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Side-by-side financial comparison of Grindr Inc. (GRND) and OLD SECOND BANCORP INC (OSBC). Click either name above to swap in a different company.

Grindr Inc. is the larger business by last-quarter revenue ($126.0M vs $93.8M, roughly 1.3× OLD SECOND BANCORP INC). OLD SECOND BANCORP INC runs the higher net margin — 27.3% vs 16.1%, a 11.2% gap on every dollar of revenue. Over the past eight quarters, Grindr Inc.'s revenue compounded faster (29.3% CAGR vs 15.1%).

Grindr is a location-based social networking and online hookup application for LGBTQ people.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

GRND vs OSBC — Head-to-Head

Bigger by revenue
GRND
GRND
1.3× larger
GRND
$126.0M
$93.8M
OSBC
Higher net margin
OSBC
OSBC
11.2% more per $
OSBC
27.3%
16.1%
GRND
Faster 2-yr revenue CAGR
GRND
GRND
Annualised
GRND
29.3%
15.1%
OSBC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
GRND
GRND
OSBC
OSBC
Revenue
$126.0M
$93.8M
Net Profit
$20.3M
$25.6M
Gross Margin
Operating Margin
24.9%
Net Margin
16.1%
27.3%
Revenue YoY
29.0%
Net Profit YoY
116.4%
159.2%
EPS (diluted)
$0.10
$0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GRND
GRND
OSBC
OSBC
Q1 26
$93.8M
Q4 25
$126.0M
$95.2M
Q3 25
$115.8M
$95.9M
Q2 25
$104.2M
$75.1M
Q1 25
$93.9M
$73.1M
Q4 24
$97.6M
$73.2M
Q3 24
$89.3M
$71.2M
Q2 24
$82.3M
$70.8M
Net Profit
GRND
GRND
OSBC
OSBC
Q1 26
$25.6M
Q4 25
$20.3M
Q3 25
$30.8M
$9.9M
Q2 25
$16.6M
$21.8M
Q1 25
$27.0M
$19.8M
Q4 24
$-123.9M
Q3 24
$24.7M
$23.0M
Q2 24
$-22.4M
$21.9M
Operating Margin
GRND
GRND
OSBC
OSBC
Q1 26
Q4 25
24.9%
41.2%
Q3 25
39.1%
13.6%
Q2 25
23.4%
38.9%
Q1 25
27.0%
35.8%
Q4 24
20.9%
34.7%
Q3 24
31.8%
41.9%
Q2 24
29.8%
41.2%
Net Margin
GRND
GRND
OSBC
OSBC
Q1 26
27.3%
Q4 25
16.1%
Q3 25
26.6%
10.3%
Q2 25
16.0%
29.0%
Q1 25
28.8%
27.1%
Q4 24
-126.9%
Q3 24
27.6%
32.3%
Q2 24
-27.2%
30.9%
EPS (diluted)
GRND
GRND
OSBC
OSBC
Q1 26
$0.48
Q4 25
$0.10
$0.53
Q3 25
$0.16
$0.18
Q2 25
$0.08
$0.48
Q1 25
$0.09
$0.43
Q4 24
$-0.65
$0.42
Q3 24
$0.09
$0.50
Q2 24
$-0.13
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GRND
GRND
OSBC
OSBC
Cash + ST InvestmentsLiquidity on hand
$87.0M
$115.7M
Total DebtLower is stronger
$395.9M
Stockholders' EquityBook value
$47.0M
$893.3M
Total Assets
$531.0M
$6.8B
Debt / EquityLower = less leverage
8.42×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GRND
GRND
OSBC
OSBC
Q1 26
$115.7M
Q4 25
$87.0M
$124.0M
Q3 25
$6.3M
$116.5M
Q2 25
$120.8M
$141.8M
Q1 25
$255.9M
$256.1M
Q4 24
$59.2M
$99.3M
Q3 24
$39.1M
$115.8M
Q2 24
$16.3M
$120.9M
Total Debt
GRND
GRND
OSBC
OSBC
Q1 26
Q4 25
$395.9M
Q3 25
$279.9M
Q2 25
$283.5M
Q1 25
$287.0M
Q4 24
$290.6M
Q3 24
$294.1M
Q2 24
$297.7M
Stockholders' Equity
GRND
GRND
OSBC
OSBC
Q1 26
$893.3M
Q4 25
$47.0M
$896.8M
Q3 25
$71.0M
$866.7M
Q2 25
$187.7M
$718.6M
Q1 25
$319.8M
$694.5M
Q4 24
$-131.6M
$671.0M
Q3 24
$-13.4M
$661.4M
Q2 24
$-41.7M
$619.3M
Total Assets
GRND
GRND
OSBC
OSBC
Q1 26
$6.8B
Q4 25
$531.0M
$6.9B
Q3 25
$439.2M
$7.0B
Q2 25
$547.6M
$5.7B
Q1 25
$679.4M
$5.7B
Q4 24
$479.1M
$5.6B
Q3 24
$456.3M
$5.7B
Q2 24
$435.0M
$5.7B
Debt / Equity
GRND
GRND
OSBC
OSBC
Q1 26
Q4 25
8.42×
Q3 25
3.94×
Q2 25
1.51×
Q1 25
0.90×
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GRND
GRND
OSBC
OSBC
Operating Cash FlowLast quarter
$24.8M
Free Cash FlowOCF − Capex
$24.5M
FCF MarginFCF / Revenue
19.5%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
1.22×
TTM Free Cash FlowTrailing 4 quarters
$140.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GRND
GRND
OSBC
OSBC
Q1 26
Q4 25
$24.8M
$122.3M
Q3 25
$55.4M
$35.9M
Q2 25
$37.5M
$24.2M
Q1 25
$23.8M
$17.8M
Q4 24
$29.5M
$131.5M
Q3 24
$29.1M
$48.5M
Q2 24
$15.8M
$11.6M
Free Cash Flow
GRND
GRND
OSBC
OSBC
Q1 26
Q4 25
$24.5M
$117.8M
Q3 25
$55.2M
$34.7M
Q2 25
$37.3M
$23.5M
Q1 25
$23.7M
$16.2M
Q4 24
$29.3M
$120.7M
Q3 24
$28.8M
$46.2M
Q2 24
$15.7M
$8.7M
FCF Margin
GRND
GRND
OSBC
OSBC
Q1 26
Q4 25
19.5%
123.7%
Q3 25
47.7%
36.2%
Q2 25
35.8%
31.2%
Q1 25
25.2%
22.2%
Q4 24
30.0%
165.0%
Q3 24
32.2%
64.9%
Q2 24
19.0%
12.3%
Capex Intensity
GRND
GRND
OSBC
OSBC
Q1 26
Q4 25
0.2%
4.7%
Q3 25
0.2%
1.3%
Q2 25
0.2%
1.1%
Q1 25
0.1%
2.2%
Q4 24
0.3%
14.7%
Q3 24
0.4%
3.3%
Q2 24
0.2%
4.2%
Cash Conversion
GRND
GRND
OSBC
OSBC
Q1 26
Q4 25
1.22×
Q3 25
1.80×
3.64×
Q2 25
2.25×
1.11×
Q1 25
0.88×
0.90×
Q4 24
Q3 24
1.18×
2.11×
Q2 24
0.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GRND
GRND

License And Service$102.9M82%
Advertising$23.1M18%

OSBC
OSBC

Net Interest Income$81.1M87%
Noninterest Income$12.6M13%

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