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Side-by-side financial comparison of Guardian Pharmacy Services, Inc. (GRDN) and H2O AMERICA (HTO). Click either name above to swap in a different company.
Guardian Pharmacy Services, Inc. is the larger business by last-quarter revenue ($397.6M vs $199.4M, roughly 2.0× H2O AMERICA). H2O AMERICA runs the higher net margin — 8.1% vs 5.3%, a 2.9% gap on every dollar of revenue.
CVS Pharmacy Inc. is an American retail corporation. A subsidiary of CVS Health, it is headquartered in Woonsocket, Rhode Island. Originally named the Consumer Value Stores, it was founded in Lowell, Massachusetts, in 1963.
H2O Wireless is a United States-based prepaid cell phone service, that utilizes the AT&T network. It is a brand of the mobile virtual network operator (MVNO) Locus Telecommunications, a subsidiary of Telrite Holdings, Inc., since 2019. Locus was formerly a subsidiary of KDDI America corporation, starting in 2010. H2O Wireless is primarily advertised as a non-restrictive phone service for customers to bring or buy unlocked smartphones, although AT&T contract/locked phones may be accepted as well.
GRDN vs HTO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $397.6M | $199.4M |
| Net Profit | $20.9M | $16.2M |
| Gross Margin | 21.5% | — |
| Operating Margin | 7.7% | 16.6% |
| Net Margin | 5.3% | 8.1% |
| Revenue YoY | — | 1.5% |
| Net Profit YoY | — | -29.2% |
| EPS (diluted) | — | $0.45 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $397.6M | $199.4M | ||
| Q3 25 | $377.4M | $243.5M | ||
| Q2 25 | $344.3M | $197.8M | ||
| Q1 25 | $329.3M | $164.9M | ||
| Q4 24 | — | $196.5M | ||
| Q3 24 | $314.4M | $216.7M | ||
| Q2 24 | — | $173.1M | ||
| Q1 24 | — | $150.0M |
| Q4 25 | $20.9M | $16.2M | ||
| Q3 25 | $9.8M | $45.1M | ||
| Q2 25 | $9.0M | $24.7M | ||
| Q1 25 | $9.4M | $16.6M | ||
| Q4 24 | — | $22.9M | ||
| Q3 24 | $-122.0M | $38.7M | ||
| Q2 24 | — | $20.7M | ||
| Q1 24 | — | $11.7M |
| Q4 25 | 21.5% | — | ||
| Q3 25 | 19.8% | — | ||
| Q2 25 | 19.8% | — | ||
| Q1 25 | 19.5% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 19.4% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 7.7% | 16.6% | ||
| Q3 25 | 4.3% | 26.5% | ||
| Q2 25 | 3.7% | 22.2% | ||
| Q1 25 | 3.9% | 21.8% | ||
| Q4 24 | — | 22.2% | ||
| Q3 24 | -33.3% | 26.9% | ||
| Q2 24 | — | 23.4% | ||
| Q1 24 | — | 18.6% |
| Q4 25 | 5.3% | 8.1% | ||
| Q3 25 | 2.6% | 18.5% | ||
| Q2 25 | 2.6% | 12.5% | ||
| Q1 25 | 2.9% | 10.0% | ||
| Q4 24 | — | 11.7% | ||
| Q3 24 | -38.8% | 17.8% | ||
| Q2 24 | — | 12.0% | ||
| Q1 24 | — | 7.8% |
| Q4 25 | — | $0.45 | ||
| Q3 25 | — | $1.27 | ||
| Q2 25 | — | $0.71 | ||
| Q1 25 | — | $0.49 | ||
| Q4 24 | — | $0.70 | ||
| Q3 24 | — | $1.17 | ||
| Q2 24 | — | $0.64 | ||
| Q1 24 | — | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $65.6M | $20.7M |
| Total DebtLower is stronger | $0 | $1.9B |
| Stockholders' EquityBook value | $217.9M | $1.5B |
| Total Assets | $412.7M | $5.1B |
| Debt / EquityLower = less leverage | 0.00× | 1.23× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $65.6M | $20.7M | ||
| Q3 25 | $36.5M | $11.3M | ||
| Q2 25 | $18.8M | $19.8M | ||
| Q1 25 | $14.0M | $23.7M | ||
| Q4 24 | — | $11.1M | ||
| Q3 24 | $37.2M | $4.0M | ||
| Q2 24 | — | $22.8M | ||
| Q1 24 | — | $4.5M |
| Q4 25 | $0 | $1.9B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | $34.3M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $217.9M | $1.5B | ||
| Q3 25 | $195.5M | $1.5B | ||
| Q2 25 | $179.7M | $1.5B | ||
| Q1 25 | $163.2M | $1.4B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | $133.9M | $1.3B | ||
| Q2 24 | — | $1.3B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | $412.7M | $5.1B | ||
| Q3 25 | $390.0M | $5.0B | ||
| Q2 25 | $356.3M | $4.8B | ||
| Q1 25 | $334.0M | $4.7B | ||
| Q4 24 | — | $4.7B | ||
| Q3 24 | $348.0M | $4.6B | ||
| Q2 24 | — | $4.4B | ||
| Q1 24 | — | $4.4B |
| Q4 25 | 0.00× | 1.23× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.26× | ||
| Q3 24 | 0.26× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $34.6M | $63.5M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.65× | 3.92× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $34.6M | $63.5M | ||
| Q3 25 | $28.2M | $77.3M | ||
| Q2 25 | $19.9M | $60.8M | ||
| Q1 25 | $17.6M | $43.2M | ||
| Q4 24 | — | $41.5M | ||
| Q3 24 | — | $53.5M | ||
| Q2 24 | — | $49.3M | ||
| Q1 24 | — | $51.2M |
| Q4 25 | — | — | ||
| Q3 25 | $24.2M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | 6.4% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 1.65× | 3.92× | ||
| Q3 25 | 2.87× | 1.71× | ||
| Q2 25 | 2.21× | 2.47× | ||
| Q1 25 | 1.86× | 2.61× | ||
| Q4 24 | — | 1.81× | ||
| Q3 24 | — | 1.39× | ||
| Q2 24 | — | 2.38× | ||
| Q1 24 | — | 4.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GRDN
Segment breakdown not available.
HTO
| Water Utility Services | $191.0M | 96% |
| Other | $8.4M | 4% |
