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Side-by-side financial comparison of Globavend Holdings Ltd (GVH) and Pathfinder Bancorp, Inc. (PBHC). Click either name above to swap in a different company.

Globavend Holdings Ltd is the larger business by last-quarter revenue ($13.7M vs $11.8M, roughly 1.2× Pathfinder Bancorp, Inc.). Globavend Holdings Ltd runs the higher net margin — 3.3% vs -52.9%, a 56.2% gap on every dollar of revenue. On growth, Globavend Holdings Ltd posted the faster year-over-year revenue change (63.7% vs -22.6%). Pathfinder Bancorp, Inc. produced more free cash flow last quarter ($10.4M vs $-1.2M).

Globavend Holdings Ltd is a provider of smart unattended retail solutions, focusing on the design, supply, and operation of intelligent vending machines. It primarily serves markets across Australia, New Zealand, and Southeast Asia, offering end-to-end services including hardware manufacturing, inventory management software, and after-sales support to clients in retail, FMCG, and workplace service segments.

Pathfinder Bancorp, Inc. is a regional bank holding company headquartered in New York, U.S. It operates Pathfinder Bank serving the central New York market, offering retail and commercial banking services including deposit accounts, mortgages, business loans and wealth management for individual consumers and small to medium-sized enterprises.

GVH vs PBHC — Head-to-Head

Bigger by revenue
GVH
GVH
1.2× larger
GVH
$13.7M
$11.8M
PBHC
Growing faster (revenue YoY)
GVH
GVH
+86.3% gap
GVH
63.7%
-22.6%
PBHC
Higher net margin
GVH
GVH
56.2% more per $
GVH
3.3%
-52.9%
PBHC
More free cash flow
PBHC
PBHC
$11.6M more FCF
PBHC
$10.4M
$-1.2M
GVH

