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Side-by-side financial comparison of Good Times Restaurants Inc. (GTIM) and ISABELLA BANK CORP (ISBA). Click either name above to swap in a different company.

Good Times Restaurants Inc. is the larger business by last-quarter revenue ($32.7M vs $21.2M, roughly 1.5× ISABELLA BANK CORP). ISABELLA BANK CORP runs the higher net margin — 22.2% vs 0.6%, a 21.6% gap on every dollar of revenue. On growth, ISABELLA BANK CORP posted the faster year-over-year revenue change (14.3% vs -10.0%). ISABELLA BANK CORP produced more free cash flow last quarter ($23.3M vs $1.2M). Over the past eight quarters, ISABELLA BANK CORP's revenue compounded faster (12.6% CAGR vs -0.7%).

Good Times is a Golden, Colorado–based fast-food restaurant specializing in premium burgers and frozen custard. As of July 2023, the chain operates 31 locations, down from 38 in 2015.

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

GTIM vs ISBA — Head-to-Head

Bigger by revenue
GTIM
GTIM
1.5× larger
GTIM
$32.7M
$21.2M
ISBA
Growing faster (revenue YoY)
ISBA
ISBA
+24.3% gap
ISBA
14.3%
-10.0%
GTIM
Higher net margin
ISBA
ISBA
21.6% more per $
ISBA
22.2%
0.6%
GTIM
More free cash flow
ISBA
ISBA
$22.1M more FCF
ISBA
$23.3M
$1.2M
GTIM
Faster 2-yr revenue CAGR
ISBA
ISBA
Annualised
ISBA
12.6%
-0.7%
GTIM

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GTIM
GTIM
ISBA
ISBA
Revenue
$32.7M
$21.2M
Net Profit
$181.0K
$4.7M
Gross Margin
Operating Margin
0.9%
32.2%
Net Margin
0.6%
22.2%
Revenue YoY
-10.0%
14.3%
Net Profit YoY
10.4%
17.4%
EPS (diluted)
$0.02
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GTIM
GTIM
ISBA
ISBA
Q4 25
$32.7M
$21.2M
Q3 25
$37.0M
$20.5M
Q2 25
$34.3M
$18.8M
Q1 25
$18.1M
Q4 24
$36.3M
$18.5M
Q3 24
$35.8M
$18.0M
Q2 24
$38.0M
$17.2M
Q1 24
$35.4M
$16.7M
Net Profit
GTIM
GTIM
ISBA
ISBA
Q4 25
$181.0K
$4.7M
Q3 25
$1.5M
$5.2M
Q2 25
$-624.0K
$5.0M
Q1 25
$3.9M
Q4 24
$164.0K
$4.0M
Q3 24
$230.0K
$3.3M
Q2 24
$1.3M
$3.5M
Q1 24
$618.0K
$3.1M
Operating Margin
GTIM
GTIM
ISBA
ISBA
Q4 25
0.9%
32.2%
Q3 25
3.3%
30.7%
Q2 25
-1.5%
32.8%
Q1 25
26.9%
Q4 24
0.2%
26.0%
Q3 24
-0.3%
21.3%
Q2 24
3.2%
23.9%
Q1 24
1.8%
21.8%
Net Margin
GTIM
GTIM
ISBA
ISBA
Q4 25
0.6%
22.2%
Q3 25
4.0%
25.6%
Q2 25
-1.8%
26.7%
Q1 25
21.9%
Q4 24
0.5%
21.6%
Q3 24
0.6%
18.2%
Q2 24
3.5%
20.3%
Q1 24
1.7%
18.7%
EPS (diluted)
GTIM
GTIM
ISBA
ISBA
Q4 25
$0.02
$0.64
Q3 25
$0.14
$0.71
Q2 25
$-0.06
$0.68
Q1 25
$0.53
Q4 24
$0.02
$0.54
Q3 24
$0.01
$0.44
Q2 24
$0.12
$0.46
Q1 24
$0.06
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GTIM
GTIM
ISBA
ISBA
Cash + ST InvestmentsLiquidity on hand
$26.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$33.2M
$231.4M
Total Assets
$82.5M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GTIM
GTIM
ISBA
ISBA
Q4 25
$26.0M
Q3 25
$161.3M
Q2 25
$2.7M
$108.6M
Q1 25
$69.2M
Q4 24
$3.0M
$24.5M
Q3 24
$3.9M
$27.4M
Q2 24
$23.6M
Q1 24
$4.0M
$25.2M
Stockholders' Equity
GTIM
GTIM
ISBA
ISBA
Q4 25
$33.2M
$231.4M
Q3 25
$33.1M
$227.4M
Q2 25
$31.6M
$220.5M
Q1 25
$215.6M
Q4 24
$32.4M
$210.3M
Q3 24
$32.4M
$213.0M
Q2 24
$32.3M
$202.2M
Q1 24
$31.6M
$200.7M
Total Assets
GTIM
GTIM
ISBA
ISBA
Q4 25
$82.5M
$2.2B
Q3 25
$85.8M
$2.3B
Q2 25
$86.9M
$2.2B
Q1 25
$2.1B
Q4 24
$89.5M
$2.1B
Q3 24
$87.1M
$2.1B
Q2 24
$90.1M
$2.1B
Q1 24
$89.0M
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GTIM
GTIM
ISBA
ISBA
Operating Cash FlowLast quarter
$1.4M
$26.8M
Free Cash FlowOCF − Capex
$1.2M
$23.3M
FCF MarginFCF / Revenue
3.8%
110.2%
Capex IntensityCapex / Revenue
0.6%
16.4%
Cash ConversionOCF / Net Profit
7.85×
5.72×
TTM Free Cash FlowTrailing 4 quarters
$-72.0K
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GTIM
GTIM
ISBA
ISBA
Q4 25
$1.4M
$26.8M
Q3 25
$1.3M
$2.7M
Q2 25
$714.0K
$7.8M
Q1 25
$4.7M
Q4 24
$-518.0K
$19.6M
Q3 24
$394.0K
$3.6M
Q2 24
$3.2M
$5.5M
Q1 24
$1.8M
$3.4M
Free Cash Flow
GTIM
GTIM
ISBA
ISBA
Q4 25
$1.2M
$23.3M
Q3 25
$735.0K
$1.7M
Q2 25
$-105.0K
$7.2M
Q1 25
$3.7M
Q4 24
$-1.9M
$17.5M
Q3 24
$-466.0K
$3.2M
Q2 24
$2.0M
$5.1M
Q1 24
$1.2M
$2.6M
FCF Margin
GTIM
GTIM
ISBA
ISBA
Q4 25
3.8%
110.2%
Q3 25
2.0%
8.5%
Q2 25
-0.3%
38.5%
Q1 25
20.6%
Q4 24
-5.3%
94.6%
Q3 24
-1.3%
17.7%
Q2 24
5.3%
29.8%
Q1 24
3.2%
15.7%
Capex Intensity
GTIM
GTIM
ISBA
ISBA
Q4 25
0.6%
16.4%
Q3 25
1.4%
5.0%
Q2 25
2.4%
3.2%
Q1 25
5.5%
Q4 24
3.9%
11.4%
Q3 24
2.4%
2.0%
Q2 24
3.2%
2.4%
Q1 24
1.7%
4.9%
Cash Conversion
GTIM
GTIM
ISBA
ISBA
Q4 25
7.85×
5.72×
Q3 25
0.85×
0.52×
Q2 25
1.56×
Q1 25
1.19×
Q4 24
-3.16×
4.91×
Q3 24
1.71×
1.08×
Q2 24
2.44×
1.59×
Q1 24
2.86×
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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