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Side-by-side financial comparison of Grove Collaborative Holdings, Inc. (GROV) and HomeTrust Bancshares, Inc. (HTB). Click either name above to swap in a different company.

HomeTrust Bancshares, Inc. is the larger business by last-quarter revenue ($53.6M vs $42.4M, roughly 1.3× Grove Collaborative Holdings, Inc.). On growth, HomeTrust Bancshares, Inc. posted the faster year-over-year revenue change (3.7% vs -14.3%). HomeTrust Bancshares, Inc. produced more free cash flow last quarter ($45.3M vs $-62.0K). Over the past eight quarters, HomeTrust Bancshares, Inc.'s revenue compounded faster (3.5% CAGR vs -11.0%).

Grove Collaborative is a benefit corporation headquartered in San Francisco, with an additional office in Portland, Maine. The company makes and sells its own environmentally friendly home and personal care products under its Grove Co. brand, as well as products from other companies.

HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.

GROV vs HTB — Head-to-Head

Bigger by revenue
HTB
HTB
1.3× larger
HTB
$53.6M
$42.4M
GROV
Growing faster (revenue YoY)
HTB
HTB
+18.0% gap
HTB
3.7%
-14.3%
GROV
More free cash flow
HTB
HTB
$45.4M more FCF
HTB
$45.3M
$-62.0K
GROV
Faster 2-yr revenue CAGR
HTB
HTB
Annualised
HTB
3.5%
-11.0%
GROV

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
GROV
GROV
HTB
HTB
Revenue
$42.4M
$53.6M
Net Profit
$-1.6M
Gross Margin
53.0%
Operating Margin
-3.7%
37.0%
Net Margin
-3.7%
Revenue YoY
-14.3%
3.7%
Net Profit YoY
87.5%
EPS (diluted)
$-0.06
$0.93

