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Side-by-side financial comparison of GULF RESOURCES, INC. (GURE) and Pathfinder Bancorp, Inc. (PBHC). Click either name above to swap in a different company.

Pathfinder Bancorp, Inc. is the larger business by last-quarter revenue ($11.8M vs $9.0M, roughly 1.3× GULF RESOURCES, INC.). Pathfinder Bancorp, Inc. runs the higher net margin — -52.9% vs -394.3%, a 341.4% gap on every dollar of revenue. On growth, GULF RESOURCES, INC. posted the faster year-over-year revenue change (303.4% vs -22.6%). Over the past eight quarters, Pathfinder Bancorp, Inc.'s revenue compounded faster (3.0% CAGR vs -37.1%).

EOG Resources, Inc. is an American energy company engaged in hydrocarbon exploration. It is organized in Delaware and headquartered in the Heritage Plaza building in Houston, Texas.

Pathfinder Bancorp, Inc. is a regional bank holding company headquartered in New York, U.S. It operates Pathfinder Bank serving the central New York market, offering retail and commercial banking services including deposit accounts, mortgages, business loans and wealth management for individual consumers and small to medium-sized enterprises.

GURE vs PBHC — Head-to-Head

Bigger by revenue
PBHC
PBHC
1.3× larger
PBHC
$11.8M
$9.0M
GURE
Growing faster (revenue YoY)
GURE
GURE
+326.0% gap
GURE
303.4%
-22.6%
PBHC
Higher net margin
PBHC
PBHC
341.4% more per $
PBHC
-52.9%
-394.3%
GURE
Faster 2-yr revenue CAGR
PBHC
PBHC
Annualised
PBHC
3.0%
-37.1%
GURE

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
GURE
GURE
PBHC
PBHC
Revenue
$9.0M
$11.8M
Net Profit
$-35.7M
$-5.6M
Gross Margin
Operating Margin
-3.7%
-81.1%
Net Margin
-394.3%
-52.9%
Revenue YoY
303.4%
-22.6%
Net Profit YoY
-921.1%
-242.4%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GURE
GURE
PBHC
PBHC
Q4 25
$11.8M
Q3 25
$9.0M
$13.1M
Q2 25
$8.3M
$9.3M
Q1 25
$12.6M
Q4 24
$15.3M
Q3 24
$13.4M
Q2 24
$10.7M
Q1 24
$11.1M
Net Profit
GURE
GURE
PBHC
PBHC
Q4 25
$-5.6M
Q3 25
$-35.7M
$626.0K
Q2 25
$-773.8K
$31.0K
Q1 25
$3.0M
Q4 24
$3.9M
Q3 24
$-4.6M
Q2 24
$2.0M
Q1 24
$2.1M
Operating Margin
GURE
GURE
PBHC
PBHC
Q4 25
-81.1%
Q3 25
-3.7%
5.1%
Q2 25
-9.0%
0.4%
Q1 25
29.5%
Q4 24
55.4%
Q3 24
-43.1%
Q2 24
23.3%
Q1 24
24.3%
Net Margin
GURE
GURE
PBHC
PBHC
Q4 25
-52.9%
Q3 25
-394.3%
4.8%
Q2 25
-9.3%
0.3%
Q1 25
23.6%
Q4 24
37.7%
Q3 24
-34.6%
Q2 24
18.7%
Q1 24
19.0%
EPS (diluted)
GURE
GURE
PBHC
PBHC
Q4 25
Q3 25
$0.47
Q2 25
$0.47
Q1 25
Q4 24
Q3 24
$0.41
Q2 24
$0.41
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GURE
GURE
PBHC
PBHC
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$14.1M
Stockholders' EquityBook value
$107.5M
$122.5M
Total Assets
$131.9M
$1.4B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Total Debt
GURE
GURE
PBHC
PBHC
Q4 25
$14.1M
Q3 25
$18.7M
Q2 25
$21.0M
Q1 25
$17.6M
Q4 24
$27.1M
Q3 24
$39.8M
Q2 24
$45.9M
Q1 24
$45.9M
Stockholders' Equity
GURE
GURE
PBHC
PBHC
Q4 25
$122.5M
Q3 25
$107.5M
$126.3M
Q2 25
$142.2M
$124.4M
Q1 25
$124.9M
Q4 24
$121.5M
Q3 24
$120.2M
Q2 24
$123.3M
Q1 24
$121.8M
Total Assets
GURE
GURE
PBHC
PBHC
Q4 25
$1.4B
Q3 25
$131.9M
$1.5B
Q2 25
$164.6M
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.4B
Q1 24
$1.5B
Debt / Equity
GURE
GURE
PBHC
PBHC
Q4 25
0.11×
Q3 25
0.15×
Q2 25
0.17×
Q1 25
0.14×
Q4 24
0.22×
Q3 24
0.33×
Q2 24
0.37×
Q1 24
0.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GURE
GURE
PBHC
PBHC
Operating Cash FlowLast quarter
$6.7M
$11.7M
Free Cash FlowOCF − Capex
$10.4M
FCF MarginFCF / Revenue
88.1%
Capex IntensityCapex / Revenue
10.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$18.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GURE
GURE
PBHC
PBHC
Q4 25
$11.7M
Q3 25
$6.7M
$7.0M
Q2 25
$-559.3K
$-3.7M
Q1 25
$5.7M
Q4 24
$11.2M
Q3 24
$11.8M
Q2 24
$1.5M
Q1 24
$504.0K
Free Cash Flow
GURE
GURE
PBHC
PBHC
Q4 25
$10.4M
Q3 25
$6.9M
Q2 25
$-4.0M
Q1 25
$5.1M
Q4 24
$9.1M
Q3 24
$11.3M
Q2 24
$637.0K
Q1 24
$274.0K
FCF Margin
GURE
GURE
PBHC
PBHC
Q4 25
88.1%
Q3 25
52.8%
Q2 25
-42.6%
Q1 25
40.1%
Q4 24
59.9%
Q3 24
84.3%
Q2 24
6.0%
Q1 24
2.5%
Capex Intensity
GURE
GURE
PBHC
PBHC
Q4 25
10.7%
Q3 25
1.0%
Q2 25
2.4%
Q1 25
5.1%
Q4 24
13.5%
Q3 24
3.8%
Q2 24
8.2%
Q1 24
2.1%
Cash Conversion
GURE
GURE
PBHC
PBHC
Q4 25
Q3 25
11.26×
Q2 25
-120.55×
Q1 25
1.92×
Q4 24
2.87×
Q3 24
Q2 24
0.76×
Q1 24
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GURE
GURE

Bromine$8.1M89%
Shandong Shouguang Shenrunfa Marine Chemical Company Limited$1.4M15%

PBHC
PBHC

Other$5.6M47%
Banking$3.7M31%
Deposit Account$1.5M13%
Financial Service Other$1.0M9%

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