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Side-by-side financial comparison of Guardian Pharmacy Services, Inc. (GRDN) and Principal Financial Group (PFG). Click either name above to swap in a different company.

Principal Financial Group is the larger business by last-quarter revenue ($750.8M vs $397.6M, roughly 1.9× Guardian Pharmacy Services, Inc.). Guardian Pharmacy Services, Inc. runs the higher net margin — 5.3% vs 0.3%, a 5.0% gap on every dollar of revenue.

CVS Pharmacy Inc. is an American retail corporation. A subsidiary of CVS Health, it is headquartered in Woonsocket, Rhode Island. Originally named the Consumer Value Stores, it was founded in Lowell, Massachusetts, in 1963.

Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa, United States.

GRDN vs PFG — Head-to-Head

Bigger by revenue
PFG
PFG
1.9× larger
PFG
$750.8M
$397.6M
GRDN
Higher net margin
GRDN
GRDN
5.0% more per $
GRDN
5.3%
0.3%
PFG

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
GRDN
GRDN
PFG
PFG
Revenue
$397.6M
$750.8M
Net Profit
$20.9M
$1.9M
Gross Margin
21.5%
Operating Margin
7.7%
Net Margin
5.3%
0.3%
Revenue YoY
4.0%
Net Profit YoY
783.0%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GRDN
GRDN
PFG
PFG
Q1 26
$750.8M
Q4 25
$397.6M
$4.6B
Q3 25
$377.4M
$3.7B
Q2 25
$344.3M
$3.7B
Q1 25
$329.3M
$3.7B
Q4 24
$4.8B
Q3 24
$314.4M
$3.0B
Q2 24
$4.3B
Net Profit
GRDN
GRDN
PFG
PFG
Q1 26
$1.9M
Q4 25
$20.9M
$517.0M
Q3 25
$9.8M
$213.8M
Q2 25
$9.0M
$406.2M
Q1 25
$9.4M
$48.1M
Q4 24
$905.4M
Q3 24
$-122.0M
$-220.0M
Q2 24
$353.1M
Gross Margin
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
21.5%
Q3 25
19.8%
Q2 25
19.8%
Q1 25
19.5%
Q4 24
Q3 24
19.4%
Q2 24
Operating Margin
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
7.7%
Q3 25
4.3%
Q2 25
3.7%
Q1 25
3.9%
Q4 24
Q3 24
-33.3%
Q2 24
Net Margin
GRDN
GRDN
PFG
PFG
Q1 26
0.3%
Q4 25
5.3%
11.3%
Q3 25
2.6%
5.8%
Q2 25
2.6%
11.1%
Q1 25
2.9%
1.3%
Q4 24
19.1%
Q3 24
-38.8%
-7.3%
Q2 24
8.2%
EPS (diluted)
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
$2.30
Q3 25
$0.95
Q2 25
$1.79
Q1 25
$0.21
Q4 24
$3.92
Q3 24
$-0.95
Q2 24
$1.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GRDN
GRDN
PFG
PFG
Cash + ST InvestmentsLiquidity on hand
$65.6M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$217.9M
Total Assets
$412.7M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
$65.6M
$4.4B
Q3 25
$36.5M
$5.1B
Q2 25
$18.8M
$3.7B
Q1 25
$14.0M
$3.9B
Q4 24
$4.2B
Q3 24
$37.2M
$6.2B
Q2 24
$4.8B
Total Debt
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
$0
$3.9B
Q3 25
$3.9B
Q2 25
$3.9B
Q1 25
$4.3B
Q4 24
$4.0B
Q3 24
$34.3M
$3.9B
Q2 24
$3.9B
Stockholders' Equity
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
$217.9M
$11.9B
Q3 25
$195.5M
$11.7B
Q2 25
$179.7M
$11.4B
Q1 25
$163.2M
$11.2B
Q4 24
$11.1B
Q3 24
$133.9M
$11.2B
Q2 24
$11.0B
Total Assets
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
$412.7M
$341.4B
Q3 25
$390.0M
$334.5B
Q2 25
$356.3M
$323.1B
Q1 25
$334.0M
$313.0B
Q4 24
$313.7B
Q3 24
$348.0M
$322.9B
Q2 24
$308.8B
Debt / Equity
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
0.00×
0.33×
Q3 25
0.34×
Q2 25
0.34×
Q1 25
0.39×
Q4 24
0.36×
Q3 24
0.26×
0.35×
Q2 24
0.36×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GRDN
GRDN
PFG
PFG
Operating Cash FlowLast quarter
$34.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.65×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
$34.6M
$1.7B
Q3 25
$28.2M
$1.0B
Q2 25
$19.9M
$811.9M
Q1 25
$17.6M
$977.3M
Q4 24
$1.5B
Q3 24
$1.1B
Q2 24
$1.4B
Free Cash Flow
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
Q3 25
$24.2M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
FCF Margin
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
Q3 25
6.4%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Capex Intensity
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
Q3 25
1.1%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Cash Conversion
GRDN
GRDN
PFG
PFG
Q1 26
Q4 25
1.65×
3.37×
Q3 25
2.87×
4.70×
Q2 25
2.21×
2.00×
Q1 25
1.86×
20.32×
Q4 24
1.61×
Q3 24
Q2 24
4.05×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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