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Side-by-side financial comparison of Good Times Restaurants Inc. (GTIM) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Good Times Restaurants Inc. is the larger business by last-quarter revenue ($32.7M vs $31.4M, roughly 1.0× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 0.6%, a 35.7% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -10.0%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $1.2M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -0.7%).
Good Times is a Golden, Colorado–based fast-food restaurant specializing in premium burgers and frozen custard. As of July 2023, the chain operates 31 locations, down from 38 in 2015.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
GTIM vs PDLB — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $32.7M | $31.4M |
| Net Profit | $181.0K | $10.1M |
| Gross Margin | — | — |
| Operating Margin | 0.9% | 43.6% |
| Net Margin | 0.6% | 36.3% |
| Revenue YoY | -10.0% | 37.6% |
| Net Profit YoY | 10.4% | 245.6% |
| EPS (diluted) | $0.02 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $32.7M | $31.4M | ||
| Q3 25 | $37.0M | $26.7M | ||
| Q2 25 | $34.3M | $26.5M | ||
| Q1 25 | — | $24.6M | ||
| Q4 24 | $36.3M | $22.8M | ||
| Q3 24 | $35.8M | $20.2M | ||
| Q2 24 | $38.0M | $20.2M | ||
| Q1 24 | $35.4M | $20.5M |
| Q4 25 | $181.0K | $10.1M | ||
| Q3 25 | $1.5M | $6.5M | ||
| Q2 25 | $-624.0K | $6.1M | ||
| Q1 25 | — | $6.0M | ||
| Q4 24 | $164.0K | $2.9M | ||
| Q3 24 | $230.0K | $2.4M | ||
| Q2 24 | $1.3M | $3.2M | ||
| Q1 24 | $618.0K | $2.4M |
| Q4 25 | 0.9% | 43.6% | ||
| Q3 25 | 3.3% | 32.8% | ||
| Q2 25 | -1.5% | 30.2% | ||
| Q1 25 | — | 32.5% | ||
| Q4 24 | 0.2% | 19.6% | ||
| Q3 24 | -0.3% | 15.2% | ||
| Q2 24 | 3.2% | 21.8% | ||
| Q1 24 | 1.8% | 18.3% |
| Q4 25 | 0.6% | 36.3% | ||
| Q3 25 | 4.0% | 24.3% | ||
| Q2 25 | -1.8% | 23.0% | ||
| Q1 25 | — | 24.2% | ||
| Q4 24 | 0.5% | 14.1% | ||
| Q3 24 | 0.6% | 12.1% | ||
| Q2 24 | 3.5% | 15.8% | ||
| Q1 24 | 1.7% | 11.8% |
| Q4 25 | $0.02 | $0.43 | ||
| Q3 25 | $0.14 | $0.27 | ||
| Q2 25 | $-0.06 | $0.25 | ||
| Q1 25 | — | $0.25 | ||
| Q4 24 | $0.02 | $0.11 | ||
| Q3 24 | $0.01 | $0.10 | ||
| Q2 24 | $0.12 | $0.14 | ||
| Q1 24 | $0.06 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $33.2M | $541.5M |
| Total Assets | $82.5M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $126.2M | ||
| Q3 25 | — | $146.6M | ||
| Q2 25 | $2.7M | $126.6M | ||
| Q1 25 | — | $129.9M | ||
| Q4 24 | $3.0M | $139.8M | ||
| Q3 24 | $3.9M | $155.8M | ||
| Q2 24 | — | $103.2M | ||
| Q1 24 | $4.0M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $33.2M | $541.5M | ||
| Q3 25 | $33.1M | $529.8M | ||
| Q2 25 | $31.6M | $521.1M | ||
| Q1 25 | — | $513.9M | ||
| Q4 24 | $32.4M | $505.5M | ||
| Q3 24 | $32.4M | $504.6M | ||
| Q2 24 | $32.3M | $497.7M | ||
| Q1 24 | $31.6M | $493.7M |
| Q4 25 | $82.5M | $3.2B | ||
| Q3 25 | $85.8M | $3.2B | ||
| Q2 25 | $86.9M | $3.2B | ||
| Q1 25 | — | $3.1B | ||
| Q4 24 | $89.5M | $3.0B | ||
| Q3 24 | $87.1M | $3.0B | ||
| Q2 24 | $90.1M | $2.8B | ||
| Q1 24 | $89.0M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.4M | $55.6M |
| Free Cash FlowOCF − Capex | $1.2M | $54.6M |
| FCF MarginFCF / Revenue | 3.8% | 173.9% |
| Capex IntensityCapex / Revenue | 0.6% | 3.1% |
| Cash ConversionOCF / Net Profit | 7.85× | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $-72.0K | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.4M | $55.6M | ||
| Q3 25 | $1.3M | $1.4M | ||
| Q2 25 | $714.0K | $6.2M | ||
| Q1 25 | — | $13.1M | ||
| Q4 24 | $-518.0K | $7.2M | ||
| Q3 24 | $394.0K | $-14.6M | ||
| Q2 24 | $3.2M | $-2.6M | ||
| Q1 24 | $1.8M | $1.5M |
| Q4 25 | $1.2M | $54.6M | ||
| Q3 25 | $735.0K | $786.0K | ||
| Q2 25 | $-105.0K | $5.9M | ||
| Q1 25 | — | $12.9M | ||
| Q4 24 | $-1.9M | $4.5M | ||
| Q3 24 | $-466.0K | $-15.0M | ||
| Q2 24 | $2.0M | $-2.6M | ||
| Q1 24 | $1.2M | $-315.0K |
| Q4 25 | 3.8% | 173.9% | ||
| Q3 25 | 2.0% | 2.9% | ||
| Q2 25 | -0.3% | 22.4% | ||
| Q1 25 | — | 52.6% | ||
| Q4 24 | -5.3% | 19.7% | ||
| Q3 24 | -1.3% | -74.1% | ||
| Q2 24 | 5.3% | -13.0% | ||
| Q1 24 | 3.2% | -1.5% |
| Q4 25 | 0.6% | 3.1% | ||
| Q3 25 | 1.4% | 2.3% | ||
| Q2 25 | 2.4% | 1.0% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | 3.9% | 11.9% | ||
| Q3 24 | 2.4% | 2.0% | ||
| Q2 24 | 3.2% | 0.3% | ||
| Q1 24 | 1.7% | 8.7% |
| Q4 25 | 7.85× | 5.48× | ||
| Q3 25 | 0.85× | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | -3.16× | 2.46× | ||
| Q3 24 | 1.71× | -5.99× | ||
| Q2 24 | 2.44× | -0.80× | ||
| Q1 24 | 2.86× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
