25 | — | $-1.1B | ||
| Q3 25 | — | $-1.4B | ||
| Q2 25 | — | $-1.5B | ||
| Q1 25 | — | $-31.1M | ||
| Q4 24 | $122.1M | $-242.4M | ||
| Q3 24 | $27.8M | $-1.2B | ||
| Q2 24 | $30.7M | $-521.1M | ||
| Q1 24 | $32.1M | $706.3M |
| Q4 25 | — | -621.0% | ||
| Q3 25 | — | -871.1% | ||
| Q2 25 | — | -1007.6% | ||
| Q1 25 | — | -22.2% | ||
| Q4 24 | 121.1% | -178.9% | ||
| Q3 24 | 25.9% | -927.3% | ||
| Q2 24 | 28.3% | -431.4% | ||
| Q1 24 | 30.9% | 610.9% |
| Q4 25 | — | 39.0% | ||
| Q3 25 | — | 38.3% | ||
| Q2 25 | — | 41.8% | ||
| Q1 25 | 0.0% | 37.5% | ||
| Q4 24 | 7.3% | 31.2% | ||
| Q3 24 | 1.5% | 33.0% | ||
| Q2 24 | 1.4% | 30.4% | ||
| Q1 24 | 1.6% | 27.7% |
| Q4 25 | — | -5.71× | ||
| Q3 25 | — | -9.37× | ||
| Q2 25 | — | -15.08× | ||
| Q1 25 | 0.14× | 0.30× | ||
| Q4 24 | — | -0.60× | ||
| Q3 24 | — | -19.32× | ||
| Q2 24 | 2.91× | -27.83× | ||
| Q1 24 | 8.39× | 8.39× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GPGI
Segment breakdown not available.
SOFI
| Technology Platform Segment | $94.0M | 55% |
| Interchange | $35.9M | 21% |
| Referrals Loan Platform | $19.7M | 12% |
| Brokerage | $12.9M | 8% |
| Financial Service Other | $4.1M | 2% |
| Other | $3.6M | 2% |
