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Side-by-side financial comparison of Grindr Inc. (GRND) and Jefferson Capital, Inc. (JCAP). Click either name above to swap in a different company.

Jefferson Capital, Inc. is the larger business by last-quarter revenue ($150.8M vs $126.0M, roughly 1.2× Grindr Inc.). Jefferson Capital, Inc. runs the higher net margin — 25.4% vs 16.1%, a 9.3% gap on every dollar of revenue. Jefferson Capital, Inc. produced more free cash flow last quarter ($63.0M vs $24.5M).

Grindr is a location-based social networking and online hookup application for LGBTQ people.

GE Capital was the financial services division of General Electric. Its various units were sold between 2013 and 2021, including the notable spin-off of the North American consumer finance division as Synchrony Financial. Ultimately, only one division of the company remained, GE Energy Financial Services, which was transferred to GE Vernova when General Electric was broken up.

GRND vs JCAP — Head-to-Head

Bigger by revenue
JCAP
JCAP
1.2× larger
JCAP
$150.8M
$126.0M
GRND
Higher net margin
JCAP
JCAP
9.3% more per $
JCAP
25.4%
16.1%
GRND
More free cash flow
JCAP
JCAP
$38.4M more FCF
JCAP
$63.0M
$24.5M
GRND

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
GRND
GRND
JCAP
JCAP
Revenue
$126.0M
$150.8M
Net Profit
$20.3M
$38.4M
Gross Margin
Operating Margin
24.9%
46.4%
Net Margin
16.1%
25.4%
Revenue YoY
29.0%
Net Profit YoY
116.4%
EPS (diluted)
$0.10
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GRND
GRND
JCAP
JCAP
Q4 25
$126.0M
Q3 25
$115.8M
$150.8M
Q2 25
$104.2M
$152.7M
Q1 25
$93.9M
Q4 24
$97.6M
Q3 24
$89.3M
Q2 24
$82.3M
Q1 24
$75.3M
Net Profit
GRND
GRND
JCAP
JCAP
Q4 25
$20.3M
Q3 25
$30.8M
$38.4M
Q2 25
$16.6M
$47.7M
Q1 25
$27.0M
Q4 24
$-123.9M
Q3 24
$24.7M
Q2 24
$-22.4M
Q1 24
$-9.4M
Operating Margin
GRND
GRND
JCAP
JCAP
Q4 25
24.9%
Q3 25
39.1%
46.4%
Q2 25
23.4%
56.7%
Q1 25
27.0%
Q4 24
20.9%
Q3 24
31.8%
Q2 24
29.8%
Q1 24
25.6%
Net Margin
GRND
GRND
JCAP
JCAP
Q4 25
16.1%
Q3 25
26.6%
25.4%
Q2 25
16.0%
31.2%
Q1 25
28.8%
Q4 24
-126.9%
Q3 24
27.6%
Q2 24
-27.2%
Q1 24
-12.5%
EPS (diluted)
GRND
GRND
JCAP
JCAP
Q4 25
$0.10
Q3 25
$0.16
$0.59
Q2 25
$0.08
$16.76
Q1 25
$0.09
Q4 24
$-0.65
Q3 24
$0.09
Q2 24
$-0.13
Q1 24
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GRND
GRND
JCAP
JCAP
Cash + ST InvestmentsLiquidity on hand
$87.0M
$42.3M
Total DebtLower is stronger
$395.9M
Stockholders' EquityBook value
$47.0M
$437.4M
Total Assets
$531.0M
$1.8B
Debt / EquityLower = less leverage
8.42×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GRND
GRND
JCAP
JCAP
Q4 25
$87.0M
Q3 25
$6.3M
$42.3M
Q2 25
$120.8M
$51.7M
Q1 25
$255.9M
Q4 24
$59.2M
Q3 24
$39.1M
Q2 24
$16.3M
Q1 24
$21.5M
Total Debt
GRND
GRND
JCAP
JCAP
Q4 25
$395.9M
Q3 25
$279.9M
Q2 25
$283.5M
Q1 25
$287.0M
Q4 24
$290.6M
Q3 24
$294.1M
Q2 24
$297.7M
Q1 24
$315.0M
Stockholders' Equity
GRND
GRND
JCAP
JCAP
Q4 25
$47.0M
Q3 25
$71.0M
$437.4M
Q2 25
$187.7M
$410.8M
Q1 25
$319.8M
Q4 24
$-131.6M
Q3 24
$-13.4M
Q2 24
$-41.7M
Q1 24
$-22.0M
Total Assets
GRND
GRND
JCAP
JCAP
Q4 25
$531.0M
Q3 25
$439.2M
$1.8B
Q2 25
$547.6M
$1.8B
Q1 25
$679.4M
Q4 24
$479.1M
Q3 24
$456.3M
Q2 24
$435.0M
Q1 24
$437.7M
Debt / Equity
GRND
GRND
JCAP
JCAP
Q4 25
8.42×
Q3 25
3.94×
Q2 25
1.51×
Q1 25
0.90×
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GRND
GRND
JCAP
JCAP
Operating Cash FlowLast quarter
$24.8M
$63.1M
Free Cash FlowOCF − Capex
$24.5M
$63.0M
FCF MarginFCF / Revenue
19.5%
41.7%
Capex IntensityCapex / Revenue
0.2%
0.1%
Cash ConversionOCF / Net Profit
1.22×
1.64×
TTM Free Cash FlowTrailing 4 quarters
$140.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GRND
GRND
JCAP
JCAP
Q4 25
$24.8M
Q3 25
$55.4M
$63.1M
Q2 25
$37.5M
$130.6M
Q1 25
$23.8M
Q4 24
$29.5M
Q3 24
$29.1M
Q2 24
$15.8M
Q1 24
$20.4M
Free Cash Flow
GRND
GRND
JCAP
JCAP
Q4 25
$24.5M
Q3 25
$55.2M
$63.0M
Q2 25
$37.3M
$130.0M
Q1 25
$23.7M
Q4 24
$29.3M
Q3 24
$28.8M
Q2 24
$15.7M
Q1 24
$20.3M
FCF Margin
GRND
GRND
JCAP
JCAP
Q4 25
19.5%
Q3 25
47.7%
41.7%
Q2 25
35.8%
85.1%
Q1 25
25.2%
Q4 24
30.0%
Q3 24
32.2%
Q2 24
19.0%
Q1 24
26.9%
Capex Intensity
GRND
GRND
JCAP
JCAP
Q4 25
0.2%
Q3 25
0.2%
0.1%
Q2 25
0.2%
0.4%
Q1 25
0.1%
Q4 24
0.3%
Q3 24
0.4%
Q2 24
0.2%
Q1 24
0.3%
Cash Conversion
GRND
GRND
JCAP
JCAP
Q4 25
1.22×
Q3 25
1.80×
1.64×
Q2 25
2.25×
2.74×
Q1 25
0.88×
Q4 24
Q3 24
1.18×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GRND
GRND

License And Service$102.9M82%
Advertising$23.1M18%

JCAP
JCAP

United States Segment$108.1M72%
Other$35.8M24%
United Kingdom Segment$6.9M5%

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