Income Statement — Q1 FY2025 vs Q4 FY2025

Metric
GVH
GVH
PBHC
PBHC
Revenue
$13.7M
$11.8M
Net Profit
$450.3K
$-5.6M
Gross Margin
10.5%
Operating Margin
5.8%
-81.1%
Net Margin
3.3%
-52.9%
Revenue YoY
63.7%
-22.6%
Net Profit YoY
-49.9%
-242.4%
EPS (diluted)
$6.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GVH
GVH
PBHC
PBHC
Q4 25
$11.8M
Q3 25
$13.1M
Q2 25
$9.3M
Q1 25
$13.7M
$12.6M
Q4 24
$15.3M
Q3 24
$13.4M
Q2 24
$10.7M
Q1 24
$8.4M
$11.1M
Net Profit
GVH
GVH
PBHC
PBHC
Q4 25
$-5.6M
Q3 25
$626.0K
Q2 25
$31.0K
Q1 25
$450.3K
$3.0M
Q4 24
$3.9M
Q3 24
$-4.6M
Q2 24
$2.0M
Q1 24
$898.8K
$2.1M
Gross Margin
GVH
GVH
PBHC
PBHC
Q4 25
Q3 25
Q2 25
Q1 25
10.5%
Q4 24
Q3 24
Q2 24
Q1 24
19.8%
Operating Margin
GVH
GVH
PBHC
PBHC
Q4 25
-81.1%
Q3 25
5.1%
Q2 25
0.4%
Q1 25
5.8%
29.5%
Q4 24
55.4%
Q3 24
-43.1%
Q2 24
23.3%
Q1 24
13.8%
24.3%
Net Margin
GVH
GVH
PBHC
PBHC
Q4 25
-52.9%
Q3 25
4.8%
Q2 25
0.3%
Q1 25
3.3%
23.6%
Q4 24
37.7%
Q3 24
-34.6%
Q2 24
18.7%
Q1 24
10.7%
19.0%
EPS (diluted)
GVH
GVH
PBHC
PBHC
Q4 25
Q3 25
$0.47
Q2 25
$0.47
Q1 25
$6.01
Q4 24
Q3 24
$0.41
Q2 24
$0.41
Q1 24
$12.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GVH
GVH
PBHC
PBHC
Cash + ST InvestmentsLiquidity on hand
$915.2K
Total DebtLower is stronger
$14.1M
Stockholders' EquityBook value
$5.7M
$122.5M
Total Assets
$6.4M
$1.4B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GVH
GVH
PBHC
PBHC
Q4 25
Q3 25
Q2 25
Q1 25
$915.2K
Q4 24
Q3 24
Q2 24
Q1 24
$2.5M
Total Debt
GVH
GVH
PBHC
PBHC
Q4 25
$14.1M
Q3 25
$18.7M
Q2 25
$21.0M
Q1 25
$17.6M
Q4 24
$27.1M
Q3 24
$39.8M
Q2 24
$45.9M
Q1 24
$45.9M
Stockholders' Equity
GVH
GVH
PBHC
PBHC
Q4 25
$122.5M
Q3 25
$126.3M
Q2 25
$124.4M
Q1 25
$5.7M
$124.9M
Q4 24
$121.5M
Q3 24
$120.2M
Q2 24
$123.3M
Q1 24
$4.4M
$121.8M
Total Assets
GVH
GVH
PBHC
PBHC
Q4 25
$1.4B
Q3 25
$1.5B
Q2 25
$1.5B
Q1 25
$6.4M
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.4B
Q1 24
$6.0M
$1.5B
Debt / Equity
GVH
GVH
PBHC
PBHC
Q4 25
0.11×
Q3 25
0.15×
Q2 25
0.17×
Q1 25
0.14×
Q4 24
0.22×
Q3 24
0.33×
Q2 24
0.37×
Q1 24
0.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GVH
GVH
PBHC
PBHC
Operating Cash FlowLast quarter
$-906.3K
$11.7M
Free Cash FlowOCF − Capex
$-1.2M
$10.4M
FCF MarginFCF / Revenue
-8.8%
88.1%
Capex IntensityCapex / Revenue
2.2%
10.7%
Cash ConversionOCF / Net Profit
-2.01×
TTM Free Cash FlowTrailing 4 quarters
$18.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GVH
GVH
PBHC
PBHC
Q4 25
$11.7M
Q3 25
$7.0M
Q2 25
$-3.7M
Q1 25
$-906.3K
$5.7M
Q4 24
$11.2M
Q3 24
$11.8M
Q2 24
$1.5M
Q1 24
$-256.6K
$504.0K
Free Cash Flow
GVH
GVH
PBHC
PBHC
Q4 25
$10.4M
Q3 25
$6.9M
Q2 25
$-4.0M
Q1 25
$-1.2M
$5.1M
Q4 24
$9.1M
Q3 24
$11.3M
Q2 24
$637.0K
Q1 24
$-730.0K
$274.0K
FCF Margin
GVH
GVH
PBHC
PBHC
Q4 25
88.1%
Q3 25
52.8%
Q2 25
-42.6%
Q1 25
-8.8%
40.1%
Q4 24
59.9%
Q3 24
84.3%
Q2 24
6.0%
Q1 24
-8.7%
2.5%
Capex Intensity
GVH
GVH
PBHC
PBHC
Q4 25
10.7%
Q3 25
1.0%
Q2 25
2.4%
Q1 25
2.2%
5.1%
Q4 24
13.5%
Q3 24
3.8%
Q2 24
8.2%
Q1 24
5.6%
2.1%
Cash Conversion
GVH
GVH
PBHC
PBHC
Q4 25
Q3 25
11.26×
Q2 25
-120.55×
Q1 25
-2.01×
1.92×
Q4 24
2.87×
Q3 24
Q2 24
0.76×
Q1 24
-0.29×
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GVH
GVH

Segment breakdown not available.

PBHC
PBHC

Other$5.6M47%
Banking$3.7M31%
Deposit Account$1.5M13%
Financial Service Other$1.0M9%

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