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Side-by-side financial comparison of GETTY REALTY CORP (GTY) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

GETTY REALTY CORP is the larger business by last-quarter revenue ($57.8M vs $31.4M, roughly 1.8× Ponce Financial Group, Inc.). GETTY REALTY CORP runs the higher net margin — 46.0% vs 36.3%, a 9.8% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 10.5%). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 7.6%).

Getty Realty Corp is a publicly traded real estate investment trust (REIT) headquartered in the United States. It owns, leases, and manages a diversified portfolio of commercial real estate assets, primarily consisting of convenience stores, fuel stations, and adjacent retail locations across U.S. states, serving tenants across retail and energy sectors.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

GTY vs PDLB — Head-to-Head

Bigger by revenue
GTY
GTY
1.8× larger
GTY
$57.8M
$31.4M
PDLB
Growing faster (revenue YoY)
PDLB
PDLB
+27.1% gap
PDLB
37.6%
10.5%
GTY
Higher net margin
GTY
GTY
9.8% more per $
GTY
46.0%
36.3%
PDLB
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
7.6%
GTY

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GTY
GTY
PDLB
PDLB
Revenue
$57.8M
$31.4M
Net Profit
$26.6M
$10.1M
Gross Margin
Operating Margin
66.1%
43.6%
Net Margin
46.0%
36.3%
Revenue YoY
10.5%
37.6%
Net Profit YoY
80.1%
245.6%
EPS (diluted)
$0.43
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GTY
GTY
PDLB
PDLB
Q1 26
$57.8M
Q4 25
$60.5M
$31.4M
Q3 25
$55.6M
$26.7M
Q2 25
$53.3M
$26.5M
Q1 25
$52.3M
$24.6M
Q4 24
$53.0M
$22.8M
Q3 24
$51.5M
$20.2M
Q2 24
$49.9M
$20.2M
Net Profit
GTY
GTY
PDLB
PDLB
Q1 26
$26.6M
Q4 25
$27.0M
$10.1M
Q3 25
$23.3M
$6.5M
Q2 25
$14.0M
$6.1M
Q1 25
$14.8M
$6.0M
Q4 24
$22.3M
$2.9M
Q3 24
$15.3M
$2.4M
Q2 24
$16.7M
$3.2M
Operating Margin
GTY
GTY
PDLB
PDLB
Q1 26
66.1%
Q4 25
67.3%
43.6%
Q3 25
62.5%
32.8%
Q2 25
46.7%
30.2%
Q1 25
50.5%
32.5%
Q4 24
61.6%
19.6%
Q3 24
48.9%
15.2%
Q2 24
52.5%
21.8%
Net Margin
GTY
GTY
PDLB
PDLB
Q1 26
46.0%
Q4 25
44.7%
36.3%
Q3 25
42.0%
24.3%
Q2 25
26.3%
23.0%
Q1 25
28.3%
24.2%
Q4 24
42.1%
14.1%
Q3 24
29.8%
12.1%
Q2 24
33.5%
15.8%
EPS (diluted)
GTY
GTY
PDLB
PDLB
Q1 26
$0.43
Q4 25
$0.46
$0.43
Q3 25
$0.40
$0.27
Q2 25
$0.24
$0.25
Q1 25
$0.25
$0.25
Q4 24
$0.38
$0.11
Q3 24
$0.27
$0.10
Q2 24
$0.30
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GTY
GTY
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$3.7M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$541.5M
Total Assets
$2.2B
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GTY
GTY
PDLB
PDLB
Q1 26
$3.7M
Q4 25
$8.4M
$126.2M
Q3 25
$5.2M
$146.6M
Q2 25
$7.5M
$126.6M
Q1 25
$6.3M
$129.9M
Q4 24
$9.5M
$139.8M
Q3 24
$4.0M
$155.8M
Q2 24
$4.7M
$103.2M
Total Debt
GTY
GTY
PDLB
PDLB
Q1 26
Q4 25
$995.0M
$596.1M
Q3 25
$934.6M
$521.1M
Q2 25
$919.2M
$536.1M
Q1 25
$901.4M
$521.1M
Q4 24
$904.3M
$596.1M
Q3 24
$833.9M
$580.4M
Q2 24
$838.4M
$680.4M
Stockholders' Equity
GTY
GTY
PDLB
PDLB
Q1 26
Q4 25
$1.1B
$541.5M
Q3 25
$1.0B
$529.8M
Q2 25
$982.4M
$521.1M
Q1 25
$961.1M
$513.9M
Q4 24
$962.1M
$505.5M
Q3 24
$963.4M
$504.6M
Q2 24
$951.0M
$497.7M
Total Assets
GTY
GTY
PDLB
PDLB
Q1 26
$2.2B
Q4 25
$2.2B
$3.2B
Q3 25
$2.1B
$3.2B
Q2 25
$2.0B
$3.2B
Q1 25
$2.0B
$3.1B
Q4 24
$2.0B
$3.0B
Q3 24
$1.9B
$3.0B
Q2 24
$1.9B
$2.8B
Debt / Equity
GTY
GTY
PDLB
PDLB
Q1 26
Q4 25
0.93×
1.10×
Q3 25
0.92×
0.98×
Q2 25
0.94×
1.03×
Q1 25
0.94×
1.01×
Q4 24
0.94×
1.18×
Q3 24
0.87×
1.15×
Q2 24
0.88×
1.37×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GTY
GTY
PDLB
PDLB
Operating Cash FlowLast quarter
$55.6M
Free Cash FlowOCF − Capex
$54.6M
FCF MarginFCF / Revenue
173.9%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GTY
GTY
PDLB
PDLB
Q1 26
Q4 25
$127.4M
$55.6M
Q3 25
$30.5M
$1.4M
Q2 25
$34.7M
$6.2M
Q1 25
$28.7M
$13.1M
Q4 24
$130.5M
$7.2M
Q3 24
$34.6M
$-14.6M
Q2 24
$29.7M
$-2.6M
Free Cash Flow
GTY
GTY
PDLB
PDLB
Q1 26
Q4 25
$127.0M
$54.6M
Q3 25
$30.4M
$786.0K
Q2 25
$34.6M
$5.9M
Q1 25
$28.6M
$12.9M
Q4 24
$129.6M
$4.5M
Q3 24
$34.4M
$-15.0M
Q2 24
$29.6M
$-2.6M
FCF Margin
GTY
GTY
PDLB
PDLB
Q1 26
Q4 25
209.8%
173.9%
Q3 25
54.7%
2.9%
Q2 25
64.9%
22.4%
Q1 25
54.7%
52.6%
Q4 24
244.5%
19.7%
Q3 24
66.9%
-74.1%
Q2 24
59.2%
-13.0%
Capex Intensity
GTY
GTY
PDLB
PDLB
Q1 26
Q4 25
0.7%
3.1%
Q3 25
0.2%
2.3%
Q2 25
0.3%
1.0%
Q1 25
0.1%
0.6%
Q4 24
1.7%
11.9%
Q3 24
0.4%
2.0%
Q2 24
0.3%
0.3%
Cash Conversion
GTY
GTY
PDLB
PDLB
Q1 26
Q4 25
4.71×
5.48×
Q3 25
1.31×
0.21×
Q2 25
2.48×
1.01×
Q1 25
1.94×
2.20×
Q4 24
5.85×
2.46×
Q3 24
2.26×
-5.99×
Q2 24
1.78×
-0.80×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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