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Side-by-side financial comparison of Grab Holdings Ltd (GRAB) and Regions Financial Corporation (RF). Click either name above to swap in a different company.

Grab Holdings Ltd is the larger business by last-quarter revenue ($1.5B vs $1.3B, roughly 1.2× Regions Financial Corporation). Regions Financial Corporation runs the higher net margin — 41.7% vs 1.8%, a 39.9% gap on every dollar of revenue.

Grab Holdings Inc. is a Singaporean multinational technology company headquartered in one-north, Singapore. It is the developer of a super-app for ride-hailing, food delivery, and digital payment services on mobile devices. It operates in Singapore, Malaysia, Cambodia, Indonesia, Myanmar, the Philippines, Thailand, and Vietnam.

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.

GRAB vs RF — Head-to-Head

Bigger by revenue
GRAB
GRAB
1.2× larger
GRAB
$1.5B
$1.3B
RF
Higher net margin
RF
RF
39.9% more per $
RF
41.7%
1.8%
GRAB

Income Statement — Q4 FY2024 vs Q4 FY2025

Metric
GRAB
GRAB
RF
RF
Revenue
$1.5B
$1.3B
Net Profit
$26.0M
$534.0M
Gross Margin
43.1%
Operating Margin
-2.5%
55.3%
Net Margin
1.8%
41.7%
Revenue YoY
4.1%
Net Profit YoY
0.0%
EPS (diluted)
$0.01
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GRAB
GRAB
RF
RF
Q4 25
$1.3B
Q3 25
$1.3B
Q2 25
$1.3B
Q1 25
$1.2B
Q4 24
$1.5B
$1.2B
Q3 24
$1.2B
Q2 24
$1.2B
Q1 24
$1.2B
Net Profit
GRAB
GRAB
RF
RF
Q4 25
$534.0M
Q3 25
$569.0M
Q2 25
$563.0M
Q1 25
$490.0M
Q4 24
$26.0M
$534.0M
Q3 24
$490.0M
Q2 24
$501.0M
Q1 24
$368.0M
Gross Margin
GRAB
GRAB
RF
RF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
43.1%
Q3 24
Q2 24
Q1 24
Operating Margin
GRAB
GRAB
RF
RF
Q4 25
55.3%
Q3 25
56.3%
Q2 25
56.1%
Q1 25
52.0%
Q4 24
-2.5%
53.4%
Q3 24
49.9%
Q2 24
52.7%
Q1 24
39.2%
Net Margin
GRAB
GRAB
RF
RF
Q4 25
41.7%
Q3 25
45.3%
Q2 25
44.7%
Q1 25
41.0%
Q4 24
1.8%
43.4%
Q3 24
40.2%
Q2 24
42.2%
Q1 24
31.1%
EPS (diluted)
GRAB
GRAB
RF
RF
Q4 25
$0.59
Q3 25
$0.61
Q2 25
$0.59
Q1 25
$0.51
Q4 24
$0.01
$0.55
Q3 24
$0.49
Q2 24
$0.52
Q1 24
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GRAB
GRAB
RF
RF
Cash + ST InvestmentsLiquidity on hand
$3.0B
Total DebtLower is stronger
$4.1B
Stockholders' EquityBook value
$6.4B
$19.0B
Total Assets
$9.3B
$158.8B
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GRAB
GRAB
RF
RF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$3.0B
Q3 24
Q2 24
Q1 24
Total Debt
GRAB
GRAB
RF
RF
Q4 25
$4.1B
Q3 25
$4.8B
Q2 25
$5.3B
Q1 25
$6.0B
Q4 24
$6.0B
Q3 24
$6.0B
Q2 24
$5.1B
Q1 24
$3.3B
Stockholders' Equity
GRAB
GRAB
RF
RF
Q4 25
$19.0B
Q3 25
$19.0B
Q2 25
$18.7B
Q1 25
$18.5B
Q4 24
$6.4B
$17.9B
Q3 24
$18.7B
Q2 24
$17.2B
Q1 24
$17.0B
Total Assets
GRAB
GRAB
RF
RF
Q4 25
$158.8B
Q3 25
$159.9B
Q2 25
$159.2B
Q1 25
$159.8B
Q4 24
$9.3B
$157.3B
Q3 24
$157.4B
Q2 24
$154.1B
Q1 24
$154.9B
Debt / Equity
GRAB
GRAB
RF
RF
Q4 25
0.22×
Q3 25
0.25×
Q2 25
0.28×
Q1 25
0.32×
Q4 24
0.34×
Q3 24
0.32×
Q2 24
0.30×
Q1 24
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GRAB
GRAB
RF
RF
Operating Cash FlowLast quarter
$591.0M
$-319.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
22.73×
-0.60×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GRAB
GRAB
RF
RF
Q4 25
$-319.0M
Q3 25
$861.0M
Q2 25
$573.0M
Q1 25
$1.1B
Q4 24
$591.0M
$-220.0M
Q3 24
$1.3B
Q2 24
$161.0M
Q1 24
$396.0M
Cash Conversion
GRAB
GRAB
RF
RF
Q4 25
-0.60×
Q3 25
1.51×
Q2 25
1.02×
Q1 25
2.18×
Q4 24
22.73×
-0.41×
Q3 24
2.57×
Q2 24
0.32×
Q1 24
1.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GRAB
GRAB

Segment breakdown not available.

RF
RF

Consumer Bank$747.0M58%
Corporate Bank$487.0M38%
Wealth Management$47.0M4%

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