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GROV
GROV
HTB
HTB
Q4 25
$42.4M
$53.6M
Q3 25
$43.7M
$54.1M
Q2 25
$44.0M
$54.4M
Q1 25
$43.5M
$50.9M
Q4 24
$49.5M
$51.7M
Q3 24
$48.3M
$50.6M
Q2 24
$52.1M
$50.6M
Q1 24
$53.5M
$50.0M
Net Profit
GROV
GROV
HTB
HTB
Q4 25
$-1.6M
Q3 25
$-3.0M
$16.5M
Q2 25
$-3.6M
$17.2M
Q1 25
$-3.5M
$14.5M
Q4 24
$-12.6M
Q3 24
$-1.3M
$13.1M
Q2 24
$-10.1M
$12.4M
Q1 24
$-3.4M
$15.1M
Gross Margin
GROV
GROV
HTB
HTB
Q4 25
53.0%
Q3 25
53.3%
Q2 25
55.4%
Q1 25
53.0%
Q4 24
52.4%
Q3 24
53.0%
Q2 24
53.9%
Q1 24
55.5%
Operating Margin
GROV
GROV
HTB
HTB
Q4 25
-3.7%
37.0%
Q3 25
-6.2%
38.5%
Q2 25
-7.9%
40.1%
Q1 25
-8.1%
36.2%
Q4 24
-16.8%
35.4%
Q3 24
-14.0%
33.2%
Q2 24
-13.3%
31.3%
Q1 24
-1.0%
38.0%
Net Margin
GROV
GROV
HTB
HTB
Q4 25
-3.7%
Q3 25
-6.8%
30.5%
Q2 25
-8.2%
31.6%
Q1 25
-8.1%
28.5%
Q4 24
-25.5%
Q3 24
-2.8%
25.9%
Q2 24
-19.3%
24.6%
Q1 24
-6.3%
30.1%
EPS (diluted)
GROV
GROV
HTB
HTB
Q4 25
$-0.06
$0.93
Q3 25
$-0.08
$0.95
Q2 25
$-0.10
$1.00
Q1 25
$-0.10
$0.84
Q4 24
$-0.34
$0.83
Q3 24
$-0.04
$0.76
Q2 24
$-0.28
$0.73
Q1 24
$-0.10
$0.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GROV
GROV
HTB
HTB
Cash + ST InvestmentsLiquidity on hand
$8.5M
$324.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$-17.0M
$600.7M
Total Assets
$53.1M
$4.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GROV
GROV
HTB
HTB
Q4 25
$8.5M
$324.7M
Q3 25
$8.9M
$315.8M
Q2 25
$10.0M
$297.2M
Q1 25
$9.6M
$299.8M
Q4 24
$19.6M
$279.2M
Q3 24
$50.8M
$293.5M
Q2 24
$78.8M
$294.2M
Q1 24
$77.8M
$380.5M
Total Debt
GROV
GROV
HTB
HTB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$32.2M
Q2 24
Q1 24
Stockholders' Equity
GROV
GROV
HTB
HTB
Q4 25
$-17.0M
$600.7M
Q3 25
$-16.1M
$595.8M
Q2 25
$-14.0M
$579.3M
Q1 25
$-11.6M
$565.4M
Q4 24
$-8.5M
$551.8M
Q3 24
$1.5M
$540.0M
Q2 24
$686.0K
$523.6M
Q1 24
$7.5M
$513.2M
Total Assets
GROV
GROV
HTB
HTB
Q4 25
$53.1M
$4.5B
Q3 25
$54.6M
$4.6B
Q2 25
$57.8M
$4.6B
Q1 25
$59.8M
$4.6B
Q4 24
$65.0M
$4.6B
Q3 24
$105.2M
$4.6B
Q2 24
$131.8M
$4.7B
Q1 24
$137.9M
$4.7B
Debt / Equity
GROV
GROV
HTB
HTB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
21.16×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GROV
GROV
HTB
HTB
Operating Cash FlowLast quarter
$-29.0K
$49.5M
Free Cash FlowOCF − Capex
$-62.0K
$45.3M
FCF MarginFCF / Revenue
-0.1%
84.5%
Capex IntensityCapex / Revenue
0.1%
7.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-8.1M
$93.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GROV
GROV
HTB
HTB
Q4 25
$-29.0K
$49.5M
Q3 25
$-1.0M
$-11.3M
Q2 25
$987.0K
$-8.8M
Q1 25
$-6.9M
$71.7M
Q4 24
$270.0K
$45.4M
Q3 24
$750.0K
$43.8M
Q2 24
$1.6M
$5.9M
Q1 24
$-12.4M
$-9.0M
Free Cash Flow
GROV
GROV
HTB
HTB
Q4 25
$-62.0K
$45.3M
Q3 25
$-1.2M
$-12.0M
Q2 25
$556.0K
$-10.2M
Q1 25
$-7.4M
$70.7M
Q4 24
$-95.0K
$42.4M
Q3 24
$264.0K
$43.1M
Q2 24
$1.2M
$5.7M
Q1 24
$-12.9M
$-9.6M
FCF Margin
GROV
GROV
HTB
HTB
Q4 25
-0.1%
84.5%
Q3 25
-2.7%
-22.2%
Q2 25
1.3%
-18.7%
Q1 25
-17.0%
138.7%
Q4 24
-0.2%
82.0%
Q3 24
0.5%
85.1%
Q2 24
2.3%
11.2%
Q1 24
-24.1%
-19.2%
Capex Intensity
GROV
GROV
HTB
HTB
Q4 25
0.1%
7.8%
Q3 25
0.4%
1.4%
Q2 25
1.0%
2.5%
Q1 25
1.2%
2.0%
Q4 24
0.7%
5.9%
Q3 24
1.0%
1.3%
Q2 24
0.7%
0.5%
Q1 24
1.0%
1.1%
Cash Conversion
GROV
GROV
HTB
HTB
Q4 25
Q3 25
-0.68×
Q2 25
-0.51×
Q1 25
4.93×
Q4 24
Q3 24
3.34×
Q2 24
0.48×
Q1 24
-0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GROV
GROV

Third Party Products$23.4M55%
Grove Brands$19.0M45%

HTB
HTB

Segment breakdown not available.